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Institution

Adok Timo KisumuKenyaP.O. Box 3650
Data approved: 2010-09-12
Data version: 1
Age of data: 165 months

Institution

Data approved: 2011-03-15
Data version: 1
Age of data: 159 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.adoktimo.com/
Year established2005
Head of InstitutionMr. Samuel Okelo Deya
Regions active
# Branches22

Total Portfolio (nat'l)KES 48,695,870
Total Portfolio (USD)USD 588,114.37
Active clients with loans4,325
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1986
Head of InstitutionGloria Ines Navarro De Clausen
Regions active
# Branches14

Total Portfolio (nat'l)COP 9,582,555,960
Total Portfolio (USD)USD 5,265,140.64
Active clients with loans7,917
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsEmprender, Asomicrofinanzas
FundersCORUNIVERSITARIA, FELDESPATOS EL VERGEL, FENALCO TOLIMA, SURAMERICANA DE SEGUROS

Loan Products » Summary

260 Borrowers
USD 29,405.72 Portfolio
Active Product
865 Borrowers
USD 176,434.31 Portfolio
Active Product
2,984 Borrowers
USD 352,868.62 Portfolio
Active Product
173 Borrowers
USD 11,762.29 Portfolio
Active Product

Loan Products » Summary

1,455 Borrowers
USD 1,318,740.90 Portfolio
Active Product
7,186 Borrowers
USD 3,717,366.57 Portfolio
Active Product
215 Borrowers
USD 63,145.68 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agribusiness Loan KES 10,000 - 100,000 1 - 12 40% - 60% 0% - 20% Business Women, Men, Must be active in agricultural activities Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Asset Financing Loan KES 20,000 - 300,000 12 20% - 40% 20% - 40% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Business Loan KES 6,400 - 500,000 1 - 12 60% - 80% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
School Fees Loan KES 20,000 - 100,000 1 - 12 20% - 40% 20% - 40% Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Activos Fijos COP 300,000 - 13,390,000 3 - 36 40% - 60% 40% - 60% Activo Fijo Women, Men, Have business, Specific age group, SER UN PROCESO DE PRODUCCION, COMERCIO O SERVICIO Credit Ins
Capital de Trabajo COP 300,000 - 13,390,000 3 - 24 60% - 80% 40% - 60% Business, Capital de Trabajo Women, Men, Have business, Specific age group, pueden realizar actividades de producción, comercio o servicios. Credit Ins
Libre Inversion COP 535,600 - 535,600 3 - 12 40% - 60% 40% - 60% Any Purpose Women, Men, Have business, Have home or land, Salaried worker Credit Ins, FRG, Estudios de Crédito

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agribusiness Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 29.4% - 31.4% 38.3% - 40.9% 49
Asset Financing Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 48.4% - 53% 79.9% - 87.8% 23
Business Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 46.2% - 55.3% 75.8% - 91.9% 23
School Fees Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins None 25.0% upfront 48.6% - 49.3% 80.6% - 81.4% 24

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Activos Fijos 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins None N/A 40.8% - 48.9% 43.3% - 54% 53
Capital de Trabajo 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins None N/A 38.4% - 48.2% 43.6% - 55.2% 49
Libre Inversion 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agribusiness Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 29.4% - 31.4% 38.3% - 40.9% 49
Asset Financing Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 48.4% - 53% 79.9% - 87.8% 23
Business Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 46.2% - 55.3% 75.8% - 91.9% 23
School Fees Loan 19.2%-24.0% annual, Flat 1 Fee 1 Ins Ins None 25.0% upfront 48.6% - 49.3% 80.6% - 81.4% 24

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Activos Fijos 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 40.8% - 48.9% 43.3% - 54% 53
Capital de Trabajo 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 38.4% - 48.2% 43.6% - 55.2% 49
Libre Inversion 25.2%-29.5% annual, Decl Bal 1 Fee 2 Ins Ins None N/A 0% 0% N/A
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