Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 155 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Yehu Microfinance Trust PO Box 82120Mombasa
Data approved: 2013-09-13
Data version: 2
Age of data: 133 months

Institution

Agora Microfinance Zambia Plot No 3807 Kwacha Road, OlympiaPO Box 745, Post Net Manda HillLusaka
Data approved: 2012-04-03
Data version: 1
Age of data: 155 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://yehu.org/
Year established1999
Head of InstitutionAdet N. Kachi
Regions activeCoast
# Branches8

Total Portfolio (nat'l)KES 252,974,696
Total Portfolio (USD)USD 3,055,249.95
Active clients with loans13,849
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2010
Head of InstitutionMaluba Handahu-Wakung'uma
Regions active
# Branches2

Total Portfolio (nat'l)ZMK 3,373,101,754
Total Portfolio (USD)USD 651,807.10
Active clients with loans4,950
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliations
FundersMoringaway, Concern Worldwide

Loan Products » Summary

181 Borrowers
USD 24,222.14 Portfolio
Active Product
109 Borrowers
USD 19,287.16 Portfolio
Active Product
11,255 Borrowers
USD 2,533,955.75 Portfolio
Active Product
364 Borrowers
USD 157,605.12 Portfolio
Active Product
57 Borrowers
USD 3,337.14 Portfolio
Active Product
157 Borrowers
USD 40,853.30 Portfolio
Active Product
302 Borrowers
USD 58,271.89 Portfolio
Active Product
396 Borrowers
USD 56,922.86 Portfolio
Active Product
313 Borrowers
USD 98,441.96 Portfolio
Active Product
886 Borrowers
USD 100,862.67 Portfolio
Active Product
32 Borrowers
USD 56,011.31 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

1,418 Borrowers
USD 225,924.64 Portfolio
Active Product
3,532 Borrowers
USD 425,675.36 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan - Meat Goat KES 5,000 - 150,000 3 - 18 80% - 100% 20% - 40% Business Women, Men, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership training
Agriculture Loan - Poultry KES 10,000 - 60,000 3 - 24 80% - 100% 20% - 40% Business Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership training
Business Loan KES 5,000 - 1,000,000 3 - 36 80% - 100% 40% - 60% Business Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership Training
Top Up Loan KES 5,000 - 1,000,000 3 - 24 80% - 100% 20% - 40% Business Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Credit Ins, Business Training, Other Training, Leadership Training
Afya Loan KES 12,745 - 12,745 3 - 12 80% - 100% 40% - 60% Other Women, Men, Specific age group Credit Educ, Group Mtgs, Business Training, Other Training, Leadership Training
Mabati Loan KES 5,000 - 150,000 6 - 18 60% - 80% 20% - 40% Housing Women, Men, Specific age group Credit Educ, Group Mtgs, Business Training, Other Training, Leadership Training
Elimu Loan KES 20,000 - 100,000 3 - 12 60% - 80% 60% - 80% Housing Women, Men, Specific age group Credit Educ, Group Mtgs, Business Training, Other Training, Leadership Training
Emergence Loan KES 5,000 - 40,000 3 - 9 80% - 100% 80% - 100% Any Purpose Women, Men, Specific age group
Maji ni Uhai Loan KES 10,000 - 150,000 6 - 18 80% - 100% 20% - 40% Agriculture, Housing Women, Men, Specific age group Group Mtgs, Business Training, Other Training, Leadership Training
Sikukuu Loan KES 5,000 - 10,000 3 - 12 60% - 80% 20% - 40% Any Purpose Women, Men, Specific age group

