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Institution

Data approved: 2012-12-04
Data version: 2
Age of data: 107 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2003
Head of InstitutionSiku Nkhoma
Regions activeDedza, Dowa, Kasungu, Lilongwe, Ntcheu, Salima, ChitipaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, Chiradzulu, Machinga, Mulanje
# Branches1

Total Portfolio (nat'l)MWK 250,550,466.50
Total Portfolio (USD)USD 642,437.09
Active clients with loans2,351
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsSlum Dwellers International, MAMN, Malawi Homeless People's Federation
FundersSlum Dwellers International, Homeless International, African Development Bank, WASTE

Loan Products » Summary

139 Borrowers
USD 2,375.73 Portfolio
Active Product
334 Borrowers
USD 4,065.71 Portfolio
Active Product
870 Borrowers
USD 132,828.60 Portfolio
Active Product
255 Borrowers
USD 14,796.76 Portfolio
Active Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan MWK 10,000 - 10,000 6 80% - 100% 80% - 100% Business, Can only be used for working capital Women, Men, Must be a member of the Malawi Homeless People's Federation. Business Training
Home Improvement Loan MWK 20,000 - 20,000 24 80% - 100% 80% - 100% Housing Women, Men, Must be a member of the Malawi Homeless People's Federation
Sanitation Loan MWK 40,000 - 100,000 24 80% - 100% 80% - 100% Sanitation Women, Men, Residents from the peri urban areas
Water Loan MWK 18,000 - 120,000 24 60% - 80% 80% - 100% water supply Women, Men, Residents from the peri urban areas

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 24.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 16.8% 16.8% 100
Home Improvement Loan 12.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 10.9% 10.9% 100
Sanitation Loan 12.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 10.9% 10.9% 100
Water Loan 12.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 10.9% - 11% 10.9% - 11% 100
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001103
AMPL000103
Arman41,500529,107,0001103
Arohan43,5008,091,0002103
ASA INDIA164,00015,380,0001103
Asirvad113,50019,328,0001103
Asmitha1,114,800217,867,0001103
Bandhan4,048,600674,564,0005103
Belstar123,00023,945,000282
BSFL275,20031,590,0003103
Chaitanya20,7003,748,0003103
Disha Microfin69,00014,332,0002103
Equitas1,220,000186,415,0004103
ESAF354,20043,500,0005103
FFSL150,60035,719,0002103
Fusion66,8009,820,0002103
Grama Vidiyal738,200102,101,0001103
Grameen Koota586,60083,555,00015105
Janalakshmi506,000119,077,0002103
L & T Finance399,80037,199,0001103
MFL331,80049,083,0001103
MMFL175,00023,752,0002103
Mpower13,6002,263,0002103
Sahayata000103
Saija24,7004,682,0002103
Samasta45,5004,809,0002103
Satin405,60090,174,0002103
SCCI115,60015,910,0002103
Share2,195,400376,727,0001103
SKS3,409,000355,029,0002103
SMILE360,20056,927,0001103
SNFL9,4001,779,0001103
Sonata Finance158,20022,724,0003105
Spandana533,400147,240,0002103
Suryoday78,60014,713,0003103
SVCL118,20018,886,0001103
Swadhaar92,80017,166,0003103
Trident68,7008,852,0001103
Ujjivan913,300160,848,0005103
Utkarsh168,60025,915,0003103
VFS175,40019,264,0002103
Asomi50,3004,743,0002136
AES India3,600286,0001136
Arth2,900611,0002136
Asomi50,3004,743,0002136
Barasat GS1,10099,508.021136
BJS6,000468,0001136
Cashpor417,00050,452,0001135
Credible10,0001,669,540.362136
DIBAKAR1,800145,0001135
GOF65,2005,388,0004135
Hope62,6004,407,0001133
Jaago2,700237,0001134
LOK4,900573,0001135
Nano25,6003,660,0002136
NBSAAVS28,1002,821,0001133
Nirantara8,200917,0002135
Parama7,100482,0001135
Pragathi26,2004,579,0006135
PWMACS36,5005,946,0001135
Saadhana90,90012,046,0002135
Sambhav1,500183,0003135
Seba Rahara6,700468,0001135
SU61,1005,498,0001135
Swayanshree7,900918,0002135
Vikas Samiti1,600168,0001135
Vistaar4,3001,157,0002133
We The People1,100244,0002135
WEMCS1,10085,0001135
Yukti1,10099,0002135
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Key Statistics
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Loan Portfolio (USD)
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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