| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | Bernardo Luis Tembe |
| Regions active | Maputo Capital, Maputo Province |
| # Branches | 7 |
| Total Portfolio (nat'l) | MZN 89,981,867.66 |
| Total Portfolio (USD) | USD 2,959,929.86 |
| Active clients with loans | 5,382 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMOMIF, AFRACA |
| Funders | Ford Foundation, DNPDR/UNCDF, FARE, Oxfam/Novib |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercio & Servicos | MZN 1,500 - 350,000 | 4 - 18 | 60% - 80% | 0% - 20% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Credito Agro-pecuaria/ Agro-negocios | MZN 1,500 - 200,000 | 6 - 18 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Other Training | |||||||
| Credito Habitacao e Bens de consumo | MZN 1,500 - 600,000 | 6 - 18 | 40% - 60% | 0% - 20% | Business, Housing, Consumer, Education, Other | Women, Men, Have business, Have home or land, Salaried worker | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercio & Servicos | 55.2% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 50% - 53.6% | 52.1% - 55.8% | 100 | ||||||||
| Credito Agro-pecuaria/ Agro-negocios | 34.8% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 30.5% - 35% | 32.5% - 37% | 100 | ||||||||
| Credito Habitacao e Bens de consumo | 50.4% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 43.7% - 49.3% | 45.9% - 51.5% | 100 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 104 |
| AKIBA | 26,900 | 36,852,000 | 4 | 117 |
| BELITA | 5,800 | 492,000 | 1 | 117 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 117 |
| F & K Finance | 0 | 38,000 | 1 | 139 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 100 |
| FMFC | 1,500 | 392,000 | 6 | 117 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 117 |
| Mbinga | 1,000 | 2,986,000 | 3 | 117 |
| MCBL | 3,600 | 2,837,000 | 6 | 117 |
| MDF Tanzania | 600 | 148,000 | 1 | 117 |
| NMB | 45,100 | 74,528,000 | 1 | 117 |
| Opportunity | 8,600 | 3,018,000 | 3 | 117 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 117 |
| PTF | - | N/A | 117 | |
| Selfina | 8,000 | 3,773,000 | 2 | 139 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 117 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 111 |
| Victoria | 100 | 377,000 | 3 | 139 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 139 |
| Key Statistics | |
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