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Institution

Data approved: 2012-12-04
Data version: 2
Age of data: 107 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2003
Head of InstitutionSiku Nkhoma
Regions activeDedza, Dowa, Kasungu, Lilongwe, Ntcheu, Salima, ChitipaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, Chiradzulu, Machinga, Mulanje
# Branches1

Total Portfolio (nat'l)MWK 250,550,466.50
Total Portfolio (USD)USD 642,437.09
Active clients with loans2,351
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsSlum Dwellers International, MAMN, Malawi Homeless People's Federation
FundersSlum Dwellers International, Homeless International, African Development Bank, WASTE

Loan Products » Summary

139 Borrowers
USD 2,375.73 Portfolio
Active Product
334 Borrowers
USD 4,065.71 Portfolio
Active Product
870 Borrowers
USD 132,828.60 Portfolio
Active Product
255 Borrowers
USD 14,796.76 Portfolio
Active Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan MWK 10,000 - 10,000 6 80% - 100% 80% - 100% Business, Can only be used for working capital Women, Men, Must be a member of the Malawi Homeless People's Federation. Business Training
Home Improvement Loan MWK 20,000 - 20,000 24 80% - 100% 80% - 100% Housing Women, Men, Must be a member of the Malawi Homeless People's Federation
Sanitation Loan MWK 40,000 - 100,000 24 80% - 100% 80% - 100% Sanitation Women, Men, Residents from the peri urban areas
Water Loan MWK 18,000 - 120,000 24 60% - 80% 80% - 100% water supply Women, Men, Residents from the peri urban areas

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 24.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 16.8% 16.8% 100
Home Improvement Loan 12.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 10.9% 10.9% 100
Sanitation Loan 12.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 10.9% 10.9% 100
Water Loan 12.00% annual, Decl Bal 0 Fees 0 Ins None 10.00% upfront 10.9% - 11% 10.9% - 11% 100
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
1st Valley Bank38,90048,291,0003122
AJDFI13,100884,0006122
ARDCI44,6009,403,0001122
ASA Philippines333,40029,282,0001122
ASHI35,4005,231,0006122
ASKI60,00015,247,0004122
Bangko Kabayan8,9002,373,0002122
BSEI60073,0002122
CBI8,1002,010,0005122
CCT70,3009,504,0004122
CEV35,4005,111,0004122
DSPI59,3003,676,0003122
ECLOF5,4001,836,0004122
FCB12,0002,392,0002122
FMB2,700710,0002122
GM Bank23,5001,553,0003122
HSPFI19,1001,899,0002122
JVOFI1,300281,0001122
Katipunan Bank42,1005,325,0002122
KDCI20,5002,095,0003122
KGI32,3003,421,0004122
KMBI245,00015,098,0001122
LTMPC37,4008,935,0003122
Mallig Plains6,500641,0002122
MILAMDEC29,8003,278,0002122
MWIMPC11,8001,740,0004121
NWTF105,50012,698,0005122
OFMPC4,400964,0001122
PBC50,70010,434,0004122
PCSD700167,0001122
PMPC23,5005,565,0008122
RB Angeles9001,502,0002122
RB Labason500289,0001122
RBLI5,2001,026,0002122
RBMI11,9001,750,0002122
RMB100173,0001122
RSPI39,6002,834,0004122
SAFRAGEMC1,100229,0001122
Salve10,9001,191,0003122
SEDP27,0003,914,0003122
TSKI212,90025,187,0002122
TSPI264,50031,290,0007122
Valient1,700672,0002122
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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