Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 131 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Data approved: 2013-06-25
Data version: 2
Age of data: 133 months

Institution

VisionFund Cambodia #20, St. 71, Boeung Keng Kang 3 CommuneChamkar Morn DistrictPhnom Penh479
Data approved: 2011-02-21
Data version: 2
Age of data: -   months 

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sisdo.org/
Year established1991
Head of InstitutionSimon Maina
Regions activeCentral, Eastern, Nairobi, Rift Valley, Western
# Branches16

Total Portfolio (nat'l)KES 302,871,417
Total Portfolio (USD)USD 3,657,867.36
Active clients with loans7,374
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://visionfund.com.kh/
Year established2003
Head of InstitutionChee Chin Hoe
Regions activePhnom Penh
# Branches69

Total Portfolio (nat'l)KHR 123,204,000,000
Total Portfolio (USD)USD 31,485,816.51
Active clients with loans109,402
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsVisionFund International, Banking With the Poor Network, Cambodia Microfinance Association
Funders

Loan Products » Summary

504 Borrowers
USD 211,054.75 Portfolio
Active Product
489 Borrowers
USD 660,029.66 Portfolio
Active Product
87 Borrowers
USD 18,298.92 Portfolio
Active Product
5,770 Borrowers
USD 2,508,645.07 Portfolio
Active Product
214 Borrowers
USD 42,268.63 Portfolio
Active Product
242 Borrowers
USD 107,802.01 Portfolio
Active Product
37 Borrowers
USD 86,536.70 Portfolio
Low Volume Product
5 Borrowers
USD 2,595.40 Portfolio
Low Volume Product
0 Borrowers
USD 469.89 Portfolio
Low Volume Product
21 Borrowers
USD 14,305.29 Portfolio
Low Volume Product
5 Borrowers
USD 5,861.03 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

10,894 Borrowers
USD 1,881,213.64 Portfolio
Active Product
60,399 Borrowers
USD 9,617,044.77 Portfolio
Active Product
3,164 Borrowers
USD 5,720,387.15 Portfolio
Active Product
2,296 Borrowers
USD 1,131,084.02 Portfolio
Active Product
2,878 Borrowers
USD 1,102,586.76 Portfolio
Active Product
65 Borrowers
USD 123,773 Portfolio
Active Product
135 Borrowers
USD 74,450 Portfolio
Active Product
12,210 Borrowers
USD 1,350,091.90 Portfolio
Active Product
4,056 Borrowers
USD 6,344,052.07 Portfolio
Active Product
3,029 Borrowers
USD 1,211,364.27 Portfolio
Active Product
1,015 Borrowers
USD 309,842.54 Portfolio
Active Product
0 Borrowers
Portfolio
Low Volume Product
0 Borrowers
Portfolio
Low Volume Product
15 Borrowers
USD 5,932.12 Portfolio
Low Volume Product
3 Borrowers
USD 281.11 Portfolio
Low Volume Product
0 Borrowers
USD 1,138,496.62 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Financing Loan KES 20,000 - 50,000 3 - 12 40% - 60% 40% - 60% Business, Housing Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Daraja Loan KES 50,000 - 300,000 3 - 24 40% - 60% 0% - 20% Business, Only working capital Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health Insurance - optional
Farm Inputs Loan KES 5,000 - 100,000 3 - 12 40% - 60% 0% - 20% Business Women, Men, Must be a farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Inua Loan KES 5,000 - 300,000 3 - 18 40% - 60% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health insurance - optional
School Fees Loan KES 3,000 - 100,000 3 - 12 60% - 80% 40% - 60% Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Zero Grazing Loan KES 10,000 - 300,000 3 - 18 40% - 60% 20% - 40% Agriculture, Improvement to shed, purchase of cow, chaff-cutter Women, Men, Have business, Farmers only Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Health insurance - optional

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan - Community Bank - USD USD 20 - 350 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Community Bank - KHR KHR 80,000 - 1,400,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Individual - USD USD 1,001 - 10,000 3 - 24 80% - 100% 0% - 20% Business Women, Men, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Solidarity Group - USD USD 251 - 1,000 3 - 18 80% - 100% 0% - 20% Business Women, Men, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Agricultural Loan - Solidarity Group - KHR KHR 1,000,100 - 4,000,000 3 - 18 80% - 100% 0% - 20% Business Women, Men, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Individual - USD USD 1,001 - 10,000 3 - 24 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Solidarity Group - USD USD 251 - 1,000 3 - 18 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Community Bank - KHR KHR 80,000 - 1,400,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Individual - USD USD 1,001 - 10,000 3 - 24 80% - 100% 0% - 20% Business Women, Men, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Solidarity Group - USD USD 251 - 1,000 3 - 18 80% - 100% 0% - 20% Business Women, Men, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Solidarity Group - KHR KHR 1,000,100 - 4,000,000 3 - 18 80% - 100% 0% - 20% Business Women, Men, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Community Bank - KHR KHR 80,000 - 1,400,000 3 - 12 0% 0% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Asset Creation Loan - Community Bank - USD USD 20 - 350 3 - 12 0% 0% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Non-Business Loan - Solidarity Group - KHR KHR 1,000,100 - 4,000,000 3 - 18 80% - 100% 0% - 20% Consumer Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Express Loan - Community Bank - KHR KHR 80,000 - 1,000,000 3 - 6 80% - 100% 0% - 20% Other Women, Men, Have business, Have home or land, Salaried worker, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training
Small Business Loan - Community Bank - USD USD 20 - 350 3 - 12 0% 0% Business Women, Men, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 20.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 37.6% - 38.5% 70.3% - 83.8% 26
Daraja Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 500.00 ongoing 40.9% - 41% 73% - 119.1% 25
Farm Inputs Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 30.9% - 41.8% 58.3% - 148.4% 27
Inua Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 40.9% - 41.9% 69.4% - 113% 27
School Fees Loan 20.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 37.6% 66.5% - 113.4% 25
Zero Grazing Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 39.2% - 41.8% 69.2% - 87.7% 29

