| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.familybank.co.ke/ |
| Year established | 1984 |
| Head of Institution | Peter Kinyanjui |
| Regions active | |
| # Branches | 50 |
| Total Portfolio (nat'l) | KES 8,001,434,281 |
| Total Portfolio (USD) | USD 96,635,679.72 |
| Active clients with loans | 52,342 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | KES 300,000 - 20,000,000 | 6 - 48 | 20% - 40% | 60% - 80% | Only for purposes of buying assets(motor vehicles) | Women, Men | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
| Biashara Boost Loan | KES 5,000 - 500,000 | 6 - 24 | 40% - 60% | 20% - 40% | Business, Other | Women, Men, Have business, Can use loan to start a business | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Book-keeping skills | |||||||
| Consumer Loan | KES 10,000 - 1,000,000 | 6 - 48 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker, Borrower must be under insurable age limit of 65 years | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
| Secured Business Loan | KES 100,000 - 20,000,000 | 6 - 60 | 20% - 40% | 40% - 60% | Any Purpose | Women, Men, Must have collateral | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Vijanaa Boost Loan | KES 5,000 - 1,000,000 | 6 - 24 | 40% - 60% | 40% - 60% | Business, Other | Women, Men, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Book-keeping skills |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | 10.6% annual, Flat | 3 Fees | 0 Ins | None | N/A | 23.8% - 27.7% | 23.8% - 27.7% | 41 | ||||||||
| Biashara Boost Loan | 19.2% annual, Flat | 2 Fees | 1 Ins | None | N/A | 39.8% - 48.5% | 39.8% - 48.5% | 45 | ||||||||
| Consumer Loan | 16.0%-18.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 23.3% - 71% | 23.3% - 71% | 46 | ||||||||
| Secured Business Loan | 18.5% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 23.9% - 34.3% | 23.9% - 34.3% | 68 | ||||||||
| Vijanaa Boost Loan | 8.0% annual, Flat | 2 Fees | 1 Ins | None | N/A | 16.5% - 17.7% | 16.5% - 17.7% | 46 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AGFS | 200 | 47,000 | 2 | 146 |
| Ahantaman RB | 23,800 | 9,896,000 | 4 | 128 |
| APED | 13,700 | 1,876,000 | 2 | 128 |
| ASA Initiative | 4,400 | 577,000 | 4 | 128 |
| ASA-Ghana | 71,600 | 18,385,000 | 2 | 128 |
| ASPI | 800 | 88,000 | 6 | 128 |
| Atwima Kwanwoma | 3,800 | 1,788,000 | 2 | 128 |
| Baobab | 5,100 | 967,000 | 2 | 128 |
| BestFUND | 13,000 | 4,172,000 | 3 | 128 |
| Bonzali Rural | 10,400 | 1,691,000 | 4 | 146 |
| CashPhase | 83 | 135,000 | 2 | 128 |
| CASUD | 1,100 | 524,000 | 1 | 128 |
| CEDEF | 500 | 54,000 | 4 | 128 |
| CFF | 100 | 13,000 | 1 | 128 |
| CRAN | 3,600 | 1,019,000 | 2 | 128 |
| DQF | 1,700 | 63,000 | 2 | 128 |
| EASL | 9,200 | 11,409,000 | 6 | 128 |
| East Mamprusi | 12,500 | 2,268,000 | 4 | 128 |
| ELDA | 0 | 0 | 0 | 128 |
| EMPRETEC Ghana | 200 | 56,000 | 2 | 128 |
| FASL | 13,500 | 14,047,000 | 8 | 128 |
| Grameen Ghana | 9,500 | 507,000 | 3 | 128 |
| ID-Ghana | 5,600 | 953,000 | 3 | 128 |
| Innovative Finance | 2,700 | 354,000 | 3 | 128 |
| Kraban Support | 7,700 | 781,000 | 5 | 146 |
| KRB | 4,000 | 6,350,000 | 3 | 128 |
| Lower Pra RB | 34,000 | 6,316,000 | 3 | 146 |
| Maata-N-Tudu | 12,000 | 941,000 | 4 | 128 |
| Mail Finance | 300 | 288,000 | 1 | 128 |
| Markaz | 0 | 0 | 0 | 128 |
| Markaz Al Bishara | 100 | 17,000 | 1 | 128 |
| MicrofinPlus Gh | 1,100 | 251,000 | 2 | 128 |
| Nwabiagya RB | 4,000 | 2,265,000 | 3 | 128 |
| OISL | 62,000 | 27,232,000 | 9 | 128 |
| Pro Credit | 0 | 0 | 0 | 128 |
| Rich Step | 100 | 101,000 | 1 | 128 |
| SAT | 147,600 | 29,359,000 | 4 | 128 |
| Sekam Trust | 600 | 137,000 | 2 | 128 |
| Simli Pong | 8,900 | 463,000 | 3 | 146 |
| SS Ghana | 200 | 35,000 | 1 | 128 |
| TCCU | 100 | 32,000 | 3 | 128 |
| The Bridge | 400 | 32,000 | 3 | 146 |
| Union RB | 3,800 | 2,361,000 | 4 | 128 |
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