| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.gvmfl.com/ |
| Year established | 1986 |
| Head of Institution | Mr.S.Devaraj, Chairman and Managing Director |
| Regions active | Madhya Pradesh, Maharashtra, Tamil Nadu, Puducherry |
| # Branches | 285 |
| Total Portfolio (nat'l) | INR 5,411,394,265 |
| Total Portfolio (USD) | USD 102,101,778.60 |
| Active clients with loans | 738,218 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | MFIN, Sadhan, MIX |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.grameenghana.org |
| Year established | 2001 |
| Head of Institution | Mohammed A. Adams |
| Regions active | Northern Region, Upper East Region |
| # Branches | 5 |
| Total Portfolio (nat'l) | GHS 998,804 |
| Total Portfolio (USD) | USD 507,007.11 |
| Active clients with loans | 9,505 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | ASSFIN, GHAMFIN, African Microfinance Transparency (AMT), Civil Society Platform |
| Funders | Grameen Foundation, CORDAID, Planet Finance, Alterfin |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | INR 10,000 - 15,000 | 6 - 12 | 100% | 20% - 40% | Business | Women | Credit Educ, Group Mtgs |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Business Loan | GHS 400 - 1,000 | 6 - 12 | 80% - 100% | 0% - 20% | Business, Agricultural Production | Women, Men | Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention. | |||||||
| Basic Loan | GHS 50 - 1,000 | 4 - 6 | 100% | 0% - 20% | Business | Women | Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention. | |||||||
| Shea Loan | GHS 50 - 500 | 6 - 9 | 100% | 0% | Any Purpose | Women | Credit Educ, Group Mtgs, Other Training, Training in health, nutrition, sanitation, breast-feeding, and malaria prevention. |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 23.3% - 23.7% | 25.4% - 27.9% | 27.5% - 31.4% | Yes | Yes | Yes | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 25.4% - 27.9% | 27.5% - 31.4% | 87 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Business Loan | 30.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 45.8% | 45.8% | 65 | ||||||||
| Basic Loan | 36.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 70.8% | 70.8% | 50 | ||||||||
| Shea Loan | 36.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 39.6% - 44.5% | 39.6% - 44.5% | 87 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 23.3% - 23.7% | 25.4% - 27.9% | 27.5% - 31.4% | Yes | Yes | Yes | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 26.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 25.4% - 27.9% | 27.5% - 31.4% | 87 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Business Loan | 30.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 45.8% | 45.8% | 65 | ||||||||
| Basic Loan | 36.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 70.8% | 70.8% | 50 | ||||||||
| Shea Loan | 36.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 39.6% - 44.5% | 39.6% - 44.5% | 87 |
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