| Institution Type | Other |
| Is this institution regulated? | No |
| Website address | http://www.jaago.org/ |
| Year established | 2007 |
| Head of Institution | Pragyesh Singh |
| Regions active | |
| # Branches | 4 |
| Total Portfolio (nat'l) | INR 12,599,383 |
| Total Portfolio (USD) | USD 237,724.21 |
| Active clients with loans | 2,716 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| IGL | INR 5,000 - 20,000 | 8 - 15 | 80% - 100% | 40% - 60% | Business | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Other Training, Signature, Financial Discipline |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| IGL | 0 | 28.9% - 30.6% | 30.1% - 33.3% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| IGL | 24.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 28.9% - 30.6% | 30.1% - 33.3% | 76 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AB Bank | 300 | 307,000 | 2 | 157 |
| AMZ | 4,900 | 651,000 | 2 | 157 |
| CETZAM | 6,700 | 2,210,000 | 4 | 157 |
| Eclof Zambia | 200 | 111,000 | 4 | 157 |
| Empowerment | 1,500 | 447,000 | 5 | 157 |
| FINCA Zambia | 43,700 | 16,420,000 | 4 | 114 |
| Harmos | 9,800 | 1,398,000 | 3 | 157 |
| Kungoma | 43 | 18,000 | 2 | 157 |
| MBT | 13,900 | 1,563,000 | 5 | 157 |
| Meanwood | 2,000 | 1,766,000 | 5 | 157 |
| PFSL | 1,300 | 3,506,000 | 3 | 157 |
| Zambia CRC | 30 | 1,000 | 1 | 157 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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