| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.kadet.co.ke/ |
| Year established | 2001 |
| Head of Institution | Fidel Okillah |
| Regions active | Central, Coast, Eastern, Nairobi, Nyanza, Rift Valley, Western |
| # Branches | 39 |
| Total Portfolio (nat'l) | KES 447,325,485 |
| Total Portfolio (USD) | USD 5,402,481.70 |
| Active clients with loans | 12,923 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | KES 5,000 - 1,000,000 | 3 - 24 | 40% - 60% | 60% - 80% | Agriculture | Women, Men | Credit Ins, Tech Asst Visits | |||||||
| Business Loan | KES 3,000 - 3,000,000 | 3 - 24 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business | Credit Ins | |||||||
| School Fees Loan | KES 5,000 - 150,000 | 3 - 12 | 60% - 80% | 40% - 60% | Education | Women, Men | Credit Ins | |||||||
| Asset Loan | KES 5,000 - 1,600,000 | 3 - 12 | 20% - 40% | 60% - 80% | Business, Consumer, Other | Women, Men | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 18.0%-22.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0%-30.0% upfront 400.00 ongoing | 25% - 26.1% | 35.3% - 40.9% | 47 | ||||||||
| Business Loan | 18.0%-22.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0%-30.0% upfront 400.00 ongoing | 35.7% - 47.6% | 60.8% - 91.1% | 25 | ||||||||
| School Fees Loan | 18.0%-22.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 43.3% - 46.7% | 45.8% - 51.1% | 37 | ||||||||
| Asset Loan | 18.0%-19.5% annual, Flat | 1 Fee | 1 Ins | None | 20.0%-30.0% upfront 400.00 ongoing | 43.4% - 50.1% | 70.6% - 104.4% | 21 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 151 |
| ANED | 5,400 | 6,579,000 | 3 | 110 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 110 |
| BancoSol | 215,300 | 861,418,000 | 30 | 110 |
| CIDRE | 8,500 | 126,578,000 | 8 | 110 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 151 |
| CRECER | 166,900 | 134,626,000 | 13 | 110 |
| Diaconia | 67,000 | 85,734,000 | 2 | 110 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 110 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 151 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 110 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 110 |
| FONDECO | 14,200 | 24,274,000 | 3 | 110 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 110 |
| FUBODE | 29,400 | 24,444,000 | 7 | 110 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 110 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 110 |
| IMPRO | 2,400 | 2,885,000 | 4 | 110 |
| ProCredit | 84,300 | 257,487,000 | 8 | 151 |
| PRODEM | 44,900 | 62,529,000 | 4 | 110 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 110 |
| Sartawi | 14,600 | 26,842,000 | 8 | 110 |
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