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan - Community Bank - USD 34.2%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.5% - 35.8% 34.5% - 35.8% 97
Agricultural Loan - Community Bank - KHR 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 36% - 36.1% 36% - 36.1% 99
Agricultural Loan - Individual - USD 21.6%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22.8% - 32.5% 22.8% - 32.5% 85
Agricultural Loan - Solidarity Group - USD 33.6%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 36.2% - 36.6% 36.2% - 36.6% 92
Agricultural Loan - Solidarity Group - KHR 35.4%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.2% - 35.5% 35.3% - 35.5% 100
Non-Business Loan - Individual - USD 21.6%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22.8% - 32.5% 22.8% - 32.5% 85
Non-Business Loan - Solidarity Group - USD 33.6%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 33.7% - 36.3% 33.7% - 36.3% 97
Small Business Loan - Community Bank - KHR 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.8% - 36.1% 35.8% - 36.1% 100
Small Business Loan - Individual - USD 21.6%-36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22.9% - 31.4% 22.9% - 31.4% 86
Small Business Loan - Solidarity Group - USD 33.6%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 29.9% - 34.1% 29.9% - 34.1% 100
Small Business Loan - Solidarity Group - KHR 35.4%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.3% - 35.7% 35.3% - 35.7% 100
Non-Business Loan - Community Bank - KHR 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.8% - 36.1% 35.8% - 36.1% 100
Asset Creation Loan - Community Bank - USD 34.2%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 34.9% - 36.5% 34.9% - 36.5% 95
Non-Business Loan - Solidarity Group - KHR 35.4%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 35.2% - 35.5% 35.3% - 35.5% 100
Express Loan - Community Bank - KHR 31.2% annual, Decl Bal 0 Fees 0 Ins None N/A 31.5% 31.5% 98
Small Business Loan - Community Bank - USD 34.2%-42.0% annual, Decl Bal 0 Fees 0 Ins None N/A 36.1% - 37.4% 36.1% - 37.4% 93

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 20.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 37.6% - 38.5% 70.3% - 83.8% 26
Daraja Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 500.00 ongoing 40.9% - 41% 73% - 119.1% 25
Farm Inputs Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 30.9% - 41.8% 58.3% - 148.4% 27
Inua Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 40.9% - 41.9% 69.4% - 113% 27
School Fees Loan 20.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 37.6% 66.5% - 113.4% 25
Zero Grazing Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 39.2% - 41.8% 69.2% - 87.7% 29

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan - Community Bank - USD 34.2%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 34.5% - 35.8% 34.5% - 35.8% 97
Agricultural Loan - Community Bank - KHR 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 36% - 36.1% 36% - 36.1% 99
Agricultural Loan - Individual - USD 21.6%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 22.8% - 32.5% 22.8% - 32.5% 85
Agricultural Loan - Solidarity Group - USD 33.6%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 36.2% - 36.6% 36.2% - 36.6% 92
Agricultural Loan - Solidarity Group - KHR 35.4%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 35.2% - 35.5% 35.3% - 35.5% 100
Non-Business Loan - Individual - USD 21.6%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 22.8% - 32.5% 22.8% - 32.5% 85
Non-Business Loan - Solidarity Group - USD 33.6%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 33.7% - 36.3% 33.7% - 36.3% 97
Small Business Loan - Community Bank - KHR 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 35.8% - 36.1% 35.8% - 36.1% 100
Small Business Loan - Individual - USD 21.6%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 22.9% - 31.4% 22.9% - 31.4% 86
Small Business Loan - Solidarity Group - USD 33.6%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 29.9% - 34.1% 29.9% - 34.1% 100
Small Business Loan - Solidarity Group - KHR 35.4%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 35.3% - 35.7% 35.3% - 35.7% 100
Non-Business Loan - Community Bank - KHR 36.0%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 35.8% - 36.1% 35.8% - 36.1% 100
Asset Creation Loan - Community Bank - USD 34.2%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 34.9% - 36.5% 34.9% - 36.5% 95
Non-Business Loan - Solidarity Group - KHR 35.4%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 35.2% - 35.5% 35.3% - 35.5% 100
Express Loan - Community Bank - KHR 31.2% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 31.5% 31.5% 98
Small Business Loan - Community Bank - USD 34.2%-42.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 36.1% - 37.4% 36.1% - 37.4% 93
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to