2. CCOM
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  2. Credi Fe
Please note that the information you are viewing is 164 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Caixa Comunit?ria de Microfinan?as Av. Das FPLM,832% ICB e Loja de Pe?asMaputo, Maputo
Data approved: 2012-02-06
Data version: 1
Age of data: -   months 
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Institution

Credi Fe Desarrollo Microempresarial S.A Francisco Robles 411 y 6 de DiciembreQuito, Pichincha28034
Data approved: 2011-11-01
Data version: 1
Age of data: 164 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established1998
Head of InstitutionEnoque Raimundo Changamo
Regions active0
# Branches12

Total Portfolio (nat'l)MT 90,149,772
Total Portfolio (USD)USD 2,908,057.16
Active clients with loans11,448
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsAMOMIF, MAIN
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.credife.com/
Year established1999
Head of InstitutionPaul Alejandro Arias
Regions active
# Branches117

Total Portfolio (nat'l)USD 397,135,164
Total Portfolio (USD)USD 397,135,164
Active clients with loans106,185
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsAccion Internacional, Red Financiera Rural
FundersBanco Pichincha C.A

Loan Products » Summary

Individual
98 Borrowers
USD 144,822 Portfolio
Active Product
Indv CCOM
846 Borrowers
USD 297,200 Portfolio
Active Product
Sem Avalista
98 Borrowers
USD 284,412 Portfolio
Active Product
Micronegocio
3,785 Borrowers
USD 377,779 Portfolio
Active Product
Comercio
1,170 Borrowers
USD 270,417 Portfolio
Active Product
Agricultura
611 Borrowers
USD 581,611 Portfolio
Active Product

Loan Products » Summary

Consumo
5,627 Borrowers
USD 20,387,951 Portfolio
Active Product
Vivienda
865 Borrowers
USD 4,964,256 Portfolio
Active Product
Activo Fijo
5,271 Borrowers
USD 58,261,946 Portfolio
Active Product
Trabajo
89,194 Borrowers
USD 296,425,310 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Individual CCOM MZN 10,000 - 100,000 6 - 12 40% - 60% 60% - 80% Business Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Credito Individual MZN 10,000 - 100,000 6 - 12 40% - 60% 60% - 80% Business Women, Men, Have business, Have home or land, Salaried worker Credit Educ, Tech Asst Visits, Business Training, Other Training
Credito Individual Sem Avalista MZN 10,000 - 100,000 4 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Grupo Solidario Pequeno Grupo Micronegocios MZN 4,000 - 50,000 6 - 12 40% - 60% 60% - 80% Any Purpose Women, Men, Have business, Have home or land
Grupo Solidario Pequeno Grupo Comercio MZN 10,000 - 45,000 6 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Have home or land, Salaried worker
GSGF Credito a Agricultura MZN 4,000 - 50,000 8 - 12 40% - 60% 0% - 20% Agriculture Women, Men, Have business, Have home or land Credit Educ, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 300 - 10,000 2 - 24 40% - 60% 60% - 80% Any Purpose Women, Men, Have business Credit Ins
Credito Mejoramiento de Vivienda USD 1,000 - 20,000 3 - 60 40% - 60% 60% - 80% Housing Women, Men, Have home or land, Al menos 6 meses de relacion de crédito con la institución Credit Ins
Credito para Activo Fijo USD 500 - 20,000 3 - 36 40% - 60% 60% - 80% Housing, Compra de terrenos destinados al negocio, Compra/arreglo locales comerciales Women, Men, Have business, Al menos 24 meses de experiencia en su actividad Credit Ins, Tech Asst Visits
Credito para Capital de Trabajo USD 300 - 20,000 2 - 24 40% - 60% 60% - 80% Business, Housing Women, Men, Have business, Llevar sus negocios en condiciones de informalidad pero con un local fijo, Nacional o extranjero residente al menos dos años Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Individual CCOM 54.0% annual, Decl Bal 1 Fee 1 Ins None 12.0% upfront 0% 0% N/A
Credito Individual 54.0% annual, Decl Bal 1 Fee 1 Ins None 30.0% upfront 0% 0% N/A
Credito Individual Sem Avalista 54.0% annual, Decl Bal 1 Fee 1 Ins None None 0% 0% N/A
Grupo Solidario Pequeno Grupo Micronegocios 54.0% annual, Decl Bal 1 Fee 1 Ins None 33.3% upfront 0% 0% N/A
Grupo Solidario Pequeno Grupo Comercio 54.0% annual, Decl Bal 1 Fee 1 Ins None 33.3% upfront 0% 0% N/A
GSGF Credito a Agricultura 36.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 24.5%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 22.9% - 26.8% 23.5% - 27.5% 98
Credito Mejoramiento de Vivienda 10.9%-26.9% annual, Decl Bal 0 Fees 2 Ins None N/A 10.8% - 27.3% 11.4% - 27.9% 67
Credito para Activo Fijo 22.5%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 22.4% - 26.8% 23.1% - 27.4% 92
Credito para Capital de Trabajo 22.5%-26.9% annual, Decl Bal 0 Fees 1 Ins None N/A 22.4% - 26.8% 23.1% - 27.4% 92

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Individual CCOM 54.0% annual, Decl Bal 1 Fee 1 Ins Ins None 12.0% upfront 0% 0% N/A
Credito Individual 54.0% annual, Decl Bal 1 Fee 1 Ins Ins None 30.0% upfront 0% 0% N/A
Credito Individual Sem Avalista 54.0% annual, Decl Bal 1 Fee 1 Ins Ins None None 0% 0% N/A
Grupo Solidario Pequeno Grupo Micronegocios 54.0% annual, Decl Bal 1 Fee 1 Ins Ins None 33.3% upfront 0% 0% N/A
Grupo Solidario Pequeno Grupo Comercio 54.0% annual, Decl Bal 1 Fee 1 Ins Ins None 33.3% upfront 0% 0% N/A
GSGF Credito a Agricultura 36.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 24.5%-26.9% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 22.9% - 26.8% 23.5% - 27.5% 98
Credito Mejoramiento de Vivienda 10.9%-26.9% annual, Decl Bal 0 Fees 2 Ins Ins None N/A 10.8% - 27.3% 11.4% - 27.9% 67
Credito para Activo Fijo 22.5%-26.9% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 22.4% - 26.8% 23.1% - 27.4% 92
Credito para Capital de Trabajo 22.5%-26.9% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 22.4% - 26.8% 23.1% - 27.4% 92
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