2. MLF MWI
Please note that the information you are viewing is 136 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Eshet
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Microloan Foundation Head OfficeKasungu, CentralPO Box 491
Data approved: 2012-11-15
Data version: 2
Age of data: 136 months
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Institution

Eshet MFI Head OfficeAddis AbabaPO Box 23923
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.microloanfoundation.org.uk/Home
Year established2002
Head of InstitutionPeter Matumbo
Regions activeDowa, Kasungu, Lilongwe, Mchinji, Nkhotakota, Ntcheu, Ntchisi, SalimaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, MachingaMangochi, Mulanje
# Branches20

Total Portfolio (nat'l)MWK 662,269,793
Total Portfolio (USD)USD 1,698,127.67
Active clients with loans24,364
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsMAMN
FundersMicroloan Foundation, UK

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2000
Head of InstitutionMerga Bekele
Regions active
# Branches12

Total Portfolio (nat'l)ETB 44,028,216
Total Portfolio (USD)USD 2,392,837.83
Active clients with loans24,199
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI, MAIN
FundersRUFIP, Oxfam Novib

Loan Products » Summary

Bridging
355 Borrowers
USD 99,169.63 Portfolio
Active Product
Irrigation
1,425 Borrowers
USD 116,868.29 Portfolio
Active Product
Standard
20,988 Borrowers
USD 1,340,606.15 Portfolio
Active Product
Knitting & Sewing / Life Skills Loan
Retired Product

Loan Products » Summary

Business
1,827 Borrowers
USD 167,498.64 Portfolio
Active Product
Employee
528 Borrowers
USD 143,570.27 Portfolio
Active Product
Agriculture
16,472 Borrowers
USD 2,081,768.91 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Bridging Loan MWK 65,000 - 180,000 6 - 10 80% - 100% 0% - 20% Business Women, Have business Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dynamics
Irrigation Loan MWK 18,000 - 80,000 3 - 7 80% - 100% 0% - 20% Business Women, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dynamics
Standard Loan MWK 18,000 - 80,000 4 80% - 100% 0% - 20% Business Women, Have business, Specific age group Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dyanamics

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan ETB 500 - 7,500 6 - 18 40% - 60% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Credit Ins
Employee Loan ETB 500 - 10,000 6 - 18 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Ins
Rural Agricultural Loan ETB 500 - 7,500 6 - 12 20% - 40% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bridging Loan 48.00% annual, Flat 0 Fees 0 Ins None 20.00% upfront 75.7% - 75.8% 107.4% - 107.5% 44
Irrigation Loan 57.00% annual, Flat 0 Fees 0 Ins None 10.00%-20.00% upfront 36.2% - 60.4% 45.9% - 83.7% 83
Standard Loan 60.00% annual, Flat 0 Fees 0 Ins None 10.00%-20.00% upfront 97.1% - 108.4% 147.6% - 166.7% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 18.0% annual, Flat 0 Fees 1 Ins None 5.0% upfront 10.00 ongoing 31.2% - 32.3% 35.8% - 37.7% 49
Employee Loan 15.0% annual, Flat 0 Fees 1 Ins None N/A 26.4% - 27.5% 28.4% - 29.9% 51
Rural Agricultural Loan 24.0% annual, Flat 0 Fees 1 Ins None 5.0% upfront 10.00 ongoing 24.1% 26.6% - 26.8% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bridging Loan 48.00% annual, Flat 0 Fees 0 Ins Ins None 20.00% upfront 75.7% - 75.8% 107.4% - 107.5% 44
Irrigation Loan 57.00% annual, Flat 0 Fees 0 Ins Ins None 10.00%-20.00% upfront 36.2% - 60.4% 45.9% - 83.7% 83
Standard Loan 60.00% annual, Flat 0 Fees 0 Ins Ins None 10.00%-20.00% upfront 97.1% - 108.4% 147.6% - 166.7% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 18.0% annual, Flat 0 Fees 1 Ins Ins None 5.0% upfront 10.00 ongoing 31.2% - 32.3% 35.8% - 37.7% 49
Employee Loan 15.0% annual, Flat 0 Fees 1 Ins Ins None N/A 26.4% - 27.5% 28.4% - 29.9% 51
Rural Agricultural Loan 24.0% annual, Flat 0 Fees 1 Ins Ins None 5.0% upfront 10.00 ongoing 24.1% 26.6% - 26.8% 89
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