Please note that the information you are viewing is 149 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 106 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Associação Kavenha Wedde Av. Eduardo Mondlane (Recinto da Parroquia Da Sagrada Familia)Quelimane, Zambezia
Data approved: 2012-01-21
Data version: 1
Age of data: 149 months

Institution

Micro Options Mohallah Hussainiya, Thaneel RoadChakwal, Punjab
Data approved: 2015-05-05
Data version: 2
Age of data: 106 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2010
Head of InstitutionHonorio Sebastiao Sumale
Regions active
# Branches2

Total Portfolio (nat'l)MZN 500,000
Total Portfolio (USD)USD 16,447.37
Active clients with loans150
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAPHAMA, CELIM, Caritas
FundersCELIM, Caritas

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.microoption.org
Year established2009
Head of InstitutionShazia Abbas
Regions activeIslambad Capital Territory, Punjab
# Branches5

Total Portfolio (nat'l)PKR 78,225,144
Total Portfolio (USD)USD 768,170.91
Active clients with loans4,024
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsPunjab Microfinance Network, Pakistan Microfinance Network, Human Resouce Development Network (HRDN)
FundersPakistan Poverty Alleviation Fund, Plan Pakistan/NRSP, Institute of Rural Management (IRM), Philonthrophist / Individual Donations

Loan Products » Summary

90 Borrowers
USD 11,513.16 Portfolio
Active Product
60 Borrowers
USD 4,934.21 Portfolio
Active Product

Loan Products » Summary

1,831 Borrowers
USD 384,027.30 Portfolio
Active Product
1,813 Borrowers
USD 247,824.93 Portfolio
Active Product
344 Borrowers
USD 120,730.65 Portfolio
Low Volume Product
14 Borrowers
USD 6,812.63 Portfolio
Low Volume Product
22 Borrowers
USD 8,775.40 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito a Agricultura MZN 3,000 - 4,000 4 - 12 60% - 80% 0% - 20% Any Purpose Women, Men Credit Educ, Credit Ins
Credito ao Comercio MZN 3,000 - 4,000 4 - 12 60% - 80% 0% - 20% Business Women, Men Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Livestock Loan PKR 5,000 - 75,000 12 40% - 60% 0% - 20% Business Women, Men, Have business, Specific age group Group Mtgs, Tech Asst Visits, Other Training
Commerce Loan PKR 5,000 - 30,000 12 20% - 40% 60% - 80% Business Women, Men, Have business, Specific age group Group Mtgs, Tech Asst Visits, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito a Agricultura 54.0% annual, Decl Bal 1 Fee 1 Ins None N/A 37.7% - 57.3% 40.2% - 61% 100
Credito ao Comercio 54.0% annual, Decl Bal 1 Fee 1 Ins None N/A 43.4% - 61% 46.3% - 65% 93

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Livestock Loan 26.0%-31.0% annual, Decl Bal 1 Fee 0 Ins None N/A 32.9% - 34% 32.9% - 34% 78
Commerce Loan 26.0%-31.0% annual, Decl Bal 1 Fee 0 Ins None N/A 33.8% - 36.3% 33.8% - 36.3% 74

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito a Agricultura 54.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 37.7% - 57.3% 40.2% - 61% 100
Credito ao Comercio 54.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 43.4% - 61% 46.3% - 65% 93

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Livestock Loan 26.0%-31.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 32.9% - 34% 32.9% - 34% 78
Commerce Loan 26.0%-31.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 33.8% - 36.3% 33.8% - 36.3% 74
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Key Statistics
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Loan Portfolio (USD)
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% Products with one or more fee
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% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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