Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.spandanaindia.com/ |
Year established | 2004 |
Head of Institution | Padmaja Reddy G. |
Regions active | Andhra Pradesh, Chhattisgarh, Goa, GujaratJharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Orissa |
# Branches | 1221 |
Total Portfolio (nat'l) | INR 27,681,507,970 |
Total Portfolio (USD) | USD 522,292,603.20 |
Active clients with loans | 3,305,413 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Sadhan, Mix Market, MFIN, WWB |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Abhilasha | INR 4,000 - 30,000 | 0.6 - 24 | 80% - 100% | 0% - 20% | Business, Housing, Education, Other | Women, Low HH Inc, Med HH Inc, Economically active. | Credit Educ, Group Mtgs, Other Training, Group Solidarity Training | |||||||
Pragathi | INR 15,000 - 50,000 | 18 - 24 | 80% - 100% | 0% - 20% | Business | Women, Self-employed. | Credit Educ, Group Mtgs, Group Solidarity Training |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Abhilasha | 24.8% - 26.1% | 28.2% - 28.9% | 30.7% - 31.5% | Yes | Yes | Yes | 100 | |||||||
Pragathi | 26.1% | 28.1% | 30.5% | Yes | Yes | Yes | 100 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Action | 0 | 0 | 0 | 133 |
Adok Timo | 4,200 | 570,000 | 4 | 165 |
BIMAS | 11,100 | 4,679,000 | 7 | 133 |
ECLOF Kenya | 20,500 | 5,455,000 | 8 | 133 |
Equity Bank | 135,500 | 94,746,000 | 9 | 133 |
Family Bank | 43,200 | 90,700,000 | 5 | 165 |
Jamii Bora | 2,400 | 3,374,000 | 4 | 133 |
Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 133 |
KADET | 12,900 | 5,402,000 | 4 | 133 |
K-Rep | 0 | 0 | 0 | 133 |
K-Rep Bank | 65,000 | 28,743,000 | 4 | 165 |
KWFT DTM | 294,600 | 165,982,000 | 6 | 133 |
LKL | 13,100 | 9,311,000 | 10 | 126 |
MKL | 18,200 | 5,989,000 | 6 | 110 |
Opportunity Kenya | 9,100 | 4,866,000 | 5 | 133 |
PAWDEP | 40,900 | 7,133,000 | 2 | 133 |
RAFODE | 2,900 | 356,000 | 1 | 133 |
SISDO | 7,300 | 3,657,000 | 11 | 133 |
Yehu | 14,000 | 3,149,000 | 11 | 133 |
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