2. KWFT DTM
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Comerciacoop
Please note that the information you are viewing is 159 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Kenya Women Finance Trust Deposit Taking Microfinance Ltd P.O. Box 4179 - 00506Kiambere Road, Upper HillNairobi
Data approved: 2013-06-24
Data version: 2
Age of data: 134 months
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Institution

Cooperativa de Comerciantes CL 16 # 8 29Chiquinquira, Boyaca
Data approved: 2011-08-01
Data version: 1
Age of data: 159 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.kwftdtm.com
Year established1982
Head of InstitutionMwangi Githaiga
Regions activeCentral, Coast, Eastern, Nairobi, North Eastern, Nyanza, Rift Valley, Western
# Branches235

Total Portfolio (nat'l)KES 13,743,335,462
Total Portfolio (USD)USD 165,982,312.30
Active clients with loans250,748
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsWomen's World Banking, AMFI, AFRACA
FundersKWH, Employee Share Ownership Plan (ESOP)

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.comerciacoop.coop/
Year established1996
Head of InstitutionJesus Maria Medina Duran
Regions active
# Branches5

Total Portfolio (nat'l)COP 6,506,159,027
Total Portfolio (USD)USD 3,574,812.65
Active clients with loans5,000
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

Biashara
219,089 Borrowers
USD 147,326,470.70 Portfolio
Active Product
Consumer
3,642 Borrowers
USD 1,049,663.59 Portfolio
Active Product
Elimu
13,496 Borrowers
USD 6,138,841.28 Portfolio
Active Product
Mwamba
7,643 Borrowers
USD 7,066,361.15 Portfolio
Active Product
Mwangaza
38,391 Borrowers
USD 3,285,406.97 Portfolio
Active Product
Start Up
12,383 Borrowers
USD 1,115,568.65 Portfolio
Active Product

Loan Products » Summary

Comercial
357 Borrowers
USD 1,689,259.68 Portfolio
Active Product
Consumo
302 Borrowers
USD 364,210.21 Portfolio
Active Product
Microcredito
987 Borrowers
USD 1,146,921.32 Portfolio
Active Product
Crediliqui
22 Borrowers
USD 55,346.15 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Biashara Loan KES 10,000 - 45,000,000 6 - 60 60% - 80% 0% - 20% Business Women, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health education, Women empowerment
Consumer Loan KES 10,000 - 200,000 6 - 18 80% - 100% 0% - 20% Consumer Women, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment
Elimu Loan KES 5,000 - 200,000 6 - 12 80% - 100% 0% - 20% Education Women, Have business, Evidence of school admission/attendance Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Agricultural Loan KES 10,000 - 45,000,000 6 - 36 80% - 100% 0% - 20% Business, Agriculture Women, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Leadership, Women Empowerment
Energy Loan KES 50,000 - 200,000 6 - 36 80% - 100% 0% - 20% Business, Other Women, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment
Asset Financing Loan KES 50,000 - 10,000,000 6 - 60 80% - 100% 0% - 20% Business Women, Must be willing to set up a viable business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Comercial (COP) COP 200,000 - 107,000,000 1 - 78 40% - 60% 80% - 100% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Business Training, Other Training, CAPITALIZACION APORTES, AHORRO PROGRAMADO
Consumo (COP) COP 200,000 - 12,800,000 1 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have home or land, Salaried worker, Codeudor Group Mtgs, Credit Ins, Business Training, Other Training, CAPITALIZACION APORTES, AHORRO PROGRAMADO
Microcredito COP 200,000 - 12,875,000 1 - 36 80% - 100% 60% - 80% Business, CAPITAL DE TRABAJO, LIQUIDEZ, ACTIVOS Women, Men, Have business, MICROEMPRESARIO, COMERCIANTE - INDEPENDIENTES Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, CAPITALIZACION APORTES, AHORRO PROGRAMADO

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara Loan 20.0%-21.6% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 37.1% - 42.8% 47.8% - 60.2% 35
Consumer Loan 18.0%-22.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 40.6% - 40.7% 52.7% - 55.7% 33
Elimu Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 38% - 43.9% 52.7% - 61.3% 35
Agricultural Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 37% - 42.8% 47% - 56.9% 36
Energy Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 36.8% - 40.8% 51.9% - 57.7% 33
Asset Financing Loan 11.2%-20.0% annual, Flat 2 Fees 1 Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 35.9% - 41.4% 43.9% - 56.7% 22

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Comercial (COP) 10.4%-25.9% annual, Decl Bal 1 Fee 1 Ins None 1.00% ongoing 17.7% - 21.9% 20.2% - 23.2% 48
Consumo (COP) 10.6%-27.5% annual, Decl Bal 1 Fee 1 Ins None 1.00% ongoing 19.9% - 20.4% 22.4% - 25.8% 44
Microcredito 17.3%-29.4% annual, Decl Bal 1 Fee 1 Ins None 3.00% ongoing 26.6% - 33.4% 28.9% - 38.2% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara Loan 20.0%-21.6% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 37.1% - 42.8% 47.8% - 60.2% 35
Consumer Loan 18.0%-22.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 40.6% - 40.7% 52.7% - 55.7% 33
Elimu Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 38% - 43.9% 52.7% - 61.3% 35
Agricultural Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 37% - 42.8% 47% - 56.9% 36
Energy Loan 20.0%-22.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 36.8% - 40.8% 51.9% - 57.7% 33
Asset Financing Loan 11.2%-20.0% annual, Flat 2 Fees 1 Ins Ins None 10.0%-20.0% upfront 50.00-0.00 ongoing 35.9% - 41.4% 43.9% - 56.7% 22

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Comercial (COP) 10.4%-25.9% annual, Decl Bal 1 Fee 1 Ins Ins None 1.00% ongoing 17.7% - 21.9% 20.2% - 23.2% 48
Consumo (COP) 10.6%-27.5% annual, Decl Bal 1 Fee 1 Ins Ins None 1.00% ongoing 19.9% - 20.4% 22.4% - 25.8% 44
Microcredito 17.3%-29.4% annual, Decl Bal 1 Fee 1 Ins Ins None 3.00% ongoing 26.6% - 33.4% 28.9% - 38.2% 50
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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