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Institution

PAWDEP P.O. Box 2472Nairobi
Data approved: 2013-03-07
Data version: 2
Age of data: 107 months

Institution

Cooperativa de Ahorro y Credito Ambato Ltda Lalama 08-51 y Juan B VelaAmbato, Tungurahua
Data approved: 2010-11-08
Data version: 1
Age of data: 136 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.pawdep.org/
Year established2004
Head of InstitutionMary Muthoni Chege
Regions activeCentral, Eastern, Nairobi, North Eastern, Rift Valley
# Branches11

Total Portfolio (nat'l)KES 643,652,859
Total Portfolio (USD)USD 7,773,585.25
Active clients with loans39,401
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsAMFI, AMT, NGO Council
FundersWomen Enterprise Fund

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established2003
Head of InstitutionJOSE SANTOS CHANGO UÑOG
Regions active
# Branches6

Total Portfolio (nat'l)USD 16,830,803
Total Portfolio (USD)USD 16,830,803
Active clients with loans5,308
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliations
Funders

Loan Products » Summary

30,413 Borrowers
USD 6,482,208.89 Portfolio
Active Product
10,558 Borrowers
USD 651,692.33 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Summary

595 Borrowers
USD 1,816,861 Portfolio
Active Product
760 Borrowers
USD 14,598,939 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Nuru Loan KES 5,000 - 200,000 15 - 52 80% - 100% 40% - 60% Any Purpose Women Credit Educ, Group Mtgs, Business Training
Haraka Loan KES 500 - 100,000 1 80% - 100% 40% - 60% Any Purpose Women Group Mtgs, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 200 - 20,000 2 - 30 20% - 40% 0% - 20% Business, Housing, Consumer, Education, Other Women, Men Credit Educ
Microcredito USD 400 - 50,000 4 - 30 0% - 20% 0% - 20% Business, Housing, Consumer, Education, Other Women, Men Credit Educ

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Nuru Loan 18.0% annual, Decl Bal 1 Fee 0 Ins None 40.0% upfront 200.00 ongoing 19.1% - 20.4% 50.6% - 106.5% 26
Haraka Loan 60.0% annual, Flat 1 Fee 0 Ins None 30.0% upfront 200.00 ongoing 58.7% - 60% 83% - 84.9% 71

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 15.2%-18.0% annual, Decl Bal 0 Fees 0 Ins None 10.0% upfront 13.3% - 15.4% 15.7% - 18.3% 87
Microcredito 18.0% annual, Decl Bal 0 Fees 0 Ins None 10.0% upfront 15.4% - 23.1% 18.2% - 27.1% 77

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Nuru Loan 18.0% annual, Decl Bal 1 Fee 0 Ins Ins None 40.0% upfront 200.00 ongoing 19.1% - 20.4% 50.6% - 106.5% 26
Haraka Loan 60.0% annual, Flat 1 Fee 0 Ins Ins None 30.0% upfront 200.00 ongoing 58.7% - 60% 83% - 84.9% 71

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 15.2%-18.0% annual, Decl Bal 0 Fees 0 Ins Ins None 10.0% upfront 13.3% - 15.4% 15.7% - 18.3% 87
Microcredito 18.0% annual, Decl Bal 0 Fees 0 Ins Ins None 10.0% upfront 15.4% - 23.1% 18.2% - 27.1% 77
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