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Institution

Jamii Bora PO Box 2704, 00202Nairobi202
Data approved: 2010-06-23
Data version: 1
Age of data: -   months 

Institution

Cooperativa de Ahorro y Credito 4 de Octubre Ltda Avda. Atahualpa s/n via a BañosAvda. Cordovez y Juan LarreaRiobamba, Chimborazo06-01-1471
Data approved: 2011-11-01
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?N/A
Website addresshttp://www.jamiibora.org/
Year established1999
Head of InstitutionIngrid Munro
Regions active0
# Branches58

Total Portfolio (nat'l)KES 725,767,711
Total Portfolio (USD)USD 9,072,096.39
Active clients with loans79,194
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established1996
Head of InstitutionYolanda Haro Davila
Regions active
# Branches7

Total Portfolio (nat'l)USD 7,934,963.10
Total Portfolio (USD)USD 7,934,963.10
Active clients with loans2,059
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsRed Financiera Rural, Ucaccentro
FundersRed Financiera Rural, Ucaccentro

Loan Products » Summary

655 Borrowers
USD 740,543.16 Portfolio
Active Product
1,582 Borrowers
USD 26,755.70 Portfolio
Active Product
159 Borrowers
USD 424,281.60 Portfolio
Active Product
28,879 Borrowers
USD 3,282,439.41 Portfolio
Active Product

Loan Products » Summary

293 Borrowers
USD 88,635 Portfolio
Active Product
2,001 Borrowers
USD 5,683,091 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Daraja Individual KES 60,000 - 700,000 6 - 24 40% - 60% 40% - 60% Women, Men, Have business Credit Educ, Credit Ins, Business Training
Women Enterprise Fund KES 600 - 30,000 3 - 12 80% - 100% 60% - 80% Business, only for womens businesses Women Credit Educ, Credit Ins, Business Training
Housing Loan KES 50,000 - 1,900,000 60 - 120 40% - 60% 60% - 80% Any Purpose Women, Men Credit Educ, Credit Ins, Business Training
Micro Individual KES 600 - 59,000 1 - 12 40% - 60% 40% - 60% Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credi - Emergente USD 200 - 500 3 - 8 40% - 60% 40% - 60% Any Purpose Women, Men, Have business, Have home or land, Salaried worker, Hacer un ahorro mensual de minimo 10,00 mensuales durante 1 año.
Microcredito USD 100 - 20,000 1 - 48 80% - 100% 60% - 80% Business Women, Men, Have business, Have home or land, Salaried worker Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Daraja Individual 26.0% annual, Decl Bal 1 Fee 0 Ins None 40.0% upfront 0% 0% N/A
Women Enterprise Fund 8.0% annual, Decl Bal 1 Fee 0 Ins None 50.0% upfront 0% 0% N/A
Housing Loan 10.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 0% 0% N/A
Micro Individual 26.0% annual, Flat 2 Fees 0 Ins None 50.0% upfront 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credi - Emergente 19.0% annual, Decl Bal 0 Fees 1 Ins None 10.00 ongoing 0% 0% N/A
Microcredito 18.0% annual, Decl Bal 0 Fees 1 Ins None 5.00 ongoing 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Daraja Individual 26.0% annual, Decl Bal 1 Fee 0 Ins Ins None 40.0% upfront 0% 0% N/A
Women Enterprise Fund 8.0% annual, Decl Bal 1 Fee 0 Ins Ins None 50.0% upfront 0% 0% N/A
Housing Loan 10.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 0% 0% N/A
Micro Individual 26.0% annual, Flat 2 Fees 0 Ins Ins None 50.0% upfront 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credi - Emergente 19.0% annual, Decl Bal 0 Fees 1 Ins Ins None 10.00 ongoing 0% 0% N/A
Microcredito 18.0% annual, Decl Bal 0 Fees 1 Ins Ins None 5.00 ongoing 0% 0% N/A
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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