| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2003 |
| Head of Institution | SIKU NKHOMA |
| Regions active | 0 |
| # Branches | 1 |
| Total Portfolio (nat'l) | MWK 110,429,000 |
| Total Portfolio (USD) | USD 736,193.33 |
| Active clients with loans | 2,422 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | SLUM DWELLERS INTERNATIONAL, MALAWI MICRO FINANCE NETWORK, MALAWI HOMELESS PEOPLE'S FEDERATION |
| Funders | SLUM DWELLERS INTERNATIONAL, HOMELESS INTERNATIONAL, AFRICAN DEVELOPMENT BANK, WASTE |
| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | Byaruhanga Francis |
| Regions active | Western |
| # Branches | 5 |
| Total Portfolio (nat'l) | UGX 1,436,372,327 |
| Total Portfolio (USD) | USD 574,548.93 |
| Active clients with loans | 983 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFIU, Uganda Cooperative Savings and Credit Society, Uganda Cooperative Alliance, The Microfinance Support Centre |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | MWK 10,000 - 30,000 | 1 - 6 | 80% - 100% | 80% - 100% | ||||||||||
| Home Improvement Loan | MWK 20,000 - 80,000 | 1 - 24 | 80% - 100% | 80% - 100% | ||||||||||
| Home Loan | MWK 100,000 - 250,000 | 1 - 96 | 80% - 100% | 80% - 100% | ||||||||||
| Sanitation Loan | MWK 25,000 - 40,000 | 24 | 80% - 100% | 80% - 100% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | UGX 500,000 - 30,000,000 | 6 - 12 | 20% - 40% | 0% - 20% | Business, Improvement on family's welfare, social and economic status. | Women, Men, Have home or land, Small group of about 5 members | Credit Educ, Credit Ins, Tech Asst Visits, Post disbursement monitoring |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 24.00% annual, Decl Bal | 0 Fees | 0 Ins | N/A | 17% - 17.2% | 17% - 17.2% | ||||||||||
| Home Improvement Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | N/A | 15.6% - 16.8% | 15.6% - 16.8% | ||||||||||
| Home Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | N/A | 11.3% - 11.7% | 11.3% - 11.7% | ||||||||||
| Sanitation Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins | N/A | 16.1% - 16.8% | 16.1% - 16.8% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 36.00% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 35% - 38.8% | 37.4% - 41.7% | 93 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 24.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | N/A | 17% - 17.2% | 17% - 17.2% | ||||||||||
| Home Improvement Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | N/A | 15.6% - 16.8% | 15.6% - 16.8% | ||||||||||
| Home Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | N/A | 11.3% - 11.7% | 11.3% - 11.7% | ||||||||||
| Sanitation Loan | 12.00% annual, Decl Bal | 0 Fees | 0 Ins Ins | N/A | 16.1% - 16.8% | 16.1% - 16.8% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 36.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 35% - 38.8% | 37.4% - 41.7% | 93 |
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