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Institution

Caixa Comunitaria de Microfinancas Av. Das FPLM,832ICB e Loja de PeasMaputo
Data approved: 2013-05-09
Data version: 2
Age of data: 107 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established1998
Head of InstitutionEnoque Raimundo Changamo
Regions activeMaputo Capital, Maputo Province, Gaza, Cabo Delgado
# Branches12

Total Portfolio (nat'l)MZN 91,065,272.39
Total Portfolio (USD)USD 2,995,568.17
Active clients with loans12,816
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsAMOMIF, MAIN
FundersAgencia Francesa de Desenvolvimento AFD, Uniao Europeia, FARE, ADIPSA

Loan Products » Summary

1,080 Borrowers
USD 720,306.95 Portfolio
Active Product
162 Borrowers
USD 118,252.57 Portfolio
Active Product
322 Borrowers
USD 244,837.76 Portfolio
Active Product
4,878 Borrowers
USD 985,119.45 Portfolio
Active Product
1,564 Borrowers
USD 825,875.20 Portfolio
Active Product
1,185 Borrowers
USD 101,176.24 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Individual CCOM MZN 10,000 - 100,000 6 - 12 40% - 60% 60% - 80% Business Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Credito Individual MZN 10,000 - 100,000 6 - 12 40% - 60% 60% - 80% Business Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Tech Asst Visits, Business Training, Other Training
Credito Individual Sem Avalista MZN 10,000 - 100,000 4 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Grupo Solidario Pequeno Grupo Micronegocios MZN 4,000 - 50,000 6 - 12 40% - 60% 60% - 80% Any Purpose Women, Men, Have business, Have home or land
Grupo Solidario Pequeno Grupo Comercio MZN 10,000 - 45,000 6 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Have home or land, Salaried worker
GSGF Credito a Agricultura MZN 30 - 100,000 8 - 12 40% - 60% 0% - 20% Agriculture Women, Men, Have business, Have home or land Credit Educ, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Individual CCOM 54.0% annual, Decl Bal 1 Fee 1 Ins None 30.0% upfront 51% - 54.6% 96.8% - 108% 53
Credito Individual 54.0% annual, Decl Bal 1 Fee 1 Ins None 12.0% upfront 51.6% - 53.3% 66.4% - 69.6% 79
Credito Individual Sem Avalista 54.0% annual, Decl Bal 1 Fee 1 Ins None None 53% - 54% 55.8% - 57.5% 95
Grupo Solidario Pequeno Grupo Micronegocios 54.0% annual, Decl Bal 1 Fee 1 Ins None 33.3% upfront 53.9% - 54.5% 116.5% - 118.1% 45
Grupo Solidario Pequeno Grupo Comercio 54.0% annual, Decl Bal 1 Fee 1 Ins None 33.3% upfront 54% - 54.4% 116.9% - 117.8% 46
GSGF Credito a Agricultura 36.0% annual, Decl Bal 1 Fee 1 Ins None 20.0% upfront 33.6% - 34.8% 42.9% - 45.3% 82
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002123
Ahantaman RB23,8009,896,0004105
APED13,7001,876,0002105
ASA Initiative4,400577,0004105
ASA-Ghana71,60018,385,0002105
ASPI80088,0006105
Atwima Kwanwoma3,8001,788,0002105
Baobab5,100967,0002105
BestFUND13,0004,172,0003105
Bonzali Rural10,4001,691,0004123
CashPhase83135,0002105
CASUD1,100524,0001105
CEDEF50054,0004105
CFF10013,0001105
CRAN3,6001,019,0002105
DQF1,70063,0002105
EASL9,20011,409,0006105
East Mamprusi12,5002,268,0004105
ELDA000105
EMPRETEC Ghana20056,0002105
FASL13,50014,047,0008105
Grameen Ghana9,500507,0003105
ID-Ghana5,600953,0003105
Innovative Finance2,700354,0003105
Kraban Support7,700781,0005123
KRB4,0006,350,0003105
Lower Pra RB34,0006,316,0003123
Maata-N-Tudu12,000941,0004105
Mail Finance300288,0001105
Markaz000105
Markaz Al Bishara10017,0001105
MicrofinPlus Gh1,100251,0002105
Nwabiagya RB4,0002,265,0003105
OISL62,00027,232,0009105
Pro Credit000105
Rich Step100101,0001105
SAT147,60029,359,0004105
Sekam Trust600137,0002105
Simli Pong8,900463,0003123
SS Ghana20035,0001105
TCCU10032,0003105
The Bridge40032,0003123
Union RB3,8002,361,0004105
Caps / Zoom options
Key Statistics
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# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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