Yehu Microfinance Trust - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 127 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Yehu Microfinance Trust PO Box 82120Mombasa

Data approved: 2013-09-13

Data version: 2

Age of data: 127 months

Download Data

Analyze Data

Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	No
Website address	http://yehu.org/
Year established	1999
Head of Institution	Adet N. Kachi
Regions active	Coast
# Branches	8

Total Portfolio (nat'l)	KES 252,974,696
Total Portfolio (USD)	USD 3,055,249.95
Active clients with loans	13,849
Approximate % female clients	80% - 100%
Approximate % urban clients	20% - 40%
Network affiliations
Funders

Loan Products » Summary

Meat

181 Borrowers

USD 24,222.14 Portfolio

Active Product

Poultry

109 Borrowers

USD 19,287.16 Portfolio

Active Product

Business

11,255 Borrowers

USD 2,533,955.75 Portfolio

Active Product

Top-Up

364 Borrowers

USD 157,605.12 Portfolio

Active Product

Afya

57 Borrowers

USD 3,337.14 Portfolio

Active Product

Mabati

157 Borrowers

USD 40,853.30 Portfolio

Active Product

Elimu

302 Borrowers

USD 58,271.89 Portfolio

Active Product

Emergency

396 Borrowers

USD 56,922.86 Portfolio

Active Product

Maji

313 Borrowers

USD 98,441.96 Portfolio

Active Product

Sikukuu

886 Borrowers

USD 100,862.67 Portfolio

Active Product

Special

32 Borrowers

USD 56,011.31 Portfolio

Low Volume Product

Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Agriculture Loan - Meat Goat	KES 5,000 - 150,000	3 - 18	80% - 100%	20% - 40%	Business	Women, Men, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership training
Agriculture Loan - Poultry	KES 10,000 - 60,000	3 - 24	80% - 100%	20% - 40%	Business	Women, Men, Have business, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership training
Business Loan	KES 5,000 - 1,000,000	3 - 36	80% - 100%	40% - 60%	Business	Women, Men, Have business, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership Training
Top Up Loan	KES 5,000 - 1,000,000	3 - 24	80% - 100%	20% - 40%	Business	Women, Men, Have business, Specific age group	Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership Training
Afya Loan	KES 12,745 - 12,745	3 - 12	80% - 100%	40% - 60%	Other	Women, Men, Specific age group	Credit Educ, Group Mtgs, Business Training, Other Training, Leadership Training
Mabati Loan	KES 5,000 - 150,000	6 - 18	60% - 80%	20% - 40%	Housing	Women, Men, Specific age group	Credit Educ, Group Mtgs, Business Training, Other Training, Leadership Training
Elimu Loan	KES 20,000 - 100,000	3 - 12	60% - 80%	60% - 80%	Housing	Women, Men, Specific age group	Credit Educ, Group Mtgs, Business Training, Other Training, Leadership Training
Emergence Loan	KES 5,000 - 40,000	3 - 9	80% - 100%	80% - 100%	Any Purpose	Women, Men, Specific age group
Maji ni Uhai Loan	KES 10,000 - 150,000	6 - 18	80% - 100%	20% - 40%	Agriculture, Housing	Women, Men, Specific age group	Group Mtgs, Business Training, Other Training, Leadership Training
Sikukuu Loan	KES 5,000 - 10,000	3 - 12	60% - 80%	20% - 40%	Any Purpose	Women, Men, Specific age group

