Institution

Belstar Investment and Finance Private Limited 11 C, Rathinammal Street , Rangarajapuram, KodambakkamChennai, Tamilnadu600024
Data approved: 2014-09-22
Data version: 4
Age of data: 111 months

Institution

FUNDACIÓN AMANECER Calle 24 No. 20 A 27Yopal, Casanare
Data approved: 2011-09-15
Data version: 1
Age of data: 159 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.belstar.in
Year established2009
Head of InstitutionDr.Kalpana sankar
Regions activeMadhya Pradesh, Tamil Nadu, Puducherry
# Branches64

Total Portfolio (nat'l)INR 1,269,117,806
Total Portfolio (USD)USD 23,945,618.98
Active clients with loans123,092
Approximate % female clients100%
Approximate % urban clients0% - 20%
Network affiliationsMicrofinance Institutions Network - MFIN

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1994
Head of InstitutionCesar Ivan Velosa Poveda
Regions active
# Branches6

Total Portfolio (nat'l)COP 15,034,582,670
Total Portfolio (USD)USD 8,260,759.71
Active clients with loans3,993
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsEmprender, Asomicrofinanzas
Funders

Loan Products » Summary

117,606 Borrowers
USD 22,895,241.62 Portfolio
Active Product
5,485 Borrowers
USD 1,050,377.36 Portfolio
Active Product

Loan Products » Summary

2,664 Borrowers
USD 5,039,809.85 Portfolio
Active Product
583 Borrowers
USD 1,468,426 Portfolio
Active Product
304 Borrowers
USD 294,588.47 Portfolio
Active Product
830 Borrowers
USD 1,450,819.67 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro Enterprise Loan INR 12,000 - 30,000 13 - 25 100% 0% - 20% Business, Agriculture Women, Specific age group, Low HH Inc, Med HH Inc, Must be a Member of an SHG, Must be in the age group of 18 to 60 years. Credit Educ, Group Mtgs, Credit Ins, Business Training
Educational Loan INR 11,000 - 11,000 12 100% 0% - 20% Education Women, Specific age group, Low HH Inc, Med HH Inc Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Desarrollo Empresarial COP 515,000 - 25,750,000 6 - 30 40% - 60% 80% - 100% Business Women, Men, Have business Tech Asst Visits, Business Training
Microvivienda COP 515,000 - 25,750,000 6 - 30 40% - 60% 60% - 80% Housing Women, Men, Have business Credit Educ
Nucleos Solidarios Productivos COP 515,000 - 5,150,000 6 - 24 40% - 60% 0% - 20% Business Women, Men, Have business Group Mtgs, Business Training, Giras Técnicas
Rural Individual - Germina COP 515,000 - 12,875,000 6 - 30 40% - 60% 0% - 20% Business Women, Men, Have business Group Mtgs, Giras Técnicas

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Micro Enterprise Loan 24.7% - 26.4% 25.7% - 28% 26.7% - 29% 100
Educational Loan 24.7% 26.5% 28% 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Enterprise Loan 25.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 25.7% - 28% 26.7% - 29% 91
Educational Loan 25.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.5% 28% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Desarrollo Empresarial 29.5% annual, Decl Bal 1 Fee 1 Ins None N/A 29.6% - 35% 30.1% - 38% 88
Microvivienda 29.5% annual, Decl Bal 0 Fees 1 Ins None N/A 29.6% - 31.1% 30% - 33.7% 91
Nucleos Solidarios Productivos 29.5% annual, Decl Bal 0 Fees 1 Ins None N/A 29.6% - 31% 32.4% - 33.2% 90
Rural Individual - Germina 24.0% annual, Decl Bal 0 Fees 1 Ins None N/A 24% - 26.3% 25.6% - 33.9% 83

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Micro Enterprise Loan 24.7% - 26.4% 25.7% - 28% 26.7% - 29% 100
Educational Loan 24.7% 26.5% 28% 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Enterprise Loan 25.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 25.7% - 28% 26.7% - 29% 91
Educational Loan 25.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.5% 28% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Desarrollo Empresarial 29.5% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 29.6% - 35% 30.1% - 38% 88
Microvivienda 29.5% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 29.6% - 31.1% 30% - 33.7% 91
Nucleos Solidarios Productivos 29.5% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 29.6% - 31% 32.4% - 33.2% 90
Rural Individual - Germina 24.0% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 24% - 26.3% 25.6% - 33.9% 83
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