Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001109
AMPL000109
Arman41,500529,107,0001109
Arohan43,5008,091,0002109
ASA INDIA164,00015,380,0001109
Asirvad113,50019,328,0001109
Asmitha1,114,800217,867,0001109
Bandhan4,048,600674,564,0005109
Belstar123,00023,945,000287
BSFL275,20031,590,0003109
Chaitanya20,7003,748,0003109
Disha Microfin69,00014,332,0002109
Equitas1,220,000186,415,0004109
ESAF354,20043,500,0005109
FFSL150,60035,719,0002109
Fusion66,8009,820,0002109
Grama Vidiyal738,200102,101,0001109
Grameen Koota586,60083,555,00015111
Janalakshmi506,000119,077,0002109
L & T Finance399,80037,199,0001109
MFL331,80049,083,0001109
MMFL175,00023,752,0002109
Mpower13,6002,263,0002109
Sahayata000109
Saija24,7004,682,0002109
Samasta45,5004,809,0002109
Satin405,60090,174,0002109
SCCI115,60015,910,0002109
Share2,195,400376,727,0001109
SKS3,409,000355,029,0002109
SMILE360,20056,927,0001109
SNFL9,4001,779,0001109
Sonata Finance158,20022,724,0003111
Spandana533,400147,240,0002109
Suryoday78,60014,713,0003109
SVCL118,20018,886,0001109
Swadhaar92,80017,166,0003109
Trident68,7008,852,0001109
Ujjivan913,300160,848,0005109
Utkarsh168,60025,915,0003109
VFS175,40019,264,0002109
Asomi50,3004,743,0002141
AES India3,600286,0001141
Arth2,900611,0002141
Asomi50,3004,743,0002141
Barasat GS1,10099,508.021141
BJS6,000468,0001141
Cashpor417,00050,452,0001140
Credible10,0001,669,540.362141
DIBAKAR1,800145,0001140
GOF65,2005,388,0004140
Hope62,6004,407,0001138
Jaago2,700237,0001139
LOK4,900573,0001140
Nano25,6003,660,0002141
NBSAAVS28,1002,821,0001138
Nirantara8,200917,0002140
Parama7,100482,0001140
Pragathi26,2004,579,0006140
PWMACS36,5005,946,0001140
Saadhana90,90012,046,0002140
Sambhav1,500183,0003140
Seba Rahara6,700468,0001140
SU61,1005,498,0001140
Swayanshree7,900918,0002140
Vikas Samiti1,600168,0001140
Vistaar4,3001,157,0002138
We The People1,100244,0002140
WEMCS1,10085,0001140
Yukti1,10099,0002140
Please note that the information you are viewing is 114 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

UGAFODE Microfinance Limited (MDI) Plot 62, Bombo RdKampala, Uganda
Data approved: 2012-11-14
Data version: 2
Age of data: 114 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.ugafode.co.ug/
Year established1995
Head of InstitutionTwamuhabwa Wilson
Regions activeCentral, Western
# Branches12

Total Portfolio (nat'l)UGX 11,801,115,327
Total Portfolio (USD)USD 4,720,446.13
Active clients with loans8,197
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAMFIU
FundersOikocredit, Microfinance Support Centre, Access Africa Fund, Agribusiness Trust

Loan Products » Summary

1,452 Borrowers
USD 809,842 Portfolio
Active Product
358 Borrowers
USD 308,906 Portfolio
Active Product
274 Borrowers
USD 148,296 Portfolio
Active Product
2,929 Borrowers
USD 1,264,046 Portfolio
Active Product
202 Borrowers
USD 311,664 Portfolio
Active Product
205 Borrowers
USD 1,004,977 Portfolio
Active Product
158 Borrowers
USD 309,496 Portfolio
Active Product
126 Borrowers
USD 38,589 Portfolio
Active Product
2,360 Borrowers
USD 340,558 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan UGX 100,000 - 23,000,000 3 - 36 0% - 20% 0% - 20% Business, Other, Agricultural production, marketing, processing, trading, cattle trading, poultry, etc. Women, Men, Have business, Specific age group, Collateral like land, motor vehicle, cattle required Credit Ins
Asset Acquisition Loan UGX 100,000 - 10,000,000 3 - 36 0% - 20% 40% - 60% Consumer, Other, Acquire Business or Personal Assets Women, Men, Have business, Salaried worker, Must have reliable source of income., The asset becomes part of loan security Credit Ins
Flexible Housing Loan UGX 200,000 - 3,000,000 3 - 24 0% - 20% 20% - 40% Housing Women, Men, Have business, Have home or land, Salaried worker Credit Ins
Micro Business Individual Loan UGX 100,000 - 5,000,000 3 - 24 20% - 40% 20% - 40% Business Women, Men, Have business, Business must least 3 months old, Must have security. Credit Ins
Micro Mortgage Loan UGX 500,000 - 23,000,000 3 - 36 20% - 40% 20% - 40% Housing, Other, Land acquisition Women, Men, Have business, Salaried worker Credit Ins
Small & Medium Enterprise Loan UGX 10,000,000 - 23,000,000 3 - 36 20% - 40% 40% - 60% Business, Other, Business Assets, Construction Women, Men, Have business, Have home or land, Must have a registered security, e.g. land title Credit Ins
Small Business Loan UGX 5,000,000 - 10,000,000 3 - 24 20% - 40% 40% - 60% Business, Other, Acquire Business Assets Women, Men, Have business, Fixed Security, i.e. land required Credit Ins
School Fees Loan UGX 100,000 - 5,000,000 3 - 24 40% - 60% 20% - 40% Education Women, Men, Have business, Salaried worker Credit Ins
Micro Business Group Loan UGX 100,000 - 5,000,000 3 - 24 40% - 60% 0% - 20% Business Women, Men, Have business Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan 30.00% annual, Decl Bal 2 Fees 1 Ins None N/A 40.5% - 46.5% 42.2% - 49.7% 65
Asset Acquisition Loan 30.00% annual, Flat 2 Fees 1 Ins None N/A 54.9% - 65% 56.7% - 68.7% 50
Flexible Housing Loan 24.00% annual, Flat 2 Fees 1 Ins None N/A 59.6% - 63.9% 60.8% - 65.9% 37
Micro Business Individual Loan 36.00% annual, Flat 2 Fees 1 Ins None N/A 63.1% - 69.9% 65.2% - 73.1% 52
Micro Mortgage Loan 30.00% annual, Decl Bal 2 Fees 1 Ins None N/A 31.1% - 35.5% 32.3% - 37.9% 86
Small & Medium Enterprise Loan 30.00% annual, Decl Bal 2 Fees 1 Ins None N/A 28.3% - 33.8% 31.3% - 35.5% 88
Small Business Loan 30.00% annual, Flat 2 Fees 1 Ins None N/A 55% - 55.1% 56.7% - 56.9% 52
School Fees Loan 30.00% annual, Flat 2 Fees 1 Ins None N/A 57.7% - 73.5% 60.8% - 78% 45
Micro Business Group Loan 36.00% annual, Flat 2 Fees 1 Ins None 10.00% upfront 65.7% - 80.6% 80.2% - 99.8% 41
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