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Institution

Banco Oportunidade de Mozambique Av. 24 de Julho, 4136, Bairro MalangaMaputo
Data approved: 2013-05-10
Data version: 2
Age of data: 91 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.oportunity.org/
Year established2005
Head of InstitutionIan Campbell
Regions activeMaputo Capital, Gaza, Sofala, Manica, Zambezia, Nampula, Tete
# Branches19

Total Portfolio (nat'l)MZN 216,104,944
Total Portfolio (USD)USD 7,108,715.26
Active clients with loans18,942
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsOpportunity International, AMOMIF
FundersOpportunity US and Opportunity UK, CIDA, DFID, UE

Loan Products » Summary

5,318 Borrowers
USD 306,281.25 Portfolio
Active Product
11,423 Borrowers
USD 6,080,858.36 Portfolio
Active Product
2,201 Borrowers
USD 35,242.66 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Agricultura MZN 1,512 - 13,485 2 - 12 40% - 60% 0% - 20% Business, Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Credito Individual MZN 5,000 - 103,093 4 - 12 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins
Credito Solidario MZN 1,000 - 12,180 3 - 8 0% 60% - 80% Business Women, Men, Have business Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0%-60.0% annual, Decl Bal 1 Fee 0 Ins None 15.0% upfront 37.8% - 48.9% 43.8% - 55.5% 76
Credito Individual 66.0% annual, Decl Bal 1 Fee 1 Ins N/A fixed N/A 68.6% - 71.1% 71.8% - 76.2% 90
Credito Solidario 72.0% annual, Flat 1 Fee 0 Ins N/A fixed 10.0% upfront 69.4% - 76.4% 83.2% - 91.6% 83
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001132
Actuar Quindio2,3002,800,0002132
Actuar Tolima8,8005,099,0003132
Amanecer4,3008,253,0004132
Banco Agrario56,30039,938,0003132
Banco WWB219,400294,019,0005127
Bancolombia36,20051,563,0001132
BdO10,4007,945,0002132
Comerciacoop1,6003,255,0004132
Confiar43,80081,993,0007132
Congente5,40020,045,0002132
Contactar25,10020,184,0002132
Crezcamos27,50022,564,0004132
Finamerica39,80099,536,0007132
FMM Popayán310,000243,614,0003132
FMSD6,8009,236,0006132
Fomentamos900102,0001132
Fund DeLaMujer199,900165,568,0001132
Fund Oleoductos500435,0001127
FUNDAUNIBAN6001,307,0002132
FUNDESAN2,4002,521,0005132
FUNDESMAG1,0001,698,0002132
Interactuar30,20093,846,0004132
MEDA15,60027,322,0002132
ProCredit CO5,70018,569,0003132
Caps / Zoom options
Key Statistics
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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