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Institution

Rede das Caixas Rurais de Nampula Parque dos Continuadores n. 23/BNampula, Nampula
Data approved: 2012-01-21
Data version: 1
Age of data: -   months 

Product

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Product Details

Key Statistics
Outstanding portfolio (MZN)MZN 2,187,500
Portfolio (USD)USD 70,565
Active Clients with Loans614
Approximate % Female Clients0% - 20%
Approximate % Urban Clients0% - 20%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
Credito para clientes antigos e que pode ser utilizado para diversas actividades de negocios
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visitsx
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyMZN
Minimum loan sizeMZN 6,000
Maximum loan size300,000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term12.0 months
Approx average8.0 months
Distribution at Disbursement (Est.)
Loans 3 months or lessN/A
Between 4 and 6 monthsN/A
Between 7 and 9 monthsN/A
Between 10 and 12 monthsN/A
Between 13 and 18 monthsN/A
Longer than 18 monthsN/A
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest3.00%
Highest quoted nominal interest3.00%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?N/A
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionEste seguro cobre o credito vigente em caso de falecimento do mutuario
% of loan amount - min1.00%
% of loan amount - max1.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Credito Individual samples
Sample 1Sample 2Sample 3
Loan AmountMZN 8,000MZN 12,000MZN 15,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-07-072011-04-062011-05-14
Loan Term (Months)N/AN/AN/A
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee ComponentDKDKDK
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)DKDKDK
Transparency Index-1-1-1
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Credito Individual Price Graphs


Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001136
CEPESIU2,000939,0004136
COAC 4 Octubre2,2005,771,0002136
COAC Ambato1,30016,415,0002136
COAC FondVida2,5004,200,0004136
COAC LaBenefica2,5008,482,0006136
COAC MCCH5,30010,020,0002136
COAC Nacional30,70027,129,0002136
COAC San José10,40029,133,0005136
COAC SanAntonio1,0002,384,0003136
COAC SantaAnita2,0002,532,0006136
Codesarrollo14,40040,328,0007136
Coop San Miguel1,8004,754,0005133
CooP VPR7001,052,0004136
Cooprogreso7,90032,244,0004136
Credi Fe100,900380,039,0004136
D^Miro36,90027,692,0009129
DECOF2,200705,0002136
Espoir62,10021,036,0005136
FODEMI28,20012,924,0003136
Fundacion Alternativa4,3005,545,0002136
FUNDAMIC2,0001,468,0002136
INSOTEC7,0006,047,0004136
Luz del Valle6,40011,300,0003136
ProCredit43,800211,941,0002136
PS Ambato5,6002,771,0001136
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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