Institution Type | Non-Governmental Organization |
Is this institution regulated? | N/A |
Website address | http://www.microloanfoundation.org.uk/Home |
Year established | 2002 |
Head of Institution | James Kajamu Kajamu |
Regions active | 0 |
# Branches | 20 |
Total Portfolio (nat'l) | MWK 260,000,000 |
Total Portfolio (USD) | USD 1,733,333.33 |
Active clients with loans | 22,690 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MAMN |
Funders | Microloan Foundation, UK |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.diaconia-frif.org/ |
Year established | 1991 |
Head of Institution | Ricardo Suxo Condori |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , PotosÃ, Santa Cruz, Tarija |
# Branches | 36 |
Total Portfolio (nat'l) | BOB 578,706,840 |
Total Portfolio (USD) | USD 85,734,346.67 |
Active clients with loans | 67,073 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | FINRURAL |
Funders | Mision Alianza Noruega |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bridging Loan | MWK 65,000 - 180,000 | 6 - 10 | 80% - 100% | 0% - 20% | ||||||||||
Irrigation Loan | MWK 10,000 - 100,000 | 3 - 7 | 80% - 100% | 0% - 20% | ||||||||||
Knitting & Sewing / Life Skills Loan | MWK 10,000 - 70,000 | 3 - 8 | 80% - 100% | 0% - 20% | ||||||||||
Standard Loan | MWK 6,000 - 60,000 | 4 | 80% - 100% | 0% - 20% |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Banca Communal | BOB 200 - 10,000 | 4 - 10 | 80% - 100% | 80% - 100% | Business, Housing, Consumer, Education, Other | Women | Group Mtgs | |||||||
Microcredito Individual | BOB 200 - 560,000 | 3 - 96 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men | Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bridging Loan | 48.00% annual, Flat | 0 Fees | 0 Ins | 72.3% | 103.5% | |||||||||||
Irrigation Loan | 57.00% annual, Flat | 0 Fees | 0 Ins | 64.1% - 75.9% | 71.6% - 85.7% | |||||||||||
Knitting & Sewing / Life Skills Loan | 54.00% annual, Flat | 0 Fees | 0 Ins | 76.6% - 105.9% | 127.9% - 188.2% | |||||||||||
Standard Loan | 60.00% annual, Flat | 0 Fees | 0 Ins | 109.5% - 133.1% | 160.1% - 205.5% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Banca Communal | 36.0% annual, Flat | 0 Fees | 1 Ins | None | 20.0% upfront 20.00% ongoing | 55.8% - 59.6% | 93.5% - 106.7% | 36 | ||||||||
Microcredito Individual | 13.0%-24.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 17.1% - 24.1% | 17.7% - 24.7% | 62 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bridging Loan | 48.00% annual, Flat | 0 Fees | 0 Ins Ins | 72.3% | 103.5% | |||||||||||
Irrigation Loan | 57.00% annual, Flat | 0 Fees | 0 Ins Ins | 64.1% - 75.9% | 71.6% - 85.7% | |||||||||||
Knitting & Sewing / Life Skills Loan | 54.00% annual, Flat | 0 Fees | 0 Ins Ins | 76.6% - 105.9% | 127.9% - 188.2% | |||||||||||
Standard Loan | 60.00% annual, Flat | 0 Fees | 0 Ins Ins | 109.5% - 133.1% | 160.1% - 205.5% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito de Banca Communal | 36.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 20.0% upfront 20.00% ongoing | 55.8% - 59.6% | 93.5% - 106.7% | 36 | ||||||||
Microcredito Individual | 13.0%-24.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 17.1% - 24.1% | 17.7% - 24.7% | 62 |
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