Please note that the information you are viewing is 112 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco Oportunidade de Mozambique Av. 24 de Julho, 4136, Bairro MalangaMaputo
Data approved: 2013-05-10
Data version: 2
Age of data: 112 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.oportunity.org/
Year established2005
Head of InstitutionIan Campbell
Regions activeMaputo Capital, Gaza, Sofala, Manica, Zambezia, Nampula, Tete
# Branches19

Total Portfolio (nat'l)MZN 216,104,944
Total Portfolio (USD)USD 7,108,715.26
Active clients with loans18,942
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsOpportunity International, AMOMIF
FundersOpportunity US and Opportunity UK, CIDA, DFID, UE

Loan Products » Summary

5,318 Borrowers
USD 306,281.25 Portfolio
Active Product
11,423 Borrowers
USD 6,080,858.36 Portfolio
Active Product
2,201 Borrowers
USD 35,242.66 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Agricultura MZN 1,512 - 13,485 2 - 12 40% - 60% 0% - 20% Business, Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Credito Individual MZN 5,000 - 103,093 4 - 12 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins
Credito Solidario MZN 1,000 - 12,180 3 - 8 0% 60% - 80% Business Women, Men, Have business Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0%-60.0% annual, Decl Bal 1 Fee 0 Ins None 15.0% upfront 37.8% - 48.9% 43.8% - 55.5% 76
Credito Individual 66.0% annual, Decl Bal 1 Fee 1 Ins N/A fixed N/A 68.6% - 71.1% 71.8% - 76.2% 90
Credito Solidario 72.0% annual, Flat 1 Fee 0 Ins N/A fixed 10.0% upfront 69.4% - 76.4% 83.2% - 91.6% 83
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002143
Ahantaman RB23,8009,896,0004125
APED13,7001,876,0002125
ASA Initiative4,400577,0004125
ASA-Ghana71,60018,385,0002125
ASPI80088,0006125
Atwima Kwanwoma3,8001,788,0002125
Baobab5,100967,0002125
BestFUND13,0004,172,0003125
Bonzali Rural10,4001,691,0004143
CashPhase83135,0002125
CASUD1,100524,0001125
CEDEF50054,0004125
CFF10013,0001125
CRAN3,6001,019,0002125
DQF1,70063,0002125
EASL9,20011,409,0006125
East Mamprusi12,5002,268,0004125
ELDA000125
EMPRETEC Ghana20056,0002125
FASL13,50014,047,0008125
Grameen Ghana9,500507,0003125
ID-Ghana5,600953,0003125
Innovative Finance2,700354,0003125
Kraban Support7,700781,0005143
KRB4,0006,350,0003125
Lower Pra RB34,0006,316,0003143
Maata-N-Tudu12,000941,0004125
Mail Finance300288,0001125
Markaz000125
Markaz Al Bishara10017,0001125
MicrofinPlus Gh1,100251,0002125
Nwabiagya RB4,0002,265,0003125
OISL62,00027,232,0009125
Pro Credit000125
Rich Step100101,0001125
SAT147,60029,359,0004125
Sekam Trust600137,0002125
Simli Pong8,900463,0003143
SS Ghana20035,0001125
TCCU10032,0003125
The Bridge40032,0003143
Union RB3,8002,361,0004125
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to