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agriculture Loan - Meat Goat	21.0% annual, Flat	1 Fee	1 Ins	None	10.0%-15.0% upfront 100.00 ongoing	40.6% - 46.4%	62.1% - 81.8%	28
Agriculture Loan - Poultry	21.0% annual, Flat	1 Fee	1 Ins	None	10.0%-15.0% upfront 100.00 ongoing	39.9% - 47.8%	59.3% - 81.5%	29
Business Loan	21.0% annual, Flat	1 Fee	1 Ins	None	10.0%-15.0% upfront 100.00 ongoing	39.6% - 40.5%	50.4% - 62%	39
Top Up Loan	21.0% annual, Flat	0 Fees	0 Ins	None	N/A	37.8% - 38.2%	37.8% - 38.2%	55
Afya Loan	18.5% annual, Flat	1 Fee	1 Ins	None	10.0%-15.0% upfront 100.00 ongoing	40%	68.6%	31
Mabati Loan	21.0% annual, Flat	1 Fee	1 Ins	None	10.0%-15.0% upfront 100.00 ongoing	39.6% - 46.2%	51.3% - 81.5%	35
Elimu Loan	21.0% annual, Flat	1 Fee	1 Ins	None	10.0%-15.0% upfront 100.00 ongoing	39.6% - 41.9%	58.7% - 66.4%	34
Emergence Loan	21.0% annual, Flat	1 Fee	1 Ins	None	10.0%-15.0% upfront 100.00 ongoing	40.5% - 47.6%	62.2% - 81.1%	30
Maji ni Uhai Loan	20.5% annual, Flat	1 Fee	1 Ins	None	10.0%-15.0% upfront 100.00 ongoing	39% - 45.2%	51.8% - 80.1%	33
Sikukuu Loan	22.5% annual, Flat	1 Fee	1 Ins	None	10.0%-15.0% upfront 100.00 ongoing	48.7% - 50.1%	84.6% - 85.1%	26

Institution Price Graph

Click to view Price Analysis Tool

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
1st Valley Bank	38,900	48,291,000	3	145
AJDFI	13,100	884,000	6	145
ARDCI	44,600	9,403,000	1	145
ASA Philippines	333,400	29,282,000	1	145
ASHI	35,400	5,231,000	6	145
ASKI	60,000	15,247,000	4	145
Bangko Kabayan	8,900	2,373,000	2	145
BSEI	600	73,000	2	145
CBI	8,100	2,010,000	5	145
CCT	70,300	9,504,000	4	145
CEV	35,400	5,111,000	4	145
DSPI	59,300	3,676,000	3	145
ECLOF	5,400	1,836,000	4	145
FCB	12,000	2,392,000	2	145
FMB	2,700	710,000	2	145
GM Bank	23,500	1,553,000	3	145
HSPFI	19,100	1,899,000	2	145
JVOFI	1,300	281,000	1	145
Katipunan Bank	42,100	5,325,000	2	145
KDCI	20,500	2,095,000	3	145
KGI	32,300	3,421,000	4	145
KMBI	245,000	15,098,000	1	145
LTMPC	37,400	8,935,000	3	145
Mallig Plains	6,500	641,000	2	145
MILAMDEC	29,800	3,278,000	2	145
MWIMPC	11,800	1,740,000	4	144
NWTF	105,500	12,698,000	5	145
OFMPC	4,400	964,000	1	145
PBC	50,700	10,434,000	4	145
PCSD	700	167,000	1	145
PMPC	23,500	5,565,000	8	145
RB Angeles	900	1,502,000	2	145
RB Labason	500	289,000	1	145
RBLI	5,200	1,026,000	2	145
RBMI	11,900	1,750,000	2	145
RMB	100	173,000	1	145
RSPI	39,600	2,834,000	4	145
SAFRAGEMC	1,100	229,000	1	145
Salve	10,900	1,191,000	3	145
SEDP	27,000	3,914,000	3	145
TSKI	212,900	25,187,000	2	145
TSPI	264,500	31,290,000	7	145
Valient	1,700	672,000	2	145

Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
	Greater than:
	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


Avg
Min
Max
Std Dev

By Inst Type


By Country

	X Axis
	Greater than:
	Less or equal to:
	From 0 to
	to
	to
	to ∞

Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

Total Borrowers of Samples

Learn More

MFTransparency News

Explore Resources