Institution # Borrowers Portfolio (US$) Products Age of Data
ACAWE10016,0002149
AfricaWorks6,5001,843,0008110
AZADER2003,0002150
BOM18,9006,422,0003118
CCOM9,1002,995,0006133
FDM7,2001,002,0004133
Hluvuku-ADSEMA5,3002,959,0003133
IRAM000133
ProCredit000133
Tchuma000133
SOCREMO-N/A161
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Institution

SATHAPANA Limited #831C, Monivong Blvd, Phsa Doem ThkovChamkarmornPhnom Penh, N/A1423
Data approved: 2011-01-07
Data version: 2
Age of data: -   months 

Product

Balloon Loan KHR Product 1 of 4 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (KHR)KHR 7,052,159,700
Portfolio (USD)USD 1,802,238.62
Active Clients with Loans2,900
Approximate % Female Clients40% - 60%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Balloon loan is a type of credit, which allows the borrower to use the borrowed fund in their business activities with monthly interest repayment and pay principal according to negotiation.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyKHR
Minimum loan sizeKHR 100,000
Maximum loan size20,000,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term12.0 months
Approx average6.0 months
Distribution at Disbursement (Est.)
Loans 3 months or lessN/A
Between 4 and 6 monthsN/A
Between 7 and 9 monthsN/A
Between 10 and 12 monthsN/A
Between 13 and 18 monthsN/A
Longer than 18 monthsN/A
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.30%
Highest quoted nominal interest3.50%
Reason(s) why interest rate variesLoan Size
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionLoan fee charge before disbursement.
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min500
Fixed amount - max20,000
Reason for variation
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forSome
CriteriaAccording to market competition on specific area. Branch manager or head credit officer can approve or disapprove of taking compulsory saving.
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited5.00% - N/A
or, Fixed-amount deposited0 - N/A
Deposits DURING period payments
% loan amount deposited0 - N/A
or, Fixed-amount deposited0 - N/A
Conditions on access to depositFinal Pmt
Interest Paid on Deposit
Minimum interest rate paid4.00%
Maximum interest rate paid4.00%
Interest payment frequencyEnd Term
Taxes
Are taxes charged on this product?No
Additional Comments
Loan fee show in disbursement voucher.\rWe encourage client to deposit in voluntary saving account instead of compulsory saving.

Full Pricing Data

Balloon Loan KHR samples
No sample data for this product
Balloon Loan KHR Price Graphs
No sample data for this product
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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