Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2004 |
Head of Institution | Ana Maria da C. Salvador |
Regions active | 0 |
# Branches | 3 |
Total Portfolio (nat'l) | MZN 22,656,194 |
Total Portfolio (USD) | USD 730,844.97 |
Active clients with loans | 3,804 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MIX Market, AMOMIF, AFRACA |
Funders | FARE-Fundo de Apoio a Rehabilitacao Economica, UNCDF, Caixa Catalunya, BIM |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2003 |
Head of Institution | Irfan Khokhar |
Regions active | Punjab |
# Branches | 17 |
Total Portfolio (nat'l) | PKR 339,632,527 |
Total Portfolio (USD) | USD 3,335,191.42 |
Active clients with loans | 22,430 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Pakistan Microfinance Network, Punjab Microfinance Network, Human Resource Development Network |
Funders | Pakistan Poverty Alleviation Fund, ORIX Leasing Pakistan Limited, United States Agency for International Development (USAID) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito Agricultura | MZN 2,500 - 50,000 | 2 - 6 | 80% - 100% | 0% - 20% | Agriculture | Women, Men, Have business, Tem de ser agricultor/avicultor desde min 6 meses, 80% tem de ser mulher | Group Mtgs, Tech Asst Visits | |||||||
Credito Geral | MZN 640 - 50,000 | 2 - 6 | 80% - 100% | 0% - 20% | Business, Consumer | Women, Have business, Salaried worker, 80% tem de ser mulher, tem de ser empres?rio ha pelo menos 6 meses ou ser salariado | Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
Credito Jovem | MZN 2,500 - 20,000 | 2 - 6 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men, Specific age group, Pode n?·o ter experi?ncia , Idade 18-30 anos | Credit Educ, Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Principle Loan | PKR 15,000 - 75,000 | 12 - 18 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Group Mtgs, Credit Ins | |||||||
Principle Loan Village Banking | PKR 15,000 - 75,000 | 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito Agricultura | 42.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 0% | 0% | N/A | ||||||||
Credito Geral | 60.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 0% | 0% | N/A | ||||||||
Credito Jovem | 42.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Principle Loan | 16.0%-20.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 44.4% - 44.6% | 44.4% - 44.6% | 36 | ||||||||
Principle Loan Village Banking | 20.0% annual, Flat | 1 Fee | 0 Ins | None | 5.0% upfront | 44.6% | 48.9% | 41 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito Agricultura | 42.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 0% | 0% | N/A | ||||||||
Credito Geral | 60.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 0% | 0% | N/A | ||||||||
Credito Jovem | 42.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Principle Loan | 16.0%-20.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 44.4% - 44.6% | 44.4% - 44.6% | 36 | ||||||||
Principle Loan Village Banking | 20.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 5.0% upfront | 44.6% | 48.9% | 41 |
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