Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1999 |
Head of Institution | Sri G. John |
Regions active | |
# Branches | 38 |
Total Portfolio (nat'l) | INR 242,718,712 |
Total Portfolio (USD) | USD 4,579,598.34 |
Active clients with loans | 23,289 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.sathapana.com/ |
Year established | 1995 |
Head of Institution | Dr. Bun Mony |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh KongKratié, Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo |
# Branches | 88 |
Total Portfolio (nat'l) | KHR 460,081,000,000 |
Total Portfolio (USD) | USD 116,476,202.50 |
Active clients with loans | 66,805 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Cambodia Microfinance Assosiation (CMA) |
Funders | Maruhan Japan Group, Cambodia Community Building (NGO) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture and Allied Business Loan | INR 5,000 - 50,000 | 12 - 20 | 80% - 100% | 0% - 20% | Business | Women | Credit Educ, Group Mtgs, Credit Ins, Other Training | |||||||
Crop Loan | INR 3,000 - 25,000 | 6 - 15 | 80% - 100% | 0% - 20% | Business, Other | Women | Credit Educ, Group Mtgs, Credit Ins, Other Training | |||||||
Education Loan | INR 3,000 - 20,000 | 12 - 20 | 60% - 80% | 0% - 20% | Education | Women, Have home or land, Salaried worker | Group Mtgs, Credit Ins, Other Training | |||||||
Group Loan | INR 10,000 - 30,000 | 12 - 20 | 80% - 100% | 20% - 40% | Any Purpose | Women | Credit Educ, Group Mtgs, Credit Ins, Other Training, Livelihood and Social Awareness programs | |||||||
Housing Loan | INR 10,000 - 50,000 | 15 - 30 | 60% - 80% | 0% - 20% | Housing | Women, Salaried worker | Credit Educ, Group Mtgs, Credit Ins, Other Training | |||||||
Micro Enterprise Loan | INR 5,000 - 50,000 | 12 - 20 | 80% - 100% | 0% - 20% | Business | Women, Have business | Credit Educ, Group Mtgs, Other Training, Social Awareness programs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Balloon & Semi Balloon Loan USD | USD 50 - 25,000 | 1 - 12 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Balloon & Semi Balloon Loan KHR | KHR 200,000 - 100,000,000 | 1 - 12 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Micro Loan USD | USD 50 - 5,000 | 1 - 30 | 0% - 20% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Micro Loan KHR | KHR 200,000 - 20,000,000 | 1 - 30 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Group Loan KHR | KHR 200,000 - 1,500,000 | 1 - 12 | 80% - 100% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture and Allied Business Loan | 0% | 25.6% | 32.7% - 36.1% | N/A | ||||||||||
Crop Loan | 0% | 21.5% - 21.6% | 26.6% - 28.7% | N/A | ||||||||||
Education Loan | 0% | 25.6% - 25.7% | 33.8% - 36.2% | N/A | ||||||||||
Group Loan | 0% | 25.6% - 25.7% | 32.7% - 33.8% | N/A | ||||||||||
Housing Loan | 0% | 25.6% - 25.7% | 33.2% - 36.1% | N/A | ||||||||||
Micro Enterprise Loan | 0% | 25.6% - 25.7% | 32.7% - 35.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture and Allied Business Loan | 12.5% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 50.00 ongoing | 25.6% | 32.7% - 36.1% | 37 | ||||||||
Crop Loan | 12.5% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 50.00 ongoing | 21.5% - 21.6% | 26.6% - 28.7% | 45 | ||||||||
Education Loan | 12.5% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 100.00 ongoing | 25.6% - 25.7% | 33.8% - 36.2% | 36 | ||||||||
Group Loan | 12.5% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 50.00 ongoing | 25.6% - 25.7% | 32.7% - 33.8% | 37 | ||||||||
Housing Loan | 9.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 100.00 ongoing | 25.6% - 25.7% | 33.2% - 36.1% | 26 | ||||||||
Micro Enterprise Loan | 12.5% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 50.00 ongoing | 25.6% - 25.7% | 32.7% - 35.9% | 37 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Balloon & Semi Balloon Loan USD | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 23.2% - 30.4% | 23.2% - 30.4% | 62 | ||||||||
Balloon & Semi Balloon Loan KHR | 24.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.3% - 36.2% | 30.3% - 36.2% | 74 | ||||||||
Micro Loan USD | 21.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 21.9% - 36.4% | 21.9% - 36.4% | 74 | ||||||||
Micro Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.3% - 33.5% | 30.3% - 33.5% | 89 | ||||||||
Group Loan KHR | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.3% - 36.4% | 30.3% - 36.4% | 87 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture and Allied Business Loan | 0% | 25.6% | 32.7% - 36.1% | N/A | ||||||||||
Crop Loan | 0% | 21.5% - 21.6% | 26.6% - 28.7% | N/A | ||||||||||
Education Loan | 0% | 25.6% - 25.7% | 33.8% - 36.2% | N/A | ||||||||||
Group Loan | 0% | 25.6% - 25.7% | 32.7% - 33.8% | N/A | ||||||||||
Housing Loan | 0% | 25.6% - 25.7% | 33.2% - 36.1% | N/A | ||||||||||
Micro Enterprise Loan | 0% | 25.6% - 25.7% | 32.7% - 35.9% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture and Allied Business Loan | 12.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 50.00 ongoing | 25.6% | 32.7% - 36.1% | 37 | ||||||||
Crop Loan | 12.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 50.00 ongoing | 21.5% - 21.6% | 26.6% - 28.7% | 45 | ||||||||
Education Loan | 12.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 100.00 ongoing | 25.6% - 25.7% | 33.8% - 36.2% | 36 | ||||||||
Group Loan | 12.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 50.00 ongoing | 25.6% - 25.7% | 32.7% - 33.8% | 37 | ||||||||
Housing Loan | 9.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 100.00 ongoing | 25.6% - 25.7% | 33.2% - 36.1% | 26 | ||||||||
Micro Enterprise Loan | 12.5% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 50.00 ongoing | 25.6% - 25.7% | 32.7% - 35.9% | 37 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Balloon & Semi Balloon Loan USD | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 23.2% - 30.4% | 23.2% - 30.4% | 62 | ||||||||
Balloon & Semi Balloon Loan KHR | 24.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.3% - 36.2% | 30.3% - 36.2% | 74 | ||||||||
Micro Loan USD | 21.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 21.9% - 36.4% | 21.9% - 36.4% | 74 | ||||||||
Micro Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.3% - 33.5% | 30.3% - 33.5% | 89 | ||||||||
Group Loan KHR | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.3% - 36.4% | 30.3% - 36.4% | 87 |
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