| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 123 |
| Adok Timo | 4,200 | 570,000 | 4 | 155 |
| BIMAS | 11,100 | 4,679,000 | 7 | 123 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 123 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 123 |
| Family Bank | 43,200 | 90,700,000 | 5 | 155 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 123 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 123 |
| KADET | 12,900 | 5,402,000 | 4 | 123 |
| K-Rep | 0 | 0 | 0 | 123 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 155 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 123 |
| LKL | 13,100 | 9,311,000 | 10 | 116 |
| MKL | 18,200 | 5,989,000 | 6 | 100 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 123 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 123 |
| RAFODE | 2,900 | 356,000 | 1 | 123 |
| SISDO | 7,300 | 3,657,000 | 11 | 123 |
| Yehu | 14,000 | 3,149,000 | 11 | 123 |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.hkl.com.kh/ |
| Year established | 1994 |
| Head of Institution | Hout Ieng Tong |
| Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh Kong, KepKratié, Mondulkiri , Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo |
| # Branches | 123 |
| Total Portfolio (nat'l) | KHR 431,386,000,000 |
| Total Portfolio (USD) | USD 109,211,645.60 |
| Active clients with loans | 74,429 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Cambodia Microfinance Association (CMA) |
| Funders | SIDI and Dr. Dy Davuth, Norfund, Triple Jump, Oiko Credit |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Medium Loans | USD 2,501 - 10,000 | 3 - 36 | 60% - 80% | 60% - 80% | Business, Housing, Consumer | Women, Men, Have business, Have home or land, Salaried worker, Specific age group | ||||||||
| Micro Loans | USD 50 - 1,000 | 3 - 15 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land, Salaried worker, Specific age group | ||||||||
| Small Loans | USD 1,001 - 2,500 | 3 - 24 | 60% - 80% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land, Salaried worker, Specific age group |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Medium Loans | 21.6%-30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 21.4% - 26.5% | 21.4% - 26.5% | 92 | ||||||||
| Micro Loans | 30.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 30% - 34.8% | 30% - 34.8% | 93 | ||||||||
| Small Loans | 22.8%-33.6% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 24.1% - 32.4% | 24.1% - 32.4% | 82 |
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