Please note that the information you are viewing is 111 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Opportunity Kenya Limited Geomaps Center, 1st Floor, Matumbato Road, Upper HillP.O. Box 19497Nairobi
Data approved: 2013-05-31
Data version: 2
Age of data: 111 months

Institution

Bank of Baku Baku şh.Atatàrk pr-ti 42Baku, BakuAZ1069
Data approved: 2010-05-24
Data version: 1
Age of data: 146 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addresshttp://opportunity.net/kenya/
Year established2006
Head of InstitutionLydia Njoroge
Regions activeNairobi, Nyanza, Rift Valley, Western
# Branches11

Total Portfolio (nat'l)KES 402,920,910
Total Portfolio (USD)USD 4,866,194.57
Active clients with loans9,122
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsOpportunity International, AMFI
FundersOpportunity International USA, Wedco Enterprises Limited

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bankofbaku.com/
Year established1993
Head of InstitutionSardar A.Hasanov
Regions active
# Branches13

Total Portfolio (nat'l)AZN 145,018,460.70
Total Portfolio (USD)USD 185,921,103.50
Active clients with loans104,601
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

8,350 Borrowers
USD 4,275,644.64 Portfolio
Active Product
219 Borrowers
USD 192,861.27 Portfolio
Active Product
368 Borrowers
USD 107,971.27 Portfolio
Active Product
165 Borrowers
USD 160,931.62 Portfolio
Active Product
20 Borrowers
USD 128,785.77 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

7,478 Borrowers
USD 17,685,112.71 Portfolio
Active Product
10,701 Borrowers
USD 6,595,824.23 Portfolio
Active Product
5,751 Borrowers
USD 71,607,362.38 Portfolio
Active Product
35,646 Borrowers
USD 27,326,609 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Msingi Loan KES 10,000 - 500,000 6 - 36 40% - 60% 60% - 80% Business Women, Men, Have business, Must have run a business for at least 12 months Credit Educ, Group Mtgs, Credit Ins, Other Training, Fire/Burglary Insurance
Nguzo Loan KES 50,000 - 500,000 6 - 36 40% - 60% 60% - 80% Business Women, Men, Have business, Must have run a business for at least 24 months Credit Educ, Group Mtgs, Credit Ins, Other Training, Fire/Burglary Insurance
Somesha (Education) Loan KES 5,000 - 100,000 3 - 12 40% - 60% 60% - 80% Education Women, Men, Must be attending an educational institution or have a dependent attending Credit Educ, Group Mtgs, Credit Ins, Other Training, Fire/Burglary Insurance
Asset Loan KES 5,000 - 2,000,000 6 - 36 20% - 40% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Mikrokredit USD 300 - 20,000 3 - 24 20% - 40% 40% - 60% Business Women, Men, Have business, 20-65 yaş
Mit texnikas, Mebel AZN 150 - 3,000 3 - 24 40% - 60% 60% - 80% Any Purpose Women, Men, Salaried worker, tqaàdçàl yox, yox
Avtomobil krediti AZN 500 - 50,000 3 - 36 20% - 40% 80% - 100% Any Purpose Women, Men Yox, Yox
Nad pul krediti AZN 150 - 3,000 3 - 24 60% - 80% 60% - 80% Any Purpose Women, Men, Salaried worker

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Msingi Loan 22.0% annual, Flat 2 Fees 1 Ins None 20.0% upfront 100.00 ongoing 41.8% - 59.8% 64.2% - 135% 26
Nguzo Loan 22.0% annual, Flat 2 Fees 1 Ins None 25.0% upfront 200.00 ongoing 39.9% - 49.3% 67.5% - 112.5% 27
Somesha (Education) Loan 16.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 34% - 44% 45.6% - 59.7% 33
Asset Loan 22.0% annual, Flat 2 Fees 1 Ins None 15.0% upfront 42.7% - 46.9% 61% - 71.9% 34

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Mikrokredit 27.0%-32.0% annual, Decl Bal 1 Fee 0 Ins None 10.0%-15.0% upfront 31.3% - 39.2% 31.3% - 73% 63
Mit texnikas, Mebel 30.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 40.7% - 53.4% 40.7% - 53.4% 67
Avtomobil krediti 20.0%-26.0% annual, Decl Bal 1 Fee 0 Ins None N/A 23.4% - 34.7% 23.4% - 34.7% 74
Nad pul krediti 28.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 36.2% - 46.8% 36.2% - 46.8% 68

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Msingi Loan 22.0% annual, Flat 2 Fees 1 Ins Ins None 20.0% upfront 100.00 ongoing 41.8% - 59.8% 64.2% - 135% 26
Nguzo Loan 22.0% annual, Flat 2 Fees 1 Ins Ins None 25.0% upfront 200.00 ongoing 39.9% - 49.3% 67.5% - 112.5% 27
Somesha (Education) Loan 16.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 34% - 44% 45.6% - 59.7% 33
Asset Loan 22.0% annual, Flat 2 Fees 1 Ins Ins None 15.0% upfront 42.7% - 46.9% 61% - 71.9% 34

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Mikrokredit 27.0%-32.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0%-15.0% upfront 31.3% - 39.2% 31.3% - 73% 63
Mit texnikas, Mebel 30.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 40.7% - 53.4% 40.7% - 53.4% 67
Avtomobil krediti 20.0%-26.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 23.4% - 34.7% 23.4% - 34.7% 74
Nad pul krediti 28.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 36.2% - 46.8% 36.2% - 46.8% 68
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Key Statistics
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Loan Portfolio (USD)
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