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Institution

Rede das Caixas Rurais de Nampula Parque dos Continuadores n. 23/BNampula, Nampula
Data approved: 2012-01-21
Data version: 1
Age of data: -   months 

Product

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Product Details

Key Statistics
Outstanding portfolio (MZN)MZN 2,187,500
Portfolio (USD)USD 70,565
Active Clients with Loans614
Approximate % Female Clients0% - 20%
Approximate % Urban Clients0% - 20%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
Credito para clientes antigos e que pode ser utilizado para diversas actividades de negocios
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visitsx
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyMZN
Minimum loan sizeMZN 6,000
Maximum loan size300,000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term12.0 months
Approx average8.0 months
Distribution at Disbursement (Est.)
Loans 3 months or lessN/A
Between 4 and 6 monthsN/A
Between 7 and 9 monthsN/A
Between 10 and 12 monthsN/A
Between 13 and 18 monthsN/A
Longer than 18 monthsN/A
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest3.00%
Highest quoted nominal interest3.00%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?N/A
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionEste seguro cobre o credito vigente em caso de falecimento do mutuario
% of loan amount - min1.00%
% of loan amount - max1.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Credito Individual samples
Sample 1Sample 2Sample 3
Loan AmountMZN 8,000MZN 12,000MZN 15,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-07-072011-04-062011-05-14
Loan Term (Months)N/AN/AN/A
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee ComponentDKDKDK
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)DKDKDK
Transparency Index-1-1-1
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Credito Individual Price Graphs


Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,0001109
AMPL000109
Arman41,500529,107,0001109
Arohan43,5008,091,0002109
ASA INDIA164,00015,380,0001109
Asirvad113,50019,328,0001109
Asmitha1,114,800217,867,0001109
Bandhan4,048,600674,564,0005109
Belstar123,00023,945,000287
BSFL275,20031,590,0003109
Chaitanya20,7003,748,0003109
Disha Microfin69,00014,332,0002109
Equitas1,220,000186,415,0004109
ESAF354,20043,500,0005109
FFSL150,60035,719,0002109
Fusion66,8009,820,0002109
Grama Vidiyal738,200102,101,0001109
Grameen Koota586,60083,555,00015111
Janalakshmi506,000119,077,0002109
L & T Finance399,80037,199,0001109
MFL331,80049,083,0001109
MMFL175,00023,752,0002109
Mpower13,6002,263,0002109
Sahayata000109
Saija24,7004,682,0002109
Samasta45,5004,809,0002109
Satin405,60090,174,0002109
SCCI115,60015,910,0002109
Share2,195,400376,727,0001109
SKS3,409,000355,029,0002109
SMILE360,20056,927,0001109
SNFL9,4001,779,0001109
Sonata Finance158,20022,724,0003111
Spandana533,400147,240,0002109
Suryoday78,60014,713,0003109
SVCL118,20018,886,0001109
Swadhaar92,80017,166,0003109
Trident68,7008,852,0001109
Ujjivan913,300160,848,0005109
Utkarsh168,60025,915,0003109
VFS175,40019,264,0002109
Asomi50,3004,743,0002141
AES India3,600286,0001141
Arth2,900611,0002141
Asomi50,3004,743,0002141
Barasat GS1,10099,508.021141
BJS6,000468,0001141
Cashpor417,00050,452,0001140
Credible10,0001,669,540.362141
DIBAKAR1,800145,0001140
GOF65,2005,388,0004140
Hope62,6004,407,0001138
Jaago2,700237,0001139
LOK4,900573,0001140
Nano25,6003,660,0002141
NBSAAVS28,1002,821,0001138
Nirantara8,200917,0002140
Parama7,100482,0001140
Pragathi26,2004,579,0006140
PWMACS36,5005,946,0001140
Saadhana90,90012,046,0002140
Sambhav1,500183,0003140
Seba Rahara6,700468,0001140
SU61,1005,498,0001140
Swayanshree7,900918,0002140
Vikas Samiti1,600168,0001140
Vistaar4,3001,157,0002138
We The People1,100244,0002140
WEMCS1,10085,0001140
Yukti1,10099,0002140
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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