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Institution

Data approved: 2012-12-04
Data version: 2
Age of data: 113 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2003
Head of InstitutionSiku Nkhoma
Regions activeDedza, Dowa, Kasungu, Lilongwe, Ntcheu, Salima, ChitipaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, Chiradzulu, Machinga, Mulanje
# Branches1

Total Portfolio (nat'l)MWK 250,550,466.50
Total Portfolio (USD)USD 642,437.09
Active clients with loans2,351
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsSlum Dwellers International, MAMN, Malawi Homeless People's Federation
FundersSlum Dwellers International, Homeless International, African Development Bank, WASTE

Loan Products » Summary

139 Borrowers
USD 2,375.73 Portfolio
Active Product
334 Borrowers
USD 4,065.71 Portfolio
Active Product
870 Borrowers
USD 132,828.60 Portfolio
Active Product
255 Borrowers
USD 14,796.76 Portfolio
Active Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan MWK 10,000 - 10,000 6 80% - 100% 80% - 100% Business, Can only be used for working capital Women, Men, Must be a member of the Malawi Homeless People's Federation. Business Training
Home Improvement Loan MWK 20,000 - 20,000 24 80% - 100% 80% - 100% Housing Women, Men, Must be a member of the Malawi Homeless People's Federation
Sanitation Loan MWK 40,000 - 100,000 24 80% - 100% 80% - 100% Sanitation Women, Men, Residents from the peri urban areas
Water Loan MWK 18,000 - 120,000 24 60% - 80% 80% - 100% water supply Women, Men, Residents from the peri urban areas

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 24.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 16.8% 16.8% 100
Home Improvement Loan 12.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 10.9% 10.9% 100
Sanitation Loan 12.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 10.9% 10.9% 100
Water Loan 12.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 10.9% - 11% 10.9% - 11% 100
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001109
AMPL000109
Arman41,500529,107,0001109
Arohan43,5008,091,0002109
ASA INDIA164,00015,380,0001109
Asirvad113,50019,328,0001109
Asmitha1,114,800217,867,0001109
Bandhan4,048,600674,564,0005109
Belstar123,00023,945,000287
BSFL275,20031,590,0003109
Chaitanya20,7003,748,0003109
Disha Microfin69,00014,332,0002109
Equitas1,220,000186,415,0004109
ESAF354,20043,500,0005109
FFSL150,60035,719,0002109
Fusion66,8009,820,0002109
Grama Vidiyal738,200102,101,0001109
Grameen Koota586,60083,555,00015111
Janalakshmi506,000119,077,0002109
L & T Finance399,80037,199,0001109
MFL331,80049,083,0001109
MMFL175,00023,752,0002109
Mpower13,6002,263,0002109
Sahayata000109
Saija24,7004,682,0002109
Samasta45,5004,809,0002109
Satin405,60090,174,0002109
SCCI115,60015,910,0002109
Share2,195,400376,727,0001109
SKS3,409,000355,029,0002109
SMILE360,20056,927,0001109
SNFL9,4001,779,0001109
Sonata Finance158,20022,724,0003111
Spandana533,400147,240,0002109
Suryoday78,60014,713,0003109
SVCL118,20018,886,0001109
Swadhaar92,80017,166,0003109
Trident68,7008,852,0001109
Ujjivan913,300160,848,0005109
Utkarsh168,60025,915,0003109
VFS175,40019,264,0002109
Asomi50,3004,743,0002141
AES India3,600286,0001141
Arth2,900611,0002141
Asomi50,3004,743,0002141
Barasat GS1,10099,508.021141
BJS6,000468,0001141
Cashpor417,00050,452,0001140
Credible10,0001,669,540.362141
DIBAKAR1,800145,0001140
GOF65,2005,388,0004140
Hope62,6004,407,0001138
Jaago2,700237,0001139
LOK4,900573,0001140
Nano25,6003,660,0002141
NBSAAVS28,1002,821,0001138
Nirantara8,200917,0002140
Parama7,100482,0001140
Pragathi26,2004,579,0006140
PWMACS36,5005,946,0001140
Saadhana90,90012,046,0002140
Sambhav1,500183,0003140
Seba Rahara6,700468,0001140
SU61,1005,498,0001140
Swayanshree7,900918,0002140
Vikas Samiti1,600168,0001140
Vistaar4,3001,157,0002138
We The People1,100244,0002140
WEMCS1,10085,0001140
Yukti1,10099,0002140
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Key Statistics
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Loan Portfolio (USD)
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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