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Institution

Data approved: 2012-12-04
Data version: 2
Age of data: 117 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2003
Head of InstitutionSiku Nkhoma
Regions activeDedza, Dowa, Kasungu, Lilongwe, Ntcheu, Salima, ChitipaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, Chiradzulu, Machinga, Mulanje
# Branches1

Total Portfolio (nat'l)MWK 250,550,466.50
Total Portfolio (USD)USD 642,437.09
Active clients with loans2,351
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsSlum Dwellers International, MAMN, Malawi Homeless People's Federation
FundersSlum Dwellers International, Homeless International, African Development Bank, WASTE

Loan Products » Summary

139 Borrowers
USD 2,375.73 Portfolio
Active Product
334 Borrowers
USD 4,065.71 Portfolio
Active Product
870 Borrowers
USD 132,828.60 Portfolio
Active Product
255 Borrowers
USD 14,796.76 Portfolio
Active Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan MWK 10,000 - 10,000 6 80% - 100% 80% - 100% Business, Can only be used for working capital Women, Men, Must be a member of the Malawi Homeless People's Federation. Business Training
Home Improvement Loan MWK 20,000 - 20,000 24 80% - 100% 80% - 100% Housing Women, Men, Must be a member of the Malawi Homeless People's Federation
Sanitation Loan MWK 40,000 - 100,000 24 80% - 100% 80% - 100% Sanitation Women, Men, Residents from the peri urban areas
Water Loan MWK 18,000 - 120,000 24 60% - 80% 80% - 100% water supply Women, Men, Residents from the peri urban areas

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 24.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 16.8% 16.8% 100
Home Improvement Loan 12.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 10.9% 10.9% 100
Sanitation Loan 12.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 10.9% 10.9% 100
Water Loan 12.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 10.9% - 11% 10.9% - 11% 100
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001113
AMPL000113
Arman41,500529,107,0001113
Arohan43,5008,091,0002113
ASA INDIA164,00015,380,0001113
Asirvad113,50019,328,0001113
Asmitha1,114,800217,867,0001113
Bandhan4,048,600674,564,0005113
Belstar123,00023,945,000292
BSFL275,20031,590,0003113
Chaitanya20,7003,748,0003113
Disha Microfin69,00014,332,0002113
Equitas1,220,000186,415,0004113
ESAF354,20043,500,0005113
FFSL150,60035,719,0002113
Fusion66,8009,820,0002113
Grama Vidiyal738,200102,101,0001113
Grameen Koota586,60083,555,00015115
Janalakshmi506,000119,077,0002113
L & T Finance399,80037,199,0001113
MFL331,80049,083,0001113
MMFL175,00023,752,0002113
Mpower13,6002,263,0002113
Sahayata000113
Saija24,7004,682,0002113
Samasta45,5004,809,0002113
Satin405,60090,174,0002113
SCCI115,60015,910,0002113
Share2,195,400376,727,0001113
SKS3,409,000355,029,0002113
SMILE360,20056,927,0001113
SNFL9,4001,779,0001113
Sonata Finance158,20022,724,0003115
Spandana533,400147,240,0002113
Suryoday78,60014,713,0003113
SVCL118,20018,886,0001113
Swadhaar92,80017,166,0003113
Trident68,7008,852,0001113
Ujjivan913,300160,848,0005113
Utkarsh168,60025,915,0003113
VFS175,40019,264,0002113
Asomi50,3004,743,0002145
AES India3,600286,0001145
Arth2,900611,0002145
Asomi50,3004,743,0002145
Barasat GS1,10099,508.021145
BJS6,000468,0001145
Cashpor417,00050,452,0001144
Credible10,0001,669,540.362145
DIBAKAR1,800145,0001144
GOF65,2005,388,0004144
Hope62,6004,407,0001142
Jaago2,700237,0001143
LOK4,900573,0001144
Nano25,6003,660,0002145
NBSAAVS28,1002,821,0001142
Nirantara8,200917,0002144
Parama7,100482,0001144
Pragathi26,2004,579,0006144
PWMACS36,5005,946,0001144
Saadhana90,90012,046,0002144
Sambhav1,500183,0003144
Seba Rahara6,700468,0001144
SU61,1005,498,0001144
Swayanshree7,900918,0002144
Vikas Samiti1,600168,0001144
Vistaar4,3001,157,0002142
We The People1,100244,0002144
WEMCS1,10085,0001144
Yukti1,10099,0002144
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Key Statistics
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Loan Portfolio (USD)
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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