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Institution

Jamii Bora P.O. Box 22741-00400Nairobi
Data approved: 2013-07-02
Data version: 2
Age of data: 117 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.jamiibora.org/
Year established1999
Head of InstitutionMr Samuel Kimani
Regions activeCentral, Coast, Eastern, Nairobi, Nyanza, Rift Valley, Western
# Branches58

Total Portfolio (nat'l)KES 279,407,650
Total Portfolio (USD)USD 3,374,488.53
Active clients with loans2,446
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

1,004 Borrowers
USD 2,508,031.40 Portfolio
Active Product
242 Borrowers
USD 204,510.27 Portfolio
Active Product
58 Borrowers
USD 139,492.75 Portfolio
Active Product
1,142 Borrowers
USD 522,454.11 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Daraja Individual KES 100,001 - 500,000 6 - 24 40% - 60% 40% - 60% Business Women, Men, Have business, Must have taken at least 3 Micro Individual loans with a perfect repayment rate. Credit Educ, Credit Ins, Business Training
Micro Individual KES 5,000 - 100,000 1 - 12 40% - 60% 40% - 60% Business Women, Men, Have business, Must have saved money in a Jamii Bora account for at least six weeks Credit Educ, Credit Ins, Business Training
Daraja Group KES 100,000 - 500,000 24 20% - 40% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training
Micro Group KES 5,000 - 100,000 12 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Daraja Individual 20.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 35.2% 52.1% - 52.2% 38
Micro Individual 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 39.4% - 40.1% 61.1% - 63.2% 35
Daraja Group 20.0% annual, Flat 1 Fee 1 Ins None 30.0%-50.0% upfront 36.8% - 37.2% 69.7% - 70.8% 28
Micro Group 22.0% annual, Flat 1 Fee 1 Ins None 30.0%-50.0% upfront 42.7% - 42.8% 89.2% 25
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001147
CEPESIU2,000939,0004147
COAC 4 Octubre2,2005,771,0002147
COAC Ambato1,30016,415,0002147
COAC FondVida2,5004,200,0004147
COAC LaBenefica2,5008,482,0006147
COAC MCCH5,30010,020,0002147
COAC Nacional30,70027,129,0002147
COAC San José10,40029,133,0005147
COAC SanAntonio1,0002,384,0003147
COAC SantaAnita2,0002,532,0006147
Codesarrollo14,40040,328,0007147
Coop San Miguel1,8004,754,0005144
CooP VPR7001,052,0004147
Cooprogreso7,90032,244,0004147
Credi Fe100,900380,039,0004147
D^Miro36,90027,692,0009140
DECOF2,200705,0002147
Espoir62,10021,036,0005147
FODEMI28,20012,924,0003147
Fundacion Alternativa4,3005,545,0002147
FUNDAMIC2,0001,468,0002147
INSOTEC7,0006,047,0004147
Luz del Valle6,40011,300,0003147
ProCredit43,800211,941,0002147
PS Ambato5,6002,771,0001147
Caps / Zoom options
Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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