- MFTransparency.org Truth In Lending Tables

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Action	0	0	0	134
Adok Timo	4,200	570,000	4	166
BIMAS	11,100	4,679,000	7	134
ECLOF Kenya	20,500	5,455,000	8	134
Equity Bank	135,500	94,746,000	9	134
Family Bank	43,200	90,700,000	5	166
Jamii Bora	2,400	3,374,000	4	134
Juhudi Kilimo	10,400	4,436,000	2	134
KADET	12,900	5,402,000	4	134
K-Rep	0	0	0	134
K-Rep Bank	65,000	28,743,000	4	166
KWFT DTM	294,600	165,982,000	6	134
LKL	13,100	9,311,000	10	126
MKL	18,200	5,989,000	6	111
Opportunity Kenya	9,100	4,866,000	5	134
PAWDEP	40,900	7,133,000	2	134
RAFODE	2,900	356,000	1	134
SISDO	7,300	3,657,000	11	134
Yehu	14,000	3,149,000	11	134

Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

PRASAC #25, St 294 & 57, Boeung Kengkang1ChamkarmonPhnom Penh, Phnom Penh2224

Data approved: 2011-02-03

Data version: 2

Age of data: - months

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Product

Group Loan (KHR) Product 8 of 9 « Prev | Next »

Product Details

Key Statistics

Outstanding portfolio (KHR)	KHR 9,792,207,500
Portfolio (USD)	USD 2,448,051.88
Active Clients with Loans	13,682
Approximate % Female Clients	80% - 100%
Approximate % Urban Clients	80% - 100%

Methodology

Individual
Solidarity group	x
Village banking
Self help group
Other

Description

This product is provided to rural community with small daily income generating activity. The number of borrower per group varies from 2 to 5. The loan amount for each member in the group varies from 50,000 to 1,000,000.

Loan Purpose

Any purpose	x
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)

Included Services

Credit education
Group meetings	x
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services

Eligibility

Men
Women
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)

# Borrowers by Product

Portfolio Size by Product

Geographic Coverage

# Regions for this institution	N/A
# Regions for this product	N/A
Regions Active

Loan Conditions

Loan Amount

Currency	KHR
Minimum loan size	KHR 50,000
Maximum loan size	5,000,000

Loan Term and Grace Period

Shortest loan term	4.0 months
Longest loan term	12.0 months
Approx average	10.0 months

Distribution at Disbursement (Est.)

Loans 3 months or less	N/A
Between 4 and 6 months	N/A
Between 7 and 9 months	N/A
Between 10 and 12 months	N/A
Between 13 and 18 months	N/A
Longer than 18 months	N/A

Grace Period

Grace period usage	0
Average grace period	0

Repayment Frequency

Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly	x
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest

Lowest quoted nominal interest	3.25%
Highest quoted nominal interest	3.25%
Interest rate period	Monthly
Interest Rate Calculation Method	Decl Bal
Subsidized by funder request?	N/A
Is rate fixed for entire loan term	Yes

Upfront Fees

This product has no upfront fees

Ongoing Fees

This product has no ongoing fees

Upfront Insurance Fees

This product has no upfront insurance fees

Ongoing Insurance Fees

This product has no ongoing insurance fees

Compulsory Deposit

Required for	Never
Criteria	N/A
Is deposit indicated on the repayment schedule?	N/A
Do borrowers control deposit in their group?	N/A

Deposit BEFORE or AT Disbursement

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A

Deposits DURING period payments

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A
Conditions on access to deposit	N/A

Interest Paid on Deposit

Minimum interest rate paid	N/A
Maximum interest rate paid	N/A
Interest payment frequency	N/A

Taxes

Are taxes charged on this product?	No

Are taxes charged on this product?

Full Pricing Data

Group Loan (KHR) samples

	Sample 1	Sample 2	Sample 3	Sample 4	Sample 5
Loan Amount	KHR 300,000	KHR 500,000	KHR 1,100,000	KHR 2,300,000	KHR 4,000,000
Loan Cycle (1, 2, 3, etc)	Not Known	Not Known	Not Known	Not Known	Not Known
Disbursement Date	2013-03-16	2013-03-15	2013-01-17	2013-03-04	2013-03-19
Loan Term (Months)	12.0 months	5.0 months	10.0 months	8.0 months	8.0 months
Grace Period (Months)	0.0 months	0.0 months	0.0 months	0.0 months	0.0 months
Total Cost of Credit	Not Known	Not Known	Not Known	Not Known	Not Known
True Price by Comp
Interest and Fee Component	35.3%	35.3%	32.8%	35.3%	34.1%
Insurance Component	0.0%	0.0%	0.0%	0.0%	0.0%
Tax Component	0.0%	0.0%	0.0%	0.0%	0.0%
Deposit Component	0.0%	0.0%	0.0%	0.0%	0.0%
Full APR (int fee ins tax dep)	35.3%	35.3%	32.8%	35.3%	34.1%
Transparency Index	100	100	100	100	100

Original Repayment Schedule	PDF	PDF	PDF	PDF	PDF
MFT Pricing Calculation	PDF	PDF	PDF	PDF	PDF

Group Loan (KHR) Price Graphs

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
	Greater than:
	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


Avg
Min
Max
Std Dev

By Inst Type


By Country

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