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Institution

Bhartiya Samruddhi Finance Limited Ascent Tower, Muncipal No.8-2-596/c/2 to c/5Road No 10, Banjara Hills.Hyderabad, Andhra Pradesh500034
Data approved: 2011-07-18
Data version: 1
Age of data: -   months 

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.basixindia.com/
Year established1996
Head of InstitutionMr. Manmathdalai
Regions active0
# Branches138

Total Portfolio (nat'l)INR 11,024,902
Total Portfolio (USD)USD 244,997.82
Active clients with loans1,199,141
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsMFIN, Sadhan

Loan Products » Summary

235,615 Borrowers
USD 54,355,547 Portfolio
Active Product
63,069 Borrowers
USD 12,160,461 Portfolio
Active Product
610,796 Borrowers
USD 121,585,590 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Samruddhi Agri Allied Loan INR 8,000 - 30,000 23 - 24 20% - 40% 0% - 20% For improving dairy livelihoods and buying inputs, purchase of mulch animals,procurement of fodder Women, Men, Joint Liability Group Credit Ins
Samruddhi Crop Loan INR 10,000 - 30,000 11 20% - 40% 0% - 20% Business, only for working for capital crop cultivation , purchase of agriculture inputs i.e. seeds, fertili Women, Men, All farmers including tenant farmers engaged in cultivation of field crops Credit Ins
Samruddhi Micro Enterprise (NFS) Loan INR 10,000 - 30,000 23 - 24 40% - 60% 0% - 20% Business, For establishment cost,fixed cost,working capital Women, Men, Joint Liability Group Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Samruddhi Agri Allied Loan 0% 25% - 25.3% 25% - 25.3% N/A
Samruddhi Crop Loan 0% 26% - 27.8% 29.9% - 31.7% N/A
Samruddhi Micro Enterprise (NFS) Loan 0% 25.1% - 25.4% 25.1% - 25.4% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Samruddhi Agri Allied Loan 24.0% annual, Decl Bal 1 Fee 0 Ins None N/A 25% - 25.3% 25% - 25.3% 95
Samruddhi Crop Loan 21.0% annual, Decl Bal 1 Fee 0 Ins None N/A 26% - 27.8% 29.9% - 31.7% 68
Samruddhi Micro Enterprise (NFS) Loan 24.0% annual, Decl Bal 2 Fees 0 Ins None N/A 25.1% - 25.4% 25.1% - 25.4% 95
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AMF220,100173,814,0009126
FONDEP128,949106,544,9376120
AMSSF13,7009,079,0005126
INMAA10,4944,436,4104126
ARDI10,1184,805,3172126
AMOS2,700716,0002126
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