Institution Type | Other |
Is this institution regulated? | Yes |
Website address | http://www.asapakistan.com |
Year established | 2008 |
Head of Institution | Md. Mosharrof Hossain |
Regions active | Punjab, Sindh |
# Branches | 180 |
Total Portfolio (nat'l) | PKR 3,018,099,519 |
Total Portfolio (USD) | USD 29,637,737.28 |
Active clients with loans | 230,488 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Pakistan Microfinance Network |
Funders | ASA International Holding, Pakistan Poverty Alleviation Fund |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1998 |
Head of Institution | Romedan Mohammed |
Regions active | |
# Branches | 170 |
Total Portfolio (nat'l) | ETB 585,102,740 |
Total Portfolio (USD) | USD 31,799,061.96 |
Active clients with loans | 327,888 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 40% - 60% |
Network affiliations | AEMFI |
Funders | Regional Government, Wondo Company, Association of Southern Peoples |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | PKR 17,000 - 49,000 | 11 | 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
Small Business Loan | PKR 50,000 - 99,000 | 11 | 0% - 20% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
Small & Medium Enterprise | PKR 100,000 - 200,000 | 11 - 17 | 0% | 40% - 60% | Business | Men, Have business | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Rural Agriculture Loan | ETB 2,000 - 50,000 | 12 - 36 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Rural Petty Trade Loan | ETB 2,000 - 50,000 | 12 - 36 | 20% - 40% | 0% - 20% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins | |||||||
Small Investment Loan | ETB 2,000 - 20,000 | 12 - 36 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Urban Loan | ETB 2,000 - 50,000 | 12 - 36 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small Business Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small & Medium Enterprise | 42.4%-43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Rural Agriculture Loan | 18.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 5.0%-10.0% upfront 6.00 ongoing | 20.2% - 28.7% | 25% - 35.7% | 64 | ||||||||
Rural Petty Trade Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-10.0% upfront 6.00 ongoing | 11.3% - 22.5% | 14.8% - 29% | 65 | ||||||||
Small Investment Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0%-10.0% upfront 6.00 ongoing | 11.7% | 14.8% - 15.8% | 99 | ||||||||
Urban Loan | 10.0% annual, Decl Bal | 1 Fee | 1 Ins | None | 5.0%-10.0% upfront 20.00 ongoing | 11.7% - 11.8% | 17.1% - 17.7% | 57 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small Business Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small & Medium Enterprise | 42.4%-43.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Rural Agriculture Loan | 18.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 5.0%-10.0% upfront 6.00 ongoing | 20.2% - 28.7% | 25% - 35.7% | 64 | ||||||||
Rural Petty Trade Loan | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0%-10.0% upfront 6.00 ongoing | 11.3% - 22.5% | 14.8% - 29% | 65 | ||||||||
Small Investment Loan | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0%-10.0% upfront 6.00 ongoing | 11.7% | 14.8% - 15.8% | 99 | ||||||||
Urban Loan | 10.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 5.0%-10.0% upfront 20.00 ongoing | 11.7% - 11.8% | 17.1% - 17.7% | 57 |
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