| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2003 |
| Head of Institution | SIKU NKHOMA |
| Regions active | 0 |
| # Branches | 1 |
| Total Portfolio (nat'l) | MWK 110,429,000 |
| Total Portfolio (USD) | USD 736,193.33 |
| Active clients with loans | 2,422 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | SLUM DWELLERS INTERNATIONAL, MALAWI MICRO FINANCE NETWORK, MALAWI HOMELESS PEOPLE'S FEDERATION |
| Funders | SLUM DWELLERS INTERNATIONAL, HOMELESS INTERNATIONAL, AFRICAN DEVELOPMENT BANK, WASTE |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | MWK 10,000 - 30,000 | 1 - 6 | 80% - 100% | 80% - 100% | ||||||||||
| Home Improvement Loan | MWK 20,000 - 80,000 | 1 - 24 | 80% - 100% | 80% - 100% | ||||||||||
| Home Loan | MWK 100,000 - 250,000 | 1 - 96 | 80% - 100% | 80% - 100% | ||||||||||
| Sanitation Loan | MWK 25,000 - 40,000 | 24 | 80% - 100% | 80% - 100% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 24.00% annual, Decl Bal | 0 Fees | 0 Ins | N/A | 17% - 17.2% | 17% - 17.2% | ||||||||||
| Home Improvement Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | N/A | 15.6% - 16.8% | 15.6% - 16.8% | ||||||||||
| Home Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | N/A | 11.3% - 11.7% | 11.3% - 11.7% | ||||||||||
| Sanitation Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | N/A | 16.1% - 16.8% | 16.1% - 16.8% |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACB-SA | 4,335 | 1,476,288 | 6 | 136 |
| Comicoka | 827 | 758,435 | 4 | 136 |
| COOJAD | 511 | 823,215 | 6 | 136 |
| COOPEDU | 2,029 | 7,549,835 | 9 | 136 |
| Duterimbere | 6,607 | 4,365,044 | 3 | 136 |
| Goshen | 2,076 | 3,716,008 | 5 | 154 |
| Inkingi | 2,648 | 2,593,366 | 5 | 154 |
| RML | 4,960 | 3,473,781 | 3 | 136 |
| UCU | 3,391 | 1,603,524 | 4 | 136 |
| Urwego | 37,900 | 14,755,000 | 6 | |
| Vision Finance | 14,226 | 3,474,646 | 6 | 154 |
| Wisigara | 2,177 | 904,708 | 3 | 136 |
| Zamuka | 253 | 124,445 | 3 | 136 |
| Zigama CSS | 53,806 | 59,670,753 | 2 | 154 |
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