2. Equitas
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. BRAC-UGA
Please note that the information you are viewing is 113 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Singhivi Investment & Finance Pvt. Ltd. 4th Floor, Temple Tower, 672 Anna Salai, NandanamChennai, Tamil Nadu600035
Data approved: 2013-02-20
Data version: 3
Age of data: 132 months
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Institution

BRAC Uganda Microfinance Ltd Plot 90, Busingiri ZoneOff Entebbe RoadKampala, Central31817
Data approved: 2014-09-22
Data version: 3
Age of data: 113 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.equitasmf.in
Year established2007
Head of InstitutionPN Vasudevan
Regions activeGujarat, Madhya Pradesh
# Branches278

Total Portfolio (nat'l)INR 9,756,400,000
Total Portfolio (USD)USD 184,083,018.90
Active clients with loans1,163,000
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsMFIN, Sa-Dhan, Alpha

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.brac.net/
Year established2006
Head of InstitutionFaruque Ahmed
Regions activeCentral, Eastern, Northern, Western
# Branches133

Total Portfolio (nat'l)UGX 65,967,150,584
Total Portfolio (USD)USD 26,125,604.19
Active clients with loans134,693
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsAMFIU
FundersMasterCard Foundation, BRAC Africa Loan Fund

Loan Products » Summary

2nd Cycle
540,000 Borrowers
USD 107,735,849.10 Portfolio
Active Product
3rd Cycle
45,000 Borrowers
USD 10,377,358.49 Portfolio
Active Product
1st Cycle
590,000 Borrowers
USD 66,037,735.85 Portfolio
Active Product
Income
45,000 Borrowers
USD 2,264,150.94 Portfolio
Active Product
Additional Micro Credit - Upcountry
Retired Product
Additional Micro credit -Metro
Retired Product
Additional Micro-Credit
Retired Product
Gurukul Loan
Retired Product
Primary Loans - Metro
Retired Product
Primary loans - Rural
Retired Product
Primary Loans - Upcountry
Retired Product
Primary Loans
Retired Product
Second cycle loan - Metro
Retired Product
Second Cycle Loan - Upcountry
Retired Product
Shiksha Loan
Retired Product
Vidya loan - Metro
Retired Product
Vidya loan - Upcountry
Retired Product
Vidya Loan
Retired Product

Loan Products » Summary

MF 1-Year
106,742 Borrowers
USD 19,304,771.19 Portfolio
Active Product
MF 6-Month
26,944 Borrowers
USD 4,289,949.15 Portfolio
Active Product
Small Enter
5,536 Borrowers
USD 4,659,509.84 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Second Cycle Loan INR 12,000 - 18,000 18 - 24 80% - 100% 80% - 100% Business Women, Have business, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins
Third Cycle Loan INR 12,000 - 18,000 18 - 24 80% - 100% 80% - 100% Business Women, Have business, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins
First Cycle Loan INR 12,000 - 18,000 18 - 24 80% - 100% 80% - 100% Business Women, Have business, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins
Income Generating 1 Year Loan INR 4,999.50 - 5,000 12 80% - 100% 80% - 100% Business Women, Have business, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microfinance 1-Year Loan UGX 350,000 - 3,500,000 3 - 12.5 100% 0% - 20% Any Purpose Women, Have business Credit Educ, Group Mtgs, Business Training
Microfinance 6-Month Loan UGX 350,000 - 2,500,000 5 - 7 100% 0% - 20% Any Purpose Women, Have business Credit Educ, Group Mtgs, Business Training
Small Enterprise Program UGX 2,500,000 - 25,000,000 3 - 12 40% - 60% 20% - 40% Business Women, Men, Have business Credit Educ, Business Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Second Cycle Loan 24.9% - 25.3% 26% - 26.7% 27.7% - 29.1% Yes Yes Yes 100
Third Cycle Loan 24.9% - 25.4% 26% - 26.5% 27.6% - 28.2% Yes Yes Yes 100
First Cycle Loan 25% - 25.3% 26% - 26.7% 27.7% - 29.1% Yes Yes Yes 100
Income Generating 1 Year Loan 24.4% - 25.3% 26.4% - 27.4% 28.1% - 29.3% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Second Cycle Loan 25.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26% - 26.7% 27.7% - 29.1% 90
Third Cycle Loan 25.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26% - 26.5% 27.6% - 28.2% 91
First Cycle Loan 25.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26% - 26.7% 27.7% - 29.1% 90
Income Generating 1 Year Loan 25.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.4% - 27.4% 28.1% - 29.3% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance 1-Year Loan 25.0% annual, Flat 2 Fees 0 Ins None 10.0% upfront 47.8% - 52.4% 57.5% - 63.9% 41
Microfinance 6-Month Loan 25.0% annual, Flat 2 Fees 0 Ins None 10.0% upfront 46.5% - 49.8% 56.6% - 60.7% 43
Small Enterprise Program 25.0% annual, Flat 2 Fees 0 Ins None 10.0% upfront 45.2% - 45.7% 53.9% - 54.5% 46

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Second Cycle Loan 24.9% - 25.3% 26% - 26.7% 27.7% - 29.1% Yes Yes Yes 100
Third Cycle Loan 24.9% - 25.4% 26% - 26.5% 27.6% - 28.2% Yes Yes Yes 100
First Cycle Loan 25% - 25.3% 26% - 26.7% 27.7% - 29.1% Yes Yes Yes 100
Income Generating 1 Year Loan 24.4% - 25.3% 26.4% - 27.4% 28.1% - 29.3% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Second Cycle Loan 25.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26% - 26.7% 27.7% - 29.1% 90
Third Cycle Loan 25.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26% - 26.5% 27.6% - 28.2% 91
First Cycle Loan 25.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26% - 26.7% 27.7% - 29.1% 90
Income Generating 1 Year Loan 25.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.4% - 27.4% 28.1% - 29.3% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance 1-Year Loan 25.0% annual, Flat 2 Fees 0 Ins Ins None 10.0% upfront 47.8% - 52.4% 57.5% - 63.9% 41
Microfinance 6-Month Loan 25.0% annual, Flat 2 Fees 0 Ins Ins None 10.0% upfront 46.5% - 49.8% 56.6% - 60.7% 43
Small Enterprise Program 25.0% annual, Flat 2 Fees 0 Ins Ins None 10.0% upfront 45.2% - 45.7% 53.9% - 54.5% 46
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Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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