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
End of Term Loan ZMK 400,000 - 1,500,000 6 - 12 40% - 60% 0% Business, Agriculture Women, Men Credit Educ, Group Mtgs
Flexi 1 ZMK 400,000 - 2,000,000 3 - 12 40% - 60% 0% Business Women, Men Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan - Meat Goat 21.0% annual, Flat 1 Fee 1 Ins None 10.0%-15.0% upfront 100.00 ongoing 40.6% - 46.4% 62.1% - 81.8% 28
Agriculture Loan - Poultry 21.0% annual, Flat 1 Fee 1 Ins None 10.0%-15.0% upfront 100.00 ongoing 39.9% - 47.8% 59.3% - 81.5% 29
Business Loan 21.0% annual, Flat 1 Fee 1 Ins None 10.0%-15.0% upfront 100.00 ongoing 39.6% - 40.5% 50.4% - 62% 39
Top Up Loan 21.0% annual, Flat 0 Fees 0 Ins None N/A 37.8% - 38.2% 37.8% - 38.2% 55
Afya Loan 18.5% annual, Flat 1 Fee 1 Ins None 10.0%-15.0% upfront 100.00 ongoing 40% 68.6% 31
Mabati Loan 21.0% annual, Flat 1 Fee 1 Ins None 10.0%-15.0% upfront 100.00 ongoing 39.6% - 46.2% 51.3% - 81.5% 35
Elimu Loan 21.0% annual, Flat 1 Fee 1 Ins None 10.0%-15.0% upfront 100.00 ongoing 39.6% - 41.9% 58.7% - 66.4% 34
Emergence Loan 21.0% annual, Flat 1 Fee 1 Ins None 10.0%-15.0% upfront 100.00 ongoing 40.5% - 47.6% 62.2% - 81.1% 30
Maji ni Uhai Loan 20.5% annual, Flat 1 Fee 1 Ins None 10.0%-15.0% upfront 100.00 ongoing 39% - 45.2% 51.8% - 80.1% 33
Sikukuu Loan 22.5% annual, Flat 1 Fee 1 Ins None 10.0%-15.0% upfront 100.00 ongoing 48.7% - 50.1% 84.6% - 85.1% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
End of Term Loan 60.0% annual, Decl Bal 1 Fee 0 Ins None 7.0% upfront 64.2% - 68.6% 69.1% - 73.9% 84
Flexi 1 66.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 76% - 79.1% 91% - 95.2% 70

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan - Meat Goat 21.0% annual, Flat 1 Fee 1 Ins Ins None 10.0%-15.0% upfront 100.00 ongoing 40.6% - 46.4% 62.1% - 81.8% 28
Agriculture Loan - Poultry 21.0% annual, Flat 1 Fee 1 Ins Ins None 10.0%-15.0% upfront 100.00 ongoing 39.9% - 47.8% 59.3% - 81.5% 29
Business Loan 21.0% annual, Flat 1 Fee 1 Ins Ins None 10.0%-15.0% upfront 100.00 ongoing 39.6% - 40.5% 50.4% - 62% 39
Top Up Loan 21.0% annual, Flat 0 Fees 0 Ins Ins None N/A 37.8% - 38.2% 37.8% - 38.2% 55
Afya Loan 18.5% annual, Flat 1 Fee 1 Ins Ins None 10.0%-15.0% upfront 100.00 ongoing 40% 68.6% 31
Mabati Loan 21.0% annual, Flat 1 Fee 1 Ins Ins None 10.0%-15.0% upfront 100.00 ongoing 39.6% - 46.2% 51.3% - 81.5% 35
Elimu Loan 21.0% annual, Flat 1 Fee 1 Ins Ins None 10.0%-15.0% upfront 100.00 ongoing 39.6% - 41.9% 58.7% - 66.4% 34
Emergence Loan 21.0% annual, Flat 1 Fee 1 Ins Ins None 10.0%-15.0% upfront 100.00 ongoing 40.5% - 47.6% 62.2% - 81.1% 30
Maji ni Uhai Loan 20.5% annual, Flat 1 Fee 1 Ins Ins None 10.0%-15.0% upfront 100.00 ongoing 39% - 45.2% 51.8% - 80.1% 33
Sikukuu Loan 22.5% annual, Flat 1 Fee 1 Ins Ins None 10.0%-15.0% upfront 100.00 ongoing 48.7% - 50.1% 84.6% - 85.1% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
End of Term Loan 60.0% annual, Decl Bal 1 Fee 0 Ins Ins None 7.0% upfront 64.2% - 68.6% 69.1% - 73.9% 84
Flexi 1 66.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0% upfront 76% - 79.1% 91% - 95.2% 70
Institution Price Graph
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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