| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.crediblemicrofinance.com/ |
| Year established | 2008 |
| Head of Institution | Mr. Khirod Chandra Malick |
| Regions active | |
| # Branches | 21 |
| Total Portfolio (nat'l) | INR 88,485,639 |
| Total Portfolio (USD) | USD 1,669,540.36 |
| Active clients with loans | 10,093 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agri-allied | INR 2,500 - 20,000 | 8 - 15 | 80% - 100% | 0% - 20% | Business, Housing | Women | Group Mtgs | |||||||
| Income Generation Activities | INR 5,000 - 30,000 | 8 - 18 | 80% - 100% | 40% - 60% | Business, Housing | Women, Have business | Credit Educ, Group Mtgs |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agri-allied | 0% | 24.2% - 25.1% | 24.2% - 25.1% | N/A | ||||||||||
| Income Generation Activities | 0% | 23.6% - 24.2% | 23.6% - 24.2% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agri-allied | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 24.2% - 25.1% | 24.2% - 25.1% | 80 | ||||||||
| Income Generation Activities | 20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 23.6% - 24.2% | 23.6% - 24.2% | 83 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Actuar Caldas | 3,700 | 5,247,000 | 1 | 159 |
| Actuar Quindio | 2,300 | 2,800,000 | 2 | 159 |
| Actuar Tolima | 8,800 | 5,099,000 | 3 | 159 |
| Amanecer | 4,300 | 8,253,000 | 4 | 159 |
| Banco Agrario | 56,300 | 39,938,000 | 3 | 159 |
| Banco WWB | 219,400 | 294,019,000 | 5 | 154 |
| Bancolombia | 36,200 | 51,563,000 | 1 | 159 |
| BdO | 10,400 | 7,945,000 | 2 | 159 |
| Comerciacoop | 1,600 | 3,255,000 | 4 | 159 |
| Confiar | 43,800 | 81,993,000 | 7 | 159 |
| Congente | 5,400 | 20,045,000 | 2 | 159 |
| Contactar | 25,100 | 20,184,000 | 2 | 159 |
| Crezcamos | 27,500 | 22,564,000 | 4 | 159 |
| Finamerica | 39,800 | 99,536,000 | 7 | 159 |
| FMM Popayán | 310,000 | 243,614,000 | 3 | 159 |
| FMSD | 6,800 | 9,236,000 | 6 | 159 |
| Fomentamos | 900 | 102,000 | 1 | 159 |
| Fund DeLaMujer | 199,900 | 165,568,000 | 1 | 159 |
| Fund Oleoductos | 500 | 435,000 | 1 | 154 |
| FUNDAUNIBAN | 600 | 1,307,000 | 2 | 159 |
| FUNDESAN | 2,400 | 2,521,000 | 5 | 159 |
| FUNDESMAG | 1,000 | 1,698,000 | 2 | 159 |
| Interactuar | 30,200 | 93,846,000 | 4 | 159 |
| MEDA | 15,600 | 27,322,000 | 2 | 159 |
| ProCredit CO | 5,700 | 18,569,000 | 3 | 159 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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