Please note that the information you are viewing is 100 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 115 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FINCA Malawi Ltd Private Mail Bag 382ChichiriBlantyre, SouthernPO Box 382
Data approved: 2012-12-01
Data version: 2
Age of data: 100 months

Institution

Youth Self Employment Foundation Head OfficeDar Es SalaamPO Box 74379
Data approved: 2011-12-18
Data version: 1
Age of data: 115 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.finca.org/
Year established1994
Head of InstitutionPonsiano Ndyabahika
Regions activeDedza, Dowa, Kasungu, Lilongwe, Mchinji, Nkhotakota, Ntcheu, Ntchisi, SalimaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, Chiradzulu, MachingaMangochi, Mulanje, Mwanza, Nsanje
# Branches18

Total Portfolio (nat'l)MWK 1,463,320,000
Total Portfolio (USD)USD 3,752,102.56
Active clients with loans29,927
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsMAMN, Council of Non-Governmental Organizations (CONGOMA)
FundersFINCA International

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.yosefo.org/
Year established1996
Head of InstitutionAletmius Millinga
Regions active
# Branches6

Total Portfolio (nat'l)TZS 3,516,132,881
Total Portfolio (USD)USD 2,211,404.33
Active clients with loans17,135
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsTAMFI
FundersMiche Foundation, Stromme Foundation

Loan Products » Summary

2,221 Borrowers
USD 788,566.67 Portfolio
Active Product
20,635 Borrowers
USD 1,876,051.28 Portfolio
Active Product
6,991 Borrowers
USD 1,087,484.62 Portfolio
Active Product

Loan Products » Summary

3,305 Borrowers
USD 144,872 Portfolio
Active Product
13,714 Borrowers
USD 2,003,646.91 Portfolio
Active Product
116 Borrowers
USD 62,885.41 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Individual Business Loan MWK 50,000 - 4,500,000 6 - 12 20% - 40% 40% - 60% Business Women, Men, Have business Credit Ins
Village Banking Loan MWK 5,000 - 400,000 4 - 6 60% - 80% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Team work, etc.
Small Group Loan MWK 40,000 - 500,000 6 - 12 60% - 80% 20% - 40% Business Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Benkijamii Loan TZS 50,000 - 1,500,000 3 - 12 60% - 80% 0% - 20% Any Purpose Women, Men, Have business, Belong to the community enjoying the services Tech Asst Visits, Business Training
Group Loan TZS 50,000 - 2,000,000 3 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Ins
Mavuno Loan TZS 2,000,000 - 15,000,000 3 - 12 60% - 80% 80% - 100% Any Purpose Women, Men, Have business, Have home or land Credit Educ, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Business Loan 60.00%-67.20% annual, Decl Bal 1 Fee 0 Ins None N/A 62.8% - 71.1% 62.8% - 71.1% 89
Village Banking Loan 84.00%-90.00% annual, Decl Bal 0 Fees 1 Ins None 10.00% upfront 83.5% - 96.1% 99.9% - 118.1% 78
Small Group Loan 78.00% annual, Decl Bal 0 Fees 1 Ins None N/A 72% - 75.3% 73.7% - 77.1% 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Benkijamii Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins None 25.00% upfront 45.1% - 54.3% 89.8% - 106.4% 25
Group Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins None 25.00% upfront 48.9% - 52.3% 62% - 106.5% 26
Mavuno Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins None 25.00% upfront 49.6% - 51.5% 88.6% - 91.8% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Business Loan 60.00%-67.20% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 62.8% - 71.1% 62.8% - 71.1% 89
Village Banking Loan 84.00%-90.00% annual, Decl Bal 0 Fees 1 Ins Ins None 10.00% upfront 83.5% - 96.1% 99.9% - 118.1% 78
Small Group Loan 78.00% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 72% - 75.3% 73.7% - 77.1% 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Benkijamii Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins Ins None 25.00% upfront 45.1% - 54.3% 89.8% - 106.4% 25
Group Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins Ins None 25.00% upfront 48.9% - 52.3% 62% - 106.5% 26
Mavuno Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins Ins None 25.00% upfront 49.6% - 51.5% 88.6% - 91.8% 26
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