Institution Type | Non-Governmental Organization |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 2003 |
Head of Institution | SIKU NKHOMA |
Regions active | 0 |
# Branches | 1 |
Total Portfolio (nat'l) | MWK 110,429,000 |
Total Portfolio (USD) | USD 736,193.33 |
Active clients with loans | 2,422 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 60% - 80% |
Network affiliations | SLUM DWELLERS INTERNATIONAL, MALAWI MICRO FINANCE NETWORK, MALAWI HOMELESS PEOPLE'S FEDERATION |
Funders | SLUM DWELLERS INTERNATIONAL, HOMELESS INTERNATIONAL, AFRICAN DEVELOPMENT BANK, WASTE |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.seda.or.tz |
Year established | 1996 |
Head of Institution | Adriam Merryman |
Regions active | Dodoma, Kilimanjaro, Mwanza, Shinyanga |
# Branches | 12 |
Total Portfolio (nat'l) | TZS 12,569,084,427 |
Total Portfolio (USD) | USD 7,905,084.55 |
Active clients with loans | 34,390 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | MWK 10,000 - 30,000 | 1 - 6 | 80% - 100% | 80% - 100% | ||||||||||
Home Improvement Loan | MWK 20,000 - 80,000 | 1 - 24 | 80% - 100% | 80% - 100% | ||||||||||
Home Loan | MWK 100,000 - 250,000 | 1 - 96 | 80% - 100% | 80% - 100% | ||||||||||
Sanitation Loan | MWK 25,000 - 40,000 | 24 | 80% - 100% | 80% - 100% |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara | TZS 50,000 - 10,000,000 | 6 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group | Other Training | |||||||
Kitita | TZS 1,000,000 - 10,000,000 | 3 - 12 | 20% - 40% | 100% | Business, Other | Women, Men, Have business, Have home or land, Specific age group | ||||||||
Jiendeleze | TZS 500,000 - 5,000,000 | 3 - 12 | 40% - 60% | 100% | Business | Women, Men, Have business, Have home or land | Other Training | |||||||
Mkombozi | TZS 50,000 - 1,000,000 | 6 - 8 | 40% - 60% | 0% | Agriculture | Women, Men, Have home or land | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 24.00% annual, Decl Bal | 0 Fees | 0 Ins | N/A | 17% - 17.2% | 17% - 17.2% | ||||||||||
Home Improvement Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | N/A | 15.6% - 16.8% | 15.6% - 16.8% | ||||||||||
Home Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | N/A | 11.3% - 11.7% | 11.3% - 11.7% | ||||||||||
Sanitation Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | N/A | 16.1% - 16.8% | 16.1% - 16.8% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 64.8% - 66.5% | 78.9% - 81.1% | 45 | ||||||||
Kitita | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 52% - 52.4% | 64.2% - 66% | 46 | ||||||||
Jiendeleze | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 56% - 57.1% | 89.9% - 94.8% | 32 | ||||||||
Mkombozi | 60.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 59.6% - 69.8% | 69.9% - 81.9% | 80 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 24.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | N/A | 17% - 17.2% | 17% - 17.2% | ||||||||||
Home Improvement Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | N/A | 15.6% - 16.8% | 15.6% - 16.8% | ||||||||||
Home Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | N/A | 11.3% - 11.7% | 11.3% - 11.7% | ||||||||||
Sanitation Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | N/A | 16.1% - 16.8% | 16.1% - 16.8% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 64.8% - 66.5% | 78.9% - 81.1% | 45 | ||||||||
Kitita | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 52% - 52.4% | 64.2% - 66% | 46 | ||||||||
Jiendeleze | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.0% upfront | 56% - 57.1% | 89.9% - 94.8% | 32 | ||||||||
Mkombozi | 60.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 59.6% - 69.8% | 69.9% - 81.9% | 80 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |