Banco Oportunidades de Mo?ambique - MFTransparency.org Truth In Lending Tables

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Banco Oportunidades de Mo?ambique Av. 24 de Julho, 4136, Bairro MalangaMaputo

Data approved: 2012-01-21

Data version: 1

Age of data: - months

Institution Type	Bank
Is this institution regulated?	Yes
Website address	http://www.oportunity.org/
Year established	2005
Head of Institution	Ian Campbell
Regions active	0
# Branches	19

Total Portfolio (nat'l)	MT 156,407,961.90
Total Portfolio (USD)	USD 5,045,418.13
Active clients with loans	12,358
Approximate % female clients	40% - 60%
Approximate % urban clients	80% - 100%
Network affiliations	Opportunity International, AMOMIF
Funders	Opportunity International UK, CIDA, DFID, UE

Agricultura

187 Borrowers

Portfolio

Active Product

Individual

9,810 Borrowers

Portfolio

Active Product

Solidario

2,271 Borrowers

Portfolio

Active Product

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Credito Agricultura	MZN 1,512 - 13,485	2 - 12	40% - 60%	0% - 20%	Business, Agriculture	Women, Men, Have business	Credit Educ, Group Mtgs
Credito Individual	MZN 5,000 - 103,093	4 - 12	40% - 60%	80% - 100%	Business	Women, Men, Have business	Credit Ins
Credito Solidario	MZN 1,000 - 12,180	4 - 12	0%	60% - 80%	Business	Women, Men, Have business

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Credito Agricultura	36.0% annual, Decl Bal	1 Fee	0 Ins	1.00% loan amt	15.0% upfront	0%	0%	N/A
Credito Individual	66.0% annual, Decl Bal	1 Fee	1 Ins	1.00% loan amt	N/A	0%	0%	N/A
Credito Solidario	36.0% annual, Flat	1 Fee	0 Ins	1.00% loan amt	15.0% upfront	0%	0%	N/A

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits