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Institution

Banco Oportunidade de Mozambique Av. 24 de Julho, 4136, Bairro MalangaMaputo
Data approved: 2013-05-10
Data version: 2
Age of data: 91 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.oportunity.org/
Year established2005
Head of InstitutionIan Campbell
Regions activeMaputo Capital, Gaza, Sofala, Manica, Zambezia, Nampula, Tete
# Branches19

Total Portfolio (nat'l)MZN 216,104,944
Total Portfolio (USD)USD 7,108,715.26
Active clients with loans18,942
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsOpportunity International, AMOMIF
FundersOpportunity US and Opportunity UK, CIDA, DFID, UE

Loan Products » Summary

5,318 Borrowers
USD 306,281.25 Portfolio
Active Product
11,423 Borrowers
USD 6,080,858.36 Portfolio
Active Product
2,201 Borrowers
USD 35,242.66 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Agricultura MZN 1,512 - 13,485 2 - 12 40% - 60% 0% - 20% Business, Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Credito Individual MZN 5,000 - 103,093 4 - 12 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins
Credito Solidario MZN 1,000 - 12,180 3 - 8 0% 60% - 80% Business Women, Men, Have business Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0%-60.0% annual, Decl Bal 1 Fee 0 Ins None 15.0% upfront 37.8% - 48.9% 43.8% - 55.5% 76
Credito Individual 66.0% annual, Decl Bal 1 Fee 1 Ins N/A fixed N/A 68.6% - 71.1% 71.8% - 76.2% 90
Credito Solidario 72.0% annual, Flat 1 Fee 0 Ins N/A fixed 10.0% upfront 69.4% - 76.4% 83.2% - 91.6% 83
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002123
Ahantaman RB23,8009,896,0004105
APED13,7001,876,0002105
ASA Initiative4,400577,0004105
ASA-Ghana71,60018,385,0002105
ASPI80088,0006105
Atwima Kwanwoma3,8001,788,0002105
Baobab5,100967,0002105
BestFUND13,0004,172,0003105
Bonzali Rural10,4001,691,0004123
CashPhase83135,0002105
CASUD1,100524,0001105
CEDEF50054,0004105
CFF10013,0001105
CRAN3,6001,019,0002105
DQF1,70063,0002105
EASL9,20011,409,0006105
East Mamprusi12,5002,268,0004105
ELDA000105
EMPRETEC Ghana20056,0002105
FASL13,50014,047,0008105
Grameen Ghana9,500507,0003105
ID-Ghana5,600953,0003105
Innovative Finance2,700354,0003105
Kraban Support7,700781,0005123
KRB4,0006,350,0003105
Lower Pra RB34,0006,316,0003123
Maata-N-Tudu12,000941,0004105
Mail Finance300288,0001105
Markaz000105
Markaz Al Bishara10017,0001105
MicrofinPlus Gh1,100251,0002105
Nwabiagya RB4,0002,265,0003105
OISL62,00027,232,0009105
Pro Credit000105
Rich Step100101,0001105
SAT147,60029,359,0004105
Sekam Trust600137,0002105
Simli Pong8,900463,0003123
SS Ghana20035,0001105
TCCU10032,0003105
The Bridge40032,0003123
Union RB3,8002,361,0004105
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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