Please note that the information you are viewing is 114 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE


Equity Bank P.O. Box 75104-00200Hospital Road, Equity Centre, 9th FloorNairobi
Data approved: 2013-09-23
Data version: 2
Age of data: 114 months


Farm Input Loan Product 8 of 10 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (KES)KES 1,300,738,495
Portfolio (USD)USD 15,709,402.11
Active Clients with Loans34,018
Approximate % Female Clients20% - 40%
Approximate % Urban Clients0
Solidarity group
Village banking
Self help group
Kilimo Kwa Maendeleo. This is a short-term lending to farmers to assist them in meeting various needs including farm machinery, tools and any other farm or social development needs. Repayments can be negotiated to match the seasonality of proceeds
Loan Purpose
Any purpose
Income generationx
Consumer loan
Other household finance
OtherPurchase of farm inputs
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other (2)
No other services
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherMust be in small scale or commercial farming
Other (2)Active Equity Bank account
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution8
# Regions for this product8
Regions ActiveCentral, Coast, Eastern, Nairobi, North Eastern, Nyanza, Rift Valley, Western

Loan Conditions

Loan Amount
Minimum loan sizeKES 1,000
Maximum loan size100,000
Distribution at Disbursement (Est.)
Loans less than KES 50,00070%
KES 50,000-150,00030%
KES 150,000-250,0000
KES 250,000-350,0000
KES 350,000-450,0000
Greater than KES 450,0000
Loan Term and Grace Period
Shortest loan term1.0 month
Longest loan term12.0 months
Approx average6.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months5%
Between 7 and 9 months15%
Between 10 and 12 months80%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Every 2 weeks
Every 4 weeks
Every 2 months
Every 6 months
Every 12 months
Single end paymentx
Irregular payments

Pricing Information

Lowest quoted nominal interest1.58%
Highest quoted nominal interest1.58%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionLACE (Loan Application & Credit Evaluation) Fee
% of loan amount - min3.00%
% of loan amount - max5.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation5% for 1st cycle, 3% for multiple cycle loans
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionAnnual Insurance Fee
% of loan amount - min0.63%
% of loan amount - max0.63%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation0.625% per annum.
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Are taxes charged on this product?No

Full Pricing Data

Farm Input Loan samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountKES 9,999.92KES 19,999.98KES 48,000KES 99,999.92
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2013-05-042013-05-032013-05-032013-06-20
Loan Term (Months)12.0 months5.7 months5.5 months12.0 months
Grace Period (Months)-0.3 months-0.4 months-0.6 months-0.3 months
Total Cost of CreditKES 2,214.96KES 2,487.74KES 5,844KES 22,097.18
True Price by Comp       
Interest price component33.8%19.1%18.6%34.0%
Fee Component6.3%6.9%7.0%6.3%
Insurance Component1.4%1.5%1.5%1.3%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)41.5%27.5%27.1%41.6%
Transparency Index46697046
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Farm Input Loan Price Graphs

Please note that the information you are viewing is 149 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE


Bank of Baku Baku şh.Atatàrk pr-ti 42Baku, BakuAZ1069
Data approved: 2010-05-24
Data version: 1
Age of data: 149 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website address
Year established1993
Head of InstitutionSardar A.Hasanov
Regions active
# Branches13

Total Portfolio (nat'l)AZN 145,018,460.70
Total Portfolio (USD)USD 185,921,103.50
Active clients with loans104,601
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations

Loan Products » Summary

7,478 Borrowers
USD 17,685,112.71 Portfolio
Active Product
10,701 Borrowers
USD 6,595,824.23 Portfolio
Active Product
5,751 Borrowers
USD 71,607,362.38 Portfolio
Active Product
35,646 Borrowers
USD 27,326,609 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Mikrokredit USD 300 - 20,000 3 - 24 20% - 40% 40% - 60% Business Women, Men, Have business, 20-65 yaş
Mit texnikas, Mebel AZN 150 - 3,000 3 - 24 40% - 60% 60% - 80% Any Purpose Women, Men, Salaried worker, tqaàdçàl yox, yox
Avtomobil krediti AZN 500 - 50,000 3 - 36 20% - 40% 80% - 100% Any Purpose Women, Men Yox, Yox
Nad pul krediti AZN 150 - 3,000 3 - 24 60% - 80% 60% - 80% Any Purpose Women, Men, Salaried worker

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Mikrokredit 27.0%-32.0% annual, Decl Bal 1 Fee 0 Ins None 10.0%-15.0% upfront 31.3% - 39.2% 31.3% - 73% 63
Mit texnikas, Mebel 30.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 40.7% - 53.4% 40.7% - 53.4% 67
Avtomobil krediti 20.0%-26.0% annual, Decl Bal 1 Fee 0 Ins None N/A 23.4% - 34.7% 23.4% - 34.7% 74
Nad pul krediti 28.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 36.2% - 46.8% 36.2% - 46.8% 68
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
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N (# of Samples)
Total Borrrowers of Samples
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Total Borrowers of Samples

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