Please note that the information you are viewing is 110 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

AfricaWorks Fialho de Almeida 69Maputo
Data approved: 2015-03-20
Data version: 3
Age of data: 110 months

Product

Grupo Comunitario Product 2 of 8 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (MZN)MZN 39,944,556.50
Portfolio (USD)USD 1,181,791.61
Active Clients with Loans5,679
Approximate % Female Clients60% - 80%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity group
Village bankingx
Self help group
Other
Description
Isento de garantias fisicas; Benefecia micro-negociantes; Numero de membros igual ou superior a 10; A responsabilidade e solidaria tanto na seleio de clientes, como nos reembolsos
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurance
Workplace visitsx
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age groupx
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution6
# Regions for this product6
Regions ActiveMaputo Capital, Maputo Province, Inhambane, Gaza, Manica, Tete

Loan Conditions

Loan Amount
CurrencyMZN
Minimum loan sizeMZN 3,000
Maximum loan size30,000
Distribution at Disbursement (Est.)
Loans less than MZN 5,00030%
MZN 5,000-10,00030%
MZN 10,000-20,00030%
MZN 20,000-40,00010%
MZN 40,000-60,0000
Greater than MZN 60,0000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term6.0 months
Approx average4.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months100%
Between 7 and 9 months0
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeksx
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest4.00%
Highest quoted nominal interest4.00%
Interest rate period4 Weeks
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forSome
CriteriaN/A
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?Yes
Deposit BEFORE or AT Disbursement
% loan amount deposited10.00% - 20.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Grupo Comunitario samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
MZN 5,000 Real 2015-02-12 3.9 months N/A MZN 800 83.0% 71.3% 0.0% 0.0% 0.0% 11.7% 63 PDF PDF
MZN 5,000 Generated 2015-03-01 3.7 months N/A MZN 736.44 85.3% 72.7% 0.0% 0.0% 0.0% 12.6% 61 - PDF
MZN 5,000 Real 2015-02-12 3.9 months N/A MZN 800 83.0% 71.3% 0.0% 0.0% 0.0% 11.7% 63 PDF PDF
MZN 5,000 Generated 2015-03-01 3.7 months N/A MZN 736.44 85.3% 72.7% 0.0% 0.0% 0.0% 12.6% 61 - PDF
MZN 3,000 Generated 2015-03-01 5.5 months N/A MZN 718.03 96.6% 82.2% 0.0% 0.0% 0.0% 14.4% 54 - PDF
MZN 12,000 Generated 2015-03-01 5.5 months N/A MZN 2,872.11 105.8% 82.2% 0.0% 0.0% 0.0% 23.6% 49 - PDF
MZN 16,500 Generated 2015-03-01 5.5 months N/A MZN 3,949.15 105.8% 82.2% 0.0% 0.0% 0.0% 23.6% 49 - PDF
MZN 21,000 Generated 2015-03-01 5.5 months N/A MZN 5,026.19 105.8% 82.2% 0.0% 0.0% 0.0% 23.6% 49 - PDF
MZN 26,000 Generated 2015-03-01 5.5 months N/A MZN 6,222.90 105.8% 82.2% 0.0% 0.0% 0.0% 23.6% 49 - PDF
MZN 30,000 Generated 2015-03-01 3.7 months N/A MZN 4,786.85 100.4% 78.5% 0.0% 0.0% 0.0% 21.9% 52 - PDF
Grupo Comunitario Price Graphs


Please note that the information you are viewing is 136 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Vision Fund Uganda Plot 256, Block 28, Bombo RoadMakerere-KavuleKampala, CentralPO Box 24751
Data approved: 2012-10-04
Data version: 2
Age of data: 136 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.visionfunduganda.co.ug
Year established1997
Head of InstitutionStephen Nnawuba
Regions activeCentral, Eastern, Northern
# Branches13

Total Portfolio (nat'l)UGX 8,054,187,154
Total Portfolio (USD)USD 3,221,674.86
Active clients with loans13,072
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsVision Fund International, AMFIU
FundersWorld Vision International

Loan Products » Summary

2,940 Borrowers
USD 1,218,609 Portfolio
Active Product
8,026 Borrowers
USD 1,720,398 Portfolio
Active Product
1,890 Borrowers
USD 243,729 Portfolio
Active Product
212 Borrowers
USD 34,203 Portfolio
Active Product
4 Borrowers
USD 4,336 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Individual loan UGX 500,000 - 10,000,000 3 - 12 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Farmer's Pride Agricultural Loan UGX 100,000 - 10,000,000 3 - 12 20% - 40% 0% - 20% Any Purpose, Related to Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Vision Fund Business Community Bank Loan UGX 50,000 - 2,000,000 3 - 12 60% - 80% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Vision for the Child Education Loan UGX 50,000 - 1,000,000 3 - 6 40% - 60% 0% - 20% Education Women, Men, Have business Credit Educ, Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Individual loan 36.00% annual, Flat 1 Fee 1 Ins None 15.00% upfront 61% - 63.9% 81.1% - 86.1% 42
Farmer's Pride Agricultural Loan 36.00% annual, Flat 1 Fee 1 Ins None 15.00% upfront 54% - 56.2% 70.4% - 73.5% 49
Vision Fund Business Community Bank Loan 36.00% annual, Flat 1 Fee 1 Ins None 15.00% upfront 64.6% - 64.8% 88.9% - 89.1% 40
Vision for the Child Education Loan 36.00% annual, Decl Bal 1 Fee 1 Ins None 10.00% upfront 41.1% - 47.7% 60.4% - 72% 55
Institution Price Graph
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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