| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.familybank.co.ke/ |
| Year established | 1984 |
| Head of Institution | Peter Kinyanjui |
| Regions active | |
| # Branches | 50 |
| Total Portfolio (nat'l) | KES 8,001,434,281 |
| Total Portfolio (USD) | USD 96,635,679.72 |
| Active clients with loans | 52,342 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | KES 300,000 - 20,000,000 | 6 - 48 | 20% - 40% | 60% - 80% | Only for purposes of buying assets(motor vehicles) | Women, Men | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
| Biashara Boost Loan | KES 5,000 - 500,000 | 6 - 24 | 40% - 60% | 20% - 40% | Business, Other | Women, Men, Have business, Can use loan to start a business | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Book-keeping skills | |||||||
| Consumer Loan | KES 10,000 - 1,000,000 | 6 - 48 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Salaried worker, Borrower must be under insurable age limit of 65 years | Credit Educ, Credit Ins, Tech Asst Visits | |||||||
| Secured Business Loan | KES 100,000 - 20,000,000 | 6 - 60 | 20% - 40% | 40% - 60% | Any Purpose | Women, Men, Must have collateral | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Vijanaa Boost Loan | KES 5,000 - 1,000,000 | 6 - 24 | 40% - 60% | 40% - 60% | Business, Other | Women, Men, Specific age group | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training, Book-keeping skills |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | 10.6% annual, Flat | 3 Fees | 0 Ins | None | N/A | 23.8% - 27.7% | 23.8% - 27.7% | 41 | ||||||||
| Biashara Boost Loan | 19.2% annual, Flat | 2 Fees | 1 Ins | None | N/A | 39.8% - 48.5% | 39.8% - 48.5% | 45 | ||||||||
| Consumer Loan | 16.0%-18.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 23.3% - 71% | 23.3% - 71% | 46 | ||||||||
| Secured Business Loan | 18.5% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 23.9% - 34.3% | 23.9% - 34.3% | 68 | ||||||||
| Vijanaa Boost Loan | 8.0% annual, Flat | 2 Fees | 1 Ins | None | N/A | 16.5% - 17.7% | 16.5% - 17.7% | 46 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| 1st Valley Bank | 38,900 | 48,291,000 | 3 | 145 |
| AJDFI | 13,100 | 884,000 | 6 | 145 |
| ARDCI | 44,600 | 9,403,000 | 1 | 145 |
| ASA Philippines | 333,400 | 29,282,000 | 1 | 145 |
| ASHI | 35,400 | 5,231,000 | 6 | 145 |
| ASKI | 60,000 | 15,247,000 | 4 | 145 |
| Bangko Kabayan | 8,900 | 2,373,000 | 2 | 145 |
| BSEI | 600 | 73,000 | 2 | 145 |
| CBI | 8,100 | 2,010,000 | 5 | 145 |
| CCT | 70,300 | 9,504,000 | 4 | 145 |
| CEV | 35,400 | 5,111,000 | 4 | 145 |
| DSPI | 59,300 | 3,676,000 | 3 | 145 |
| ECLOF | 5,400 | 1,836,000 | 4 | 145 |
| FCB | 12,000 | 2,392,000 | 2 | 145 |
| FMB | 2,700 | 710,000 | 2 | 145 |
| GM Bank | 23,500 | 1,553,000 | 3 | 145 |
| HSPFI | 19,100 | 1,899,000 | 2 | 145 |
| JVOFI | 1,300 | 281,000 | 1 | 145 |
| Katipunan Bank | 42,100 | 5,325,000 | 2 | 145 |
| KDCI | 20,500 | 2,095,000 | 3 | 145 |
| KGI | 32,300 | 3,421,000 | 4 | 145 |
| KMBI | 245,000 | 15,098,000 | 1 | 145 |
| LTMPC | 37,400 | 8,935,000 | 3 | 145 |
| Mallig Plains | 6,500 | 641,000 | 2 | 145 |
| MILAMDEC | 29,800 | 3,278,000 | 2 | 145 |
| MWIMPC | 11,800 | 1,740,000 | 4 | 144 |
| NWTF | 105,500 | 12,698,000 | 5 | 145 |
| OFMPC | 4,400 | 964,000 | 1 | 145 |
| PBC | 50,700 | 10,434,000 | 4 | 145 |
| PCSD | 700 | 167,000 | 1 | 145 |
| PMPC | 23,500 | 5,565,000 | 8 | 145 |
| RB Angeles | 900 | 1,502,000 | 2 | 145 |
| RB Labason | 500 | 289,000 | 1 | 145 |
| RBLI | 5,200 | 1,026,000 | 2 | 145 |
| RBMI | 11,900 | 1,750,000 | 2 | 145 |
| RMB | 100 | 173,000 | 1 | 145 |
| RSPI | 39,600 | 2,834,000 | 4 | 145 |
| SAFRAGEMC | 1,100 | 229,000 | 1 | 145 |
| Salve | 10,900 | 1,191,000 | 3 | 145 |
| SEDP | 27,000 | 3,914,000 | 3 | 145 |
| TSKI | 212,900 | 25,187,000 | 2 | 145 |
| TSPI | 264,500 | 31,290,000 | 7 | 145 |
| Valient | 1,700 | 672,000 | 2 | 145 |
| Key Statistics | |
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