| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.juhudikilimo.com/ |
| Year established | 2009 |
| Head of Institution | Nat Robinson |
| Regions active | Central, Eastern, Nyanza, Rift Valley, Western |
| # Branches | 8 |
| Total Portfolio (nat'l) | KES 367,334,756 |
| Total Portfolio (USD) | USD 4,436,410.10 |
| Active clients with loans | 10,494 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFI, SPTF |
| Funders | Acumen Fund, Grameen Foundation, Kiva, Soros Economic Development Fund |
| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 1997 |
| Head of Institution | P.V. Ravikumar |
| Regions active | |
| # Branches | 8 |
| Total Portfolio (nat'l) | INR 315,140,153 |
| Total Portfolio (USD) | USD 5,946,040.62 |
| Active clients with loans | 36,543 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | KES 10,000 - 500,000 | 6 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa | |||||||
| Asset Financing Dairy Cow Loan | KES 30,000 - 500,000 | 12 - 24 | 40% - 60% | 0% - 20% | Business, Agriculture, Improve the structure used to house dairy cows | Women, Men, Have home or land, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | INR 5,000 - 50,000 | 12 - 60 | 80% - 100% | 20% - 40% | Any Purpose | Women | Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 32.3% - 44% | 47.6% - 64.7% | 62 | ||||||||
| Asset Financing Dairy Cow Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins | None | 15.0% upfront | 33% - 39.6% | 52.4% - 67.8% | 54 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 0 | 20.2% - 20.6% | 31% - 37.2% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 19.2% annual, Decl Bal | 1 Fee | 1 Ins | None | 20.0% upfront 50.00 ongoing | 20.2% - 20.6% | 31% - 37.2% | 58 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Finance Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | 15.0% upfront | 32.3% - 44% | 47.6% - 64.7% | 62 | ||||||||
| Asset Financing Dairy Cow Loan | 32.0% annual, Decl Bal | 2 Fees | 2 Ins Ins | None | 15.0% upfront | 33% - 39.6% | 52.4% - 67.8% | 54 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 0 | 20.2% - 20.6% | 31% - 37.2% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generating Loan | 19.2% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 20.0% upfront 50.00 ongoing | 20.2% - 20.6% | 31% - 37.2% | 58 |
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