| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.rafode.org/ |
| Year established | 2005 |
| Head of Institution | Antony Mayodi |
| Regions active | Nyanza, Rift Valley, Western |
| # Branches | 2 |
| Total Portfolio (nat'l) | KES 31,000,000 |
| Total Portfolio (USD) | USD 374,396.14 |
| Active clients with loans | 3,120 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.cscpk.org |
| Year established | 1989 |
| Head of Institution | Shaista Jan |
| Regions active | Punjab |
| # Branches | 16 |
| Total Portfolio (nat'l) | PKR 320,525,436 |
| Total Portfolio (USD) | USD 3,147,559.78 |
| Active clients with loans | 17,625 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Pakistan Microfinance Network |
| Funders | Pakistan Poverty Alleviation Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | KES 3,000 - 78,000 | 6 - 18 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Home-based care training, HIV/AIDS counseling |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microloan | PKR 15,000 - 100,000 | 12 - 18 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 18.0%-36.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront 200.00 ongoing | 38.7% - 125% | 110% - 232.9% | 11 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microloan | 20.0% annual, Flat | 1 Fee | 0 | None | N/A | 42.6% - 43.1% | 42.6% - 43.1% | 46 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 18.0%-36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.0% upfront 200.00 ongoing | 38.7% - 125% | 110% - 232.9% | 11 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microloan | 20.0% annual, Flat | 1 Fee | 0 | None | N/A | 42.6% - 43.1% | 42.6% - 43.1% | 46 |
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| % Products with compulsory deposits |
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