Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.fondationardi.ma |
Year established | 2001 |
Head of Institution | M. CHEHHAR El Mostafa |
Regions active | Tangier-Tétouan, East and the Rif, Fes-Meknes, Rabat-Sale-Kenitra, Beni Mellal-Khenifra, Settat-Casablanca, Marrakesh-Safi, Drâa-Tafilalt, Souss-Massa, Guelmim-Oued NounEl Aiun-Saguia al Hamra, Dakhla-Oued Addahab |
# Branches | 205 |
Total Portfolio (nat'l) | MAD 273,132,165 |
Total Portfolio (USD) | USD 32,133,195.88 |
Active clients with loans | 115,221 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 20% - 40% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédit Solidaire | MAD 1,000 - 20,000 | 3 - 18 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training | |||||||
Crédit Individuel | MAD 5,000 - 50,000 | 3 - 48 | 20% - 40% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédit Solidaire | 24.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 42.2% - 51.3% | 42.4% - 52% | 53 | ||||||||
Crédit Individuel | 21.6% annual, Flat | 1 Fee | 1 Ins | None | N/A | 35.4% - 39.9% | 35.5% - 41.9% | 56 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
Banco Solidario | 79,700 | 221,716,000 | 1 | 162 |
CEPESIU | 2,000 | 939,000 | 4 | 162 |
COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 162 |
COAC Ambato | 1,300 | 16,415,000 | 2 | 162 |
COAC FondVida | 2,500 | 4,200,000 | 4 | 162 |
COAC LaBenefica | 2,500 | 8,482,000 | 6 | 162 |
COAC MCCH | 5,300 | 10,020,000 | 2 | 162 |
COAC Nacional | 30,700 | 27,129,000 | 2 | 162 |
COAC San José | 10,400 | 29,133,000 | 5 | 162 |
COAC SanAntonio | 1,000 | 2,384,000 | 3 | 162 |
COAC SantaAnita | 2,000 | 2,532,000 | 6 | 162 |
Codesarrollo | 14,400 | 40,328,000 | 7 | 162 |
Coop San Miguel | 1,800 | 4,754,000 | 5 | 159 |
CooP VPR | 700 | 1,052,000 | 4 | 162 |
Cooprogreso | 7,900 | 32,244,000 | 4 | 162 |
Credi Fe | 100,900 | 380,039,000 | 4 | 162 |
D^Miro | 36,900 | 27,692,000 | 9 | 155 |
DECOF | 2,200 | 705,000 | 2 | 162 |
Espoir | 62,100 | 21,036,000 | 5 | 162 |
FODEMI | 28,200 | 12,924,000 | 3 | 162 |
Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 162 |
FUNDAMIC | 2,000 | 1,468,000 | 2 | 162 |
INSOTEC | 7,000 | 6,047,000 | 4 | 162 |
Luz del Valle | 6,400 | 11,300,000 | 3 | 162 |
ProCredit | 43,800 | 211,941,000 | 2 | 162 |
PS Ambato | 5,600 | 2,771,000 | 1 | 162 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |