2. BOM
Please note that the information you are viewing is 119 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Centenary Bank
Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco Oportunidade de Mozambique Av. 24 de Julho, 4136, Bairro MalangaMaputo
Data approved: 2013-05-10
Data version: 2
Age of data: 119 months
Choose version

Institution

Centenary Rural Development Bank Head Office, Talenta House, Plot 7, Entebbe RoadP.O.Box 1892KampalaP.O.Box 1892
Data approved: 2011-06-29
Data version: 1
Age of data: -   months 
Choose version

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.oportunity.org/
Year established2005
Head of InstitutionIan Campbell
Regions activeMaputo Capital, Gaza, Sofala, Manica, Zambezia, Nampula, Tete
# Branches19

Total Portfolio (nat'l)MZN 216,104,944
Total Portfolio (USD)USD 7,108,715.26
Active clients with loans18,942
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsOpportunity International, AMOMIF
FundersOpportunity US and Opportunity UK, CIDA, DFID, UE

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.centenarybank.co.ug/
Year established1983
Head of InstitutionFabian Kasi
Regions active0
# Branches38

Total Portfolio (nat'l)UGX 395,191,000,000
Total Portfolio (USD)USD 179,632,199.60
Active clients with loans111,035
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

Agricultura
5,318 Borrowers
USD 306,281.25 Portfolio
Active Product
Individual
11,423 Borrowers
USD 6,080,858.36 Portfolio
Active Product
Solidario
2,201 Borrowers
USD 35,242.66 Portfolio
Active Product

Loan Products » Summary

Home Improvement Loan
12,902 Borrowers
USD 21,264,665 Portfolio
Active Product
Micro Business Loan
42,942 Borrowers
USD 26,550,345 Portfolio
Active Product
Salary Loan
43,569 Borrowers
USD 42,383,378 Portfolio
Active Product
Small Business Loan
8,088 Borrowers
USD 28,560,490 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Agricultura MZN 1,512 - 13,485 2 - 12 40% - 60% 0% - 20% Business, Agriculture Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Credito Individual MZN 5,000 - 103,093 4 - 12 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins
Credito Solidario MZN 1,000 - 12,180 3 - 8 0% 60% - 80% Business Women, Men, Have business Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Home Improvement Loan UGX 100,000 - 30,000,000 6 - 24 20% - 40% 20% - 40%
Micro Business Loan UGX 100,000 - 5,000,000 3 - 24 20% - 40% 20% - 40%
Salary Loan UGX 100,000 - 5,000,000 3 - 24 20% - 40% 40% - 60%
Small Business Loan UGX 5,100,000 - 15,000,000 6 - 24 20% - 40% 20% - 40%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0%-60.0% annual, Decl Bal 1 Fee 0 Ins None 15.0% upfront 37.8% - 48.9% 43.8% - 55.5% 76
Credito Individual 66.0% annual, Decl Bal 1 Fee 1 Ins N/A fixed N/A 68.6% - 71.1% 71.8% - 76.2% 90
Credito Solidario 72.0% annual, Flat 1 Fee 0 Ins N/A fixed 10.0% upfront 69.4% - 76.4% 83.2% - 91.6% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Home Improvement Loan 21.96%-27.96% annual, Decl Bal 1 Fee 1 Ins N/A 0% 0%
Micro Business Loan 21.96%-45.96% annual, Decl Bal 1 Fee 0 Ins N/A 0% 0%
Salary Loan 18.96%-34.56% annual, Decl Bal 1 Fee 0 Ins N/A 0% 0%
Small Business Loan 21.96%-45.96% annual, Decl Bal 0 Fees 1 Ins N/A 0% 0%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 36.0%-60.0% annual, Decl Bal 1 Fee 0 Ins Ins None 15.0% upfront 37.8% - 48.9% 43.8% - 55.5% 76
Credito Individual 66.0% annual, Decl Bal 1 Fee 1 Ins Ins N/A fixed N/A 68.6% - 71.1% 71.8% - 76.2% 90
Credito Solidario 72.0% annual, Flat 1 Fee 0 Ins Ins N/A fixed 10.0% upfront 69.4% - 76.4% 83.2% - 91.6% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Home Improvement Loan 21.96%-27.96% annual, Decl Bal 1 Fee 1 Ins Ins N/A 0% 0%
Micro Business Loan 21.96%-45.96% annual, Decl Bal 1 Fee 0 Ins Ins N/A 0% 0%
Salary Loan 18.96%-34.56% annual, Decl Bal 1 Fee 0 Ins Ins N/A 0% 0%
Small Business Loan 21.96%-45.96% annual, Decl Bal 0 Fees 1 Ins Ins N/A 0% 0%
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