Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001128
AMPL000128
Arman41,500529,107,0001128
Arohan43,5008,091,0002128
ASA INDIA164,00015,380,0001128
Asirvad113,50019,328,0001128
Asmitha1,114,800217,867,0001128
Bandhan4,048,600674,564,0005128
Belstar123,00023,945,0002106
BSFL275,20031,590,0003128
Chaitanya20,7003,748,0003128
Disha Microfin69,00014,332,0002128
Equitas1,220,000186,415,0004128
ESAF354,20043,500,0005128
FFSL150,60035,719,0002128
Fusion66,8009,820,0002128
Grama Vidiyal738,200102,101,0001128
Grameen Koota586,60083,555,00015130
Janalakshmi506,000119,077,0002128
L & T Finance399,80037,199,0001128
MFL331,80049,083,0001128
MMFL175,00023,752,0002128
Mpower13,6002,263,0002128
Sahayata000128
Saija24,7004,682,0002128
Samasta45,5004,809,0002128
Satin405,60090,174,0002128
SCCI115,60015,910,0002128
Share2,195,400376,727,0001128
SKS3,409,000355,029,0002128
SMILE360,20056,927,0001128
SNFL9,4001,779,0001128
Sonata Finance158,20022,724,0003130
Spandana533,400147,240,0002128
Suryoday78,60014,713,0003128
SVCL118,20018,886,0001128
Swadhaar92,80017,166,0003128
Trident68,7008,852,0001128
Ujjivan913,300160,848,0005128
Utkarsh168,60025,915,0003128
VFS175,40019,264,0002128
Asomi50,3004,743,0002160
AES India3,600286,0001160
Arth2,900611,0002160
Asomi50,3004,743,0002160
Barasat GS1,10099,508.021160
BJS6,000468,0001160
Cashpor417,00050,452,0001159
Credible10,0001,669,540.362160
DIBAKAR1,800145,0001159
GOF65,2005,388,0004159
Hope62,6004,407,0001157
Jaago2,700237,0001158
LOK4,900573,0001159
Nano25,6003,660,0002160
NBSAAVS28,1002,821,0001157
Nirantara8,200917,0002159
Parama7,100482,0001159
Pragathi26,2004,579,0006159
PWMACS36,5005,946,0001159
Saadhana90,90012,046,0002159
Sambhav1,500183,0003159
Seba Rahara6,700468,0001159
SU61,1005,498,0001159
Swayanshree7,900918,0002159
Vikas Samiti1,600168,0001159
Vistaar4,3001,157,0002157
We The People1,100244,0002159
WEMCS1,10085,0001159
Yukti1,10099,0002159
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

UGAFODE Microfinance Limited (MDI) Plot 62, Bombo RdKampala, Uganda
Data approved: 2012-11-14
Data version: 2
Age of data: 133 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.ugafode.co.ug/
Year established1995
Head of InstitutionTwamuhabwa Wilson
Regions activeCentral, Western
# Branches12

Total Portfolio (nat'l)UGX 11,801,115,327
Total Portfolio (USD)USD 4,720,446.13
Active clients with loans8,197
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAMFIU
FundersOikocredit, Microfinance Support Centre, Access Africa Fund, Agribusiness Trust

Loan Products » Summary

1,452 Borrowers
USD 809,842 Portfolio
Active Product
358 Borrowers
USD 308,906 Portfolio
Active Product
274 Borrowers
USD 148,296 Portfolio
Active Product
2,929 Borrowers
USD 1,264,046 Portfolio
Active Product
202 Borrowers
USD 311,664 Portfolio
Active Product
205 Borrowers
USD 1,004,977 Portfolio
Active Product
158 Borrowers
USD 309,496 Portfolio
Active Product
126 Borrowers
USD 38,589 Portfolio
Active Product
2,360 Borrowers
USD 340,558 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan UGX 100,000 - 23,000,000 3 - 36 0% - 20% 0% - 20% Business, Other, Agricultural production, marketing, processing, trading, cattle trading, poultry, etc. Women, Men, Have business, Specific age group, Collateral like land, motor vehicle, cattle required Credit Ins
Asset Acquisition Loan UGX 100,000 - 10,000,000 3 - 36 0% - 20% 40% - 60% Consumer, Other, Acquire Business or Personal Assets Women, Men, Have business, Salaried worker, Must have reliable source of income., The asset becomes part of loan security Credit Ins
Flexible Housing Loan UGX 200,000 - 3,000,000 3 - 24 0% - 20% 20% - 40% Housing Women, Men, Have business, Have home or land, Salaried worker Credit Ins
Micro Business Individual Loan UGX 100,000 - 5,000,000 3 - 24 20% - 40% 20% - 40% Business Women, Men, Have business, Business must least 3 months old, Must have security. Credit Ins
Micro Mortgage Loan UGX 500,000 - 23,000,000 3 - 36 20% - 40% 20% - 40% Housing, Other, Land acquisition Women, Men, Have business, Salaried worker Credit Ins
Small & Medium Enterprise Loan UGX 10,000,000 - 23,000,000 3 - 36 20% - 40% 40% - 60% Business, Other, Business Assets, Construction Women, Men, Have business, Have home or land, Must have a registered security, e.g. land title Credit Ins
Small Business Loan UGX 5,000,000 - 10,000,000 3 - 24 20% - 40% 40% - 60% Business, Other, Acquire Business Assets Women, Men, Have business, Fixed Security, i.e. land required Credit Ins
School Fees Loan UGX 100,000 - 5,000,000 3 - 24 40% - 60% 20% - 40% Education Women, Men, Have business, Salaried worker Credit Ins
Micro Business Group Loan UGX 100,000 - 5,000,000 3 - 24 40% - 60% 0% - 20% Business Women, Men, Have business Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan 30.00% annual, Decl Bal 2 Fees 1 Ins None N/A 40.5% - 46.5% 42.2% - 49.7% 65
Asset Acquisition Loan 30.00% annual, Flat 2 Fees 1 Ins None N/A 54.9% - 65% 56.7% - 68.7% 50
Flexible Housing Loan 24.00% annual, Flat 2 Fees 1 Ins None N/A 59.6% - 63.9% 60.8% - 65.9% 37
Micro Business Individual Loan 36.00% annual, Flat 2 Fees 1 Ins None N/A 63.1% - 69.9% 65.2% - 73.1% 52
Micro Mortgage Loan 30.00% annual, Decl Bal 2 Fees 1 Ins None N/A 31.1% - 35.5% 32.3% - 37.9% 86
Small & Medium Enterprise Loan 30.00% annual, Decl Bal 2 Fees 1 Ins None N/A 28.3% - 33.8% 31.3% - 35.5% 88
Small Business Loan 30.00% annual, Flat 2 Fees 1 Ins None N/A 55% - 55.1% 56.7% - 56.9% 52
School Fees Loan 30.00% annual, Flat 2 Fees 1 Ins None N/A 57.7% - 73.5% 60.8% - 78% 45
Micro Business Group Loan 36.00% annual, Flat 2 Fees 1 Ins None 10.00% upfront 65.7% - 80.6% 80.2% - 99.8% 41
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