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Institution

Banco Oportunidade de Mozambique Av. 24 de Julho, 4136, Bairro MalangaMaputo
Data approved: 2013-05-10
Data version: 2
Age of data: 91 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.oportunity.org/
Year established2005
Head of InstitutionIan Campbell
Regions activeMaputo Capital, Gaza, Sofala, Manica, Zambezia, Nampula, Tete
# Branches19

Total Portfolio (nat'l)MZN 216,104,944
Total Portfolio (USD)USD 7,108,715.26
Active clients with loans18,942
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsOpportunity International, AMOMIF
FundersOpportunity US and Opportunity UK, CIDA, DFID, UE

Loan Products » Summary

5,318 Borrowers
USD 306,281.25 Portfolio
Active Product
11,423 Borrowers
USD 6,080,858.36 Portfolio
Active Product
2,201 Borrowers
USD 35,242.66 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Agricultura MZN 1,512 - 13,485 2 - 12 40% - 60% 0% - 20% Business, Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Credito Individual MZN 5,000 - 103,093 4 - 12 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins
Credito Solidario MZN 1,000 - 12,180 3 - 8 0% 60% - 80% Business Women, Men, Have business Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0%-60.0% annual, Decl Bal 1 Fee 0 Ins None 15.0% upfront 37.8% - 48.9% 43.8% - 55.5% 76
Credito Individual 66.0% annual, Decl Bal 1 Fee 1 Ins N/A fixed N/A 68.6% - 71.1% 71.8% - 76.2% 90
Credito Solidario 72.0% annual, Flat 1 Fee 0 Ins N/A fixed 10.0% upfront 69.4% - 76.4% 83.2% - 91.6% 83
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001136
CEPESIU2,000939,0004136
COAC 4 Octubre2,2005,771,0002136
COAC Ambato1,30016,415,0002136
COAC FondVida2,5004,200,0004136
COAC LaBenefica2,5008,482,0006136
COAC MCCH5,30010,020,0002136
COAC Nacional30,70027,129,0002136
COAC San José10,40029,133,0005136
COAC SanAntonio1,0002,384,0003136
COAC SantaAnita2,0002,532,0006136
Codesarrollo14,40040,328,0007136
Coop San Miguel1,8004,754,0005133
CooP VPR7001,052,0004136
Cooprogreso7,90032,244,0004136
Credi Fe100,900380,039,0004136
D^Miro36,90027,692,0009129
DECOF2,200705,0002136
Espoir62,10021,036,0005136
FODEMI28,20012,924,0003136
Fundacion Alternativa4,3005,545,0002136
FUNDAMIC2,0001,468,0002136
INSOTEC7,0006,047,0004136
Luz del Valle6,40011,300,0003136
ProCredit43,800211,941,0002136
PS Ambato5,6002,771,0001136
Caps / Zoom options
Key Statistics
